CENTUM

I think we’re all aware that talking about money and financial things isn't always a topic of conversation among friends. However, we really think it's something more of us should be talking about. The general awareness of a lot of financial tips and saving practices may not be the most fun topics, but they are certainly some of the most valuable to understand. So when it comes to goal setting, we want to look at things from a short term, medium, and long term time frames.... Among your short term goals might be to: - Establish a budget to live within your means - Create an emergency fund or increase your emergency fund savings to a certain level - Pay off credit cards - Save money to take a night course What are some other examples of short term goals? We’d love to hear your input in the comments!

So you might be thinking, I don’t need to worry about my financial plan, I have plenty of time to figure that out! However, saving early gives you the ability to build wealth faster as compound interest and time works in your favour! Plus, establishing good savings habits early on in life will set the stage for an improved ability to achieve financial goals and independence. ... It's important to do so to avoid the pitfalls of being over leveraged with debt obligations that may have high borrowing costs.

Make sure to check out Leanne Myles-Mortgage Broker in the upcoming Pursuit: 365 book that comes out in March on International Women’s Day!! The book shares inspiring stories from Leanne and 364 other Canadian Women from all walks of life including Jann Arden, Tosca Reno, Celebrity Stylist Kim Appelt, and more.

"Current trends and the outlook for housing market fundamentals suggest activity will remain relatively healthy through 2021..." Reach out to our team for more information! --- http://ow.ly/mrvQ50D5AwF

Ok, now it's time to calculate your financial inventory. Grab your recent bank statements along with your drink of choice and have a seat. Review your most recent bank and investment statements for all your holdings. You want to take an inventory of each item and identify the most current date to provide you context. ... Add up all your assets (A) and deduct all the liabilities (L) and you will calculate a net worth (NW). The equation is A - L = NW

We hope you've been enjoying our last few posts! Today we wanted to touch on why financial goals are so important, no matter your age. Setting financial goals provides a road map and plan to build wealth and places you on the path for financial independence. It is critical to establish achievable time horizons so that you can plan your financial milestones properly. The key to success really is a proper plan!

Your mortgage is in good hands whenever you choose a CENTUM mortgage broker.

Thinking of selling your home? Here are some tips that could help save you thousands. Want more info? Contact me for details! http://ow.ly/U1AA50BRAV8

You're a cutie(pumpkin)pie, and we hope you have a fantastic thanksgiving.

Happy Thanksgiving!

From our family to yours. Have a happy Thanksgiving.

It's time to start getting ready for thanksgiving dinner. Let us know what you'll be eating/cooking on Monday.

It's never too early to count your blessings. Remember to take some time to slow down and spend time with your loved ones.

Bank of Canada keeps the door open to the possibility of negative rates.

CENTUM mortgage brokers are always keeping up with the changing mortgage market.

According to RBC’s analysis, household disposable income rose 11 percent in Canada from April to June. http://ow.ly/hTc950BLbFS

Happy World Teachers' Day to all the amazing Teachers out there. Tag a teacher that you're grateful for!

As one of Canada's largest brokers, we are more than happy to answer any mortgage questions you might have.

We shop for lenders so that you don't have to. Contact your CENTUM mortgage agent today.

Life gets busy and sometimes it's hard to keep track of everything. Our CENTUM mortgage agents are happy to help out with your mortgage renewal, all you have to do is call.