Caron Price, Mortgage Broker Modern Mortgage Group
3531 Uptown Blvd. V8Z 0B9 Victoria, BC, Canada

Make your life the one you have always wanted, know you have the power to make it happen. #dailyaffirmations

When you start your day with gratitude everything falls into place with grace and ease. #dailyaffirmations

Always exciting to see Victoria real estate stats!

Never underestimate the power of being authentically yourself. #dailyaffirmations

Wishing everyone a magical Christmas (with just the people that live in your house - ha!) full of good food, family, laughs and of course, some spoiling too!

While no one can truly predict exactly what mortgage rates will do there is talk of interest rates rising as early as April. Even if paying a penalty to break your existing mortgage contract there is interest savings for you. Let's talk today about how much you can save by securing today's rates.

ATTN FIRST TIME HOME BUYERS!! The federal government has announced increases to the First-Time Buyers Incentive in three special markets - Toronto, Vancouver, and Victoria. Call me for more info! 250.857.2355 Since its inception in 2018, the maximum home price to be eligible for the shared equity mortgage program was 4 times household income. As of Spring 2021 this is increasing to up to 4.5 times household income. The buyer’s income threshold is being raised from $120,000 ...to $150,000. These changes mean the maximum home price for eligible first-time buyers in the three markets goes from $505,000 to about $722,000. Information on the current program https://www.cmhc-schl.gc.ca//first-time-home-buyer-incenti

Yes! While this has been quite the year we do still have things to smile about. Happy Monday everyone! #MindsetMonday

Hope your last long weekend of the summer was all you had hoped for!

Soak it all in. The last of last summer mornings and coffee in PJs.

What are your long weekend plans?

Wow, its September already! For a year that has had a lot of drag it sure feels to be going by quickly. Can you feel the change in the air as we move towards autumn, bulky sweaters and a lot of pumpkin spice? Best wishes to all as we navigate back to school for the kids and the end of searching for campsites.

Beautiful Langford condo. Close to everything!

Better late than never. #MindsetMonday

Tell me all about your long weekend plans! Will there be dirty children & smores? Reading a book in the sunshine? BBQs with (no more than 6) friends?

Location, location, location! This large condo is right in the heart of Victoria.

If only the sun would shine so we could grill....

Because....who wouldnt want to live here?

Happy Canada Day everyone!

Prince George to Victoria (with a few stops in between).

Another lovely family home brought to you by JP Real Estate Services

The 1.99% HSBC carrot and why you can do better...

Its a good idea to monitor your credit, even before mass scale mortgage deferrals. Do you use Borrowell or another provider?

Location! Location! Location! This town house is a rare find and priced to move!

Have you seen 925 Alton Lane yet? Real estate in Victoria is back to being HOT - you do not want to miss out!

Everything you could need is right near this beautiful home! Virtual open house is this Sunday - you wont want to miss it.

Beautiful condo, right downtown with bright beautiful windows and views!

Motherhood is the exquisite inconvenience of being another persons everything. Unknown Wishing all the Moms, Mamas, Grandmas, Step-Moms & Fur Baby Moms a great day.

For when we are all on the move again

Call or message me if you have an upcoming renewal or a new purchase as this offer comes with best rates & pays your first 3 months of interest!

How has your business changed during COVID? Will you be keeping these changes when we return to "normal"?

You can access the current Our House magazine in digital format. Link in the comments.

Crystal Clean Credit During COVID-19 In addition to navigating self-isolation the vast majority of us are also facing uncertain financial stress. There are a few things you can do to keep your credit rating in its best shape. 1. Stay in touch with your credit providers. Even before COVID-19 the best thing you can do, if requiring financial assistance, is to communicate with your credit providers. Currently lenders are offering payment deferrals on mortgages, lines of cre...dit, auto loans credit cards & personal loans. Some lenders have also been able to offer short term interest rate reductions or the complete elimination of charging interest. If you are struggling to maintain your commitments reach out to your lender and let them know. Their customer service departments are working hard to facilitate your needs but they cant help you if you dont let them know you need it. 2. Get it in writing. Whatever repayment terms you agree to with your lender, that are outside of your original contracted commitment, ask for this in writing. Lenders have verbally stated that they will not be negatively reporting deferred payments but the credit reporting in Canada is not fool proof and there is room for error. Protect yourself by having the agreement in writing. That way you would have proper documentation to have the incorrect reporting removed from your credit bureau. 3. Make your minimum credit card payments on time. Many credit card providers are also offering payment deferrals. Should you choose to defer for 6 months on the 7th month all 6 months of the accrued interest payments will be due. If you can afford to keep your monthly minimum payments up to date you will not only ensure your credit history on the account remains in tact but you will also save yourself from a large payment being due on the 7th month.

Why wouldnt we give up shaving?

Todays lesson in horticulture brought to you by a true brown thumb with big dreams of an apple tree. How are you spending your day?

The start of a new month always feels invigorating. Bring on the flowers and sunshine!

Helpful information about the programs that have been announced.

Todays Home Schooling includes kid made pancakes. What are you doing with your littles today?