Humi Rahimi
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Canadian real estate is increasingly becoming a seller’s market as supply shrinks to decade lows, raising the prospect of rising prices and the re-emergence of froth in some major cities. Read more here:
Your income tax package has an entirely new look this year thanks to the Canada Revenue Agency’s decision to revamp the T1 Personal Income Tax return form. Read more about these changes here.
It’s that special time of year again, and now Canadian retailers are getting in on the savings. Read more here:
Foreign investors mopped up the flood of new issuance by Canadian governments and companies, a sign the nation continues to be viewed a safe haven - netting C$49 billion of Canadian securities in April, as reported by Statistics Canada.
Following the announcement of CMHCs new mortgage rules, Canadas other two mortgage insurers, Genworth Canada and Canada Guaranty, confirmed they will not be following CMHCs lead. Read more here:
CIBC announced that it is offering reduced interest rates on personal credit cards for Canadians experiencing financial hardship due to the COVID-19 pandemic.
In support of small businesses, CIBC announced extended assistance and support measures to help ease financial hardship as a result of COVID-19 disruption. Learn more here:
The Bank of Canada has issued another rate cut! If the banks decide to follow, this means that new variable mortgage rates can be as low as prime -1 % in some cases. This rate cut will only effect variable rates BUT chances are fix rates may decrease also. With this being said, now is the perfect time to switch your mortgage!! CIBC is offering up to $3000 cash back to clients who apply for a Transfer-In or Refinance, or First Time Home Buyer purchase. Contact me for more info and take advantage of these incredible low rates!
The Bank of Canada is looking for the owners of nearly $900 million in unclaimed bank accounts. If you lost track of a bank account over 10 years ago, Canadas central bank wants you to know that your money is waiting.
If you’re buying a house or condo and you suspect that the current owner from whom you are purchasing the property is a non-resident of Canada - you could be personally liable for the vendor’s Canadian capital gains tax. Here's what you need to know:
Your income tax package has an entirely new look this year thanks to the Canada Revenue Agencys decision to revamp the T1 Personal Income Tax return form. Read more about these changes here.
Learn about the importance of bridging the gap between short term satisfaction and long term benefits of saving.
For a limited time, get a great rate on a high-ratio 5-year fixed-rate closed mortgage. If you’re planning on making a down payment that’s less than 20% of your home’s value, this low rate can help you stretch your budget further and afford a great home. Contact me to learn more!
To have a satisfactory and successful retirement, you need to expect change, be aware of how you and everything around you is changing and adapt your lifestyle and financial plans to those changes.
Canadian real estate is increasingly becoming a sellers market as supply shrinks to decade lows, raising the prospect of rising prices and the re-emergence of froth in some major cities. Read more here:
With a CIBC Smart Account for students you’ll enjoy no monthly fee, unlimited everyday transactions and free unlimited Interac e-Transfer transactions**. Contact me today for more details.
The lack of housing supply is the "main story" in our market these days, and the Canadian market hasnt seen a dearth of listings like this since 2007. Read more here:
We’re proud to be named one of Achievers 50 Most Engaged Workplaces in North America for the fifth year in a row! http://www.Achievers.com/engaged
Federal tax changes coming into effect January 1 will lower taxes for most Canadians and also impact retirees, recently separated individuals who want to use their retirement savings to buy a home and digital news consumers. Read more here:
The homeowner life in Canada is changing and we see it everywhere. But how much have things really changed? What is considered attainable? Read more here:
Its that special time of year again, and now Canadian retailers are getting in on the savings. Read more here:
7100+ property in South Surrey's DESIRABLE OCEAN PARK!!! Contact Sidra Subzwari Real Estate for more info!
Oh Canada! Wishing you a wonderful long weekend!
Introducing your local CIBC Mortgage Advisor here in Tsawwassen. Feel free to give me a call or simply stop by and ask any mortgage questions you may have. Im here to help = )
As a Mobile Mortgage Advisor, you’ll make lasting connections and provide expert mortgage advice that enables clients to secure their future and own their homes. If you are interested, please send me a copy of your resume at ([email protected]).
Looking for a place in SOUTH SURREY?? CHECK OUT THIS HOME!!! This definitely wont last long - Contact me or Mike Jamieson for details!
Gorgeous Listing in White Rock!! Contact Raman Chadha for more info.
The Bank of Canada is done raising interest rates until at least the end of next year, with a serious risk of a cut by then as policymakers become more wary of slowing growth and global trade tensions. Read more here:
What a beautiful property!
Wow! This listing is absolutely gorgeous. Contact Sidra Subzwari Real Estate for details!
Check out this beautiful penthouse in Surrey!! Open house this Saturday. Contact Hamed Yayah Royal Lepage Global Force Realty for more details.
BREAKING... 2nd Avenue is completely closed between Main and Cambie.
Use your equity to help pay for major purchases and get more financial flexibility. Fund life's conveniences, such as a new car or home makeover. Finance everything from unexpected repairs to tuition to emergency funds. Give me a call today to discuss your options.
Open house this weekend!! Check out this beautiful one bedroom condo in East 30 Ave Vancouver! Definitely won't last long. Contact Hamed Yayah Royal Lepage Global Force Realty for more details.
If youre buying a house or condo and you suspect that the current owner from whom you are purchasing the property is a non-resident of Canada - you could be personally liable for the vendors Canadian capital gains tax. Here's what you need to know:
CONTEST IS NOW OVER. WINNER WILL BE ANNOUNCED ON FRIDAY. THANKS FOR EVERYONE WHO PARTICIPATED. YOU GUYS ARE AWESOME!!! Contest Alert: Enter to WIN one (1) SPACE GREY APPLE WATCH Series 3, retail value of $429. Simply share this post, and like my Facebook page for one entry into this contest. Contest closes on March 21 at 11:59pm (PST). British Columbia residents only.
Know someone who is interested in the BC Home Loan's Program? Let them know it wont be here for long. DEADLINE FOR SUBMISSIONS ARE MARCH 31 2018. Get your applications in now!
This fall home maintenance checklist will get you off to a great start for making sure your house is prepared for everything fall and winter throw at it.
For a limited time, get a great rate on a high-ratio 5-year fixed-rate closed mortgage. If youre planning on making a down payment thats less than 20% of your homes value, this low rate can help you stretch your budget further and afford a great home. Contact me to learn more!
Do you have any old currency lying around? It won't be legal for much longer, so spend while you can! Or just hang onto that piece of history.
Wow! This is gorgeous. Definitely won't last long! Be sure to check it out this weekend between 1 - 5 !!
Shop with confidence knowing how much you can afford. Get a CIBC Pre-Approved Mortgage Certificate, which signals to sellers that you’re serious, and guarantees your mortgage interest rate for 120 days. Call me today to learn more.
Finally Opportunity to Own!! Contact Sidra Subzwari Real Estate for details!
CIBC Poll: Canadians who financially contribute to the care of a loved one due to advanced age or illness, are out of pocket $430 per month on average an expense many aren't planning for.
UPDATE : Bank of Canada has increased its benchmark interest rate. How will this rate increase effect you? Take a moment to go over this informative article posted by Greater Vancouver Real Estate Board.
Four Canadian provinces are scheduled to raise their minimum wages this year, a development that's bound to have positive and negative impacts on the local economy. Learn more here.
With a CIBC Smart Account for students youll enjoy no monthly fee, unlimited everyday transactions and free unlimited Interac e-Transfer transactions**. Contact me today for more details.
Congrats on the Sale Hamed Yayah!!
Were proud to be named one of Achievers 50 Most Engaged Workplaces in North America for the fifth year in a row! http://www.Achievers.com/engaged
Paying down debt remains the top financial priority for Canadians amid climbing household debt and the expectation interest rates will rise next year, according to a new poll by CIBC.
Incredible ocean front property!! Contact Sidra Subzwari Real Estate for all of your inquires.
Looking to buy a home? I can help you understand how the new mortgage qualification rules apply to your personal situation, and then provide you with a financing solution that meets your needs. Let's get started, whenever works for you!
Awesome job Hasan Juma!
Wishing you and your families a Happy Canada Day long weekend!
The vast majority (85 per cent) of Canadians agree that they 'need to save more money', but nearly two-thirds (64 per cent) are not making savings a priority, finds a new CIBC poll.
If you're shopping for a new home, consider asking yourself these questions before making an offer. You may save yourself from some unexpected surprises down the road!
Happy #MothersDay! To all the moms out there, we want to say thank you for everything you do!
While roughly a third of Canadians surveyed hadn’t heard of the new OSFI stress test regulations, 48 per cent said that they were considering purchasing a home in the next five years.
The National Bank of Canada and a Vancouver-area realtor believe the local housing market will cool in the next year
OPEN HOUSE!!!!!!!!!! SUNDAY MAY 13th 2P.M-4P.M 20 18199 70 AVENUE https://www.bchousefinder.com//20-18199-70-avenue-cloverda
As a Mobile Mortgage Advisor, youll make lasting connections and provide expert mortgage advice that enables clients to secure their future and own their homes. If you are interested, please send me a copy of your resume at ([email protected]).
Housing affordability continues to dominate the conversation. Here's what you need to know about 2018 market trends.
#CIBC raised $17 million at this year's #CIBCRunfortheCure. Thanks to all of those that participated or donated!
New mortgage rules unveiled by OSFI will require even those who don't need mortgage insurance, to have their finances stress tested at higher rates.
Besides your down payment and mortgage, don't forget to consider the additional costs of buying a home here: tinyurl.com/y9xydadh
I always get asked, can I use my RRSP? The answer is yes. Here are some of the best ways to use your RRSP to invest in real estate.
Take a look at the Weekly Market Insight - Economic Update
STRESS TEST WITH 20% DOWN? With all the recent changes, there’s a new threat to affordability for first-time home-buyers.Learn more here.
This article may answer some of your questions about credit scores and how they are calculated.
PSA: Introducing your Friendly Neighbour Mortgage Advisor!! Contact me for absolutely anything related to the finance world and I will do my best to help you or refer you to someone who will take care of your needs. ... I can help with all sorts of mortgage inquires such as Refinances, Construction Mortgages, Purchases, Porting mortgages, Foreclosures, Builder mortgages, the list goes on. I will do my very best to help you qualify for the purchase of your dreams! Take a moment to hit the like button and send some love!!! I appreciate it =) Sincerely, Friendly Neighbourhood Mortgage Advisor
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