Main Street Mortgages
8551 Weston Rd Unit 201 L4L9R4 Woodbridge, ON, Canada

It’s hard to believe we’re in August with just a few weeks of summer left. While mortgages may not be at the top of your mind these days, there has been some news in the mortgage world. The Bank of Canada recently announced that it has lowered the mortgage stress test qualifying rate for the first time in three years from 5.39% down to 5.19%. This means that you can now qualify for your mortgage using the new lower qualifying rate which in turn allows you to borrow a larger m...ortgage. While this move might have a small effect, it is a positive change for those looking to buy their first or next home. There is lots of good news out there if you’re thinking mortgages. The fall market is only weeks away and if you’ve been thinking of buying a home or if your mortgage is coming up for renewal soon, now is the time to reach out to us. We have access to many lenders that are eager for your mortgage and are offering exceptional rates and terms now. Call or message us today and let’s get your rate!

So what’s best for you? First Home Buyers have a couple of options to take full advantage of the new incentives. . Unsure? We are here to help! . Call 905-235-3396 or email [email protected]

Nobody should have to worry about their mortgage because of financial impacts of COVID-19. Please contact your mortgage professional if you need advice on mortgage payment difficulties. Find out more: http://ow.ly/1YM050yLL2P

Enjoy this special time with loved ones

We are excited to announce our new television program, Real Money with Roger and Clyde. Our show is designed to help the viewing public navigate the world of Real Estate and Finance . Airing on the Real Estate Channel (Rogers 260) 7 days a week during the midmorning timeslot from 10:30 AM 11:00 AM. . We are excited about the program and it will be used as a catalyst to broaden the scope of the services we offer and those of the partners we work with.... . We are looking forward to sharing the launch date soon! See more

Do you qualify for the First Home Buyers incentive? There are a few boxes to tick - but we can help you with that!

Ok, name and shame, who is guilty? . Don’t set yourself up for disappointment. You might only get one shot. Contact us today and we will help set you up for success!

So whats best for you? First Home Buyers have a couple of options to take full advantage of the new incentives. . Unsure? We are here to help! . Call 905-235-3396 or email [email protected]

We’ve got our latest blog and video post coming soon... no idea why it’s taking so long...

This month we are talking FIRST HOME BUYERS! Is that you? Someone you know? With the new incentive taking affect theres plenty to benefit from. Tag a First Home Buyer below who could use our help!

As we enjoyed the long weekend a new government scheme was officially launched that aims to help more people start owner their own home. . However, the First-Time Home Buyer Incentive has had a mixed reception as critics say that it will not make a widespread difference to the ability of first-time homebuyers to afford to live the Canadian dream. . With the programs requirements for household earnings of a maximum $120,000 and a mortgage-to-income ratio capped at 4 times ho...usehold income, the top-end of the homes that the scheme will help to buy is far short of the $826K average home price in Vancouver or $982K in Toronto. . The CMHC estimates that it could help 100,000 first-time homebuyers, but Mortgage Professionals Canada thinks the figure could be as low as 5,000 as potential buyers arent interested in giving up equity in their new home and mortgage insurance requirements. . What are your thoughts on the new incentive? See more

Its hard to believe were in August with just a few weeks of summer left. While mortgages may not be at the top of your mind these days, there has been some news in the mortgage world. The Bank of Canada recently announced that it has lowered the mortgage stress test qualifying rate for the first time in three years from 5.39% down to 5.19%. This means that you can now qualify for your mortgage using the new lower qualifying rate which in turn allows you to borrow a larger m...ortgage. While this move might have a small effect, it is a positive change for those looking to buy their first or next home. There is lots of good news out there if youre thinking mortgages. The fall market is only weeks away and if youve been thinking of buying a home or if your mortgage is coming up for renewal soon, now is the time to reach out to us. We have access to many lenders that are eager for your mortgage and are offering exceptional rates and terms now. Call or message us today and lets get your rate!

Did you catch our latest blog on refinancing to renovate? We've got a list of the renovations that give you the most bang for your buck! READ MORE >> https://www.mainstreetmortgages.ca//refinancing-to-renova/

TODAY’S BEST RATE - 2.74%. . With our free no obligation consultation one of our senior mortgage professionals will use their expertise to help arrange hassle free a mortgage refinancing designed for you. This will help you understand how much you can save and benefit from the right debt management strategy.

July - you brought the heat! Are you looking to refinance or purchase this month? Contact us!

Another successful team meeting done and dusted. We really enjoy hearing from all of our team and learning more about how we can help YOU and YOUR mortgage needs. It is important to us to have these monthly meetings to ensure we are all working as a well oiled machine. #teamwork

Which renovations give you the most BANG for your buck? Clyde Bryant Jr, Roger MisterMortgage Grubb and (unofficially) Marie Kondo share their top 5!

Team Tuesday. What caption would you put for this behind the scenes snap of our team meeting last week?

Ok, name and shame, who is guilty? . Dont set yourself up for disappointment. You might only get one shot. Contact us today and we will help set you up for success!

Weve got our latest blog and video post coming soon... no idea why its taking so long...

First buyers - THIS IS FOR YOU! . Earlier this year during the federal budget, the government announced the First-Time Home Buyer Incentive program in an attempt to address affordability. The program launch date is set for September 2nd, 2019 at which time incentive applications can be received for purchase transactions closing on or after November 1st, 2019. . The program offers eligible first-time homebuyers the opportunity to receive interest free from the gove...rnment in exchange for a shared equity in the property. The concept is that with the interest free loan, which would be 5% of the value in the case of a resale home or 10% for new construction, the homebuyer would be taking out a smaller mortgage thus reducing the monthly mortgage payment. . Our role as your mortgage professionals is to always stay of changes in the industry and see how they matter to you and your . The First-Time Home Buyer incentive program is just one of the many solutions we have available to help home buyers realize their dream of home ownership. . CONTACT US TODAY - [email protected] See more

MAKE IT RAIN! Our cash back promo is still running - but for a limited time only! Now is the time to secure a loan and get paid for doing it.

TODAYS BEST RATE - 2.74%. . With our free no obligation consultation one of our senior mortgage professionals will use their expertise to help arrange hassle free a mortgage refinancing designed for you. This will help you understand how much you can save and benefit from the right debt management strategy.

Some of us win NBA Championship titles, some of us refinance your home. Either way, it’s a WIN! . May was a great month with success across multiple regions. . #gorapsgo #nbafinals #wethenorth #ohcanada #mortagebroker #torontolife #canada #summertime #home

EXTRA, EXTRA, READ ALL ABOUT IT. . The Bank of Canada today maintained its target for the overnight rate at 1 percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 percent. . Read more >> https://www.bankofcanada.ca//07/fad-press-release-2019-07/

Fantastic news from the 2019 Market Report. We are seeing GREEN across the board, which makes now, more than ever, the time to be active in the market.

We can’t wait to celebrate Pride Month this weekend at the @yorkpridefest! Will you be there? . #pride #yorkpride #pridemonth #msm #yorkregion #newmarket #vaughn #toronto #canada

What do you consider a LUXURY item for a home? A pool certainly makes our top five, especially in this heat . Photo: @luxury_canada_homes

Do you like Pina Coladas? And minimal mortgage pain? . Give us a call today for a FREE consult on (905) 235-3396.

1 hour until we go LIVE. Roger MisterMortgage Grubb and I are chatting all things private mortgages. Tune in at 11am here or on Instagram. Got questions? Let me know!

June, you were awesome. Now bring on July! Looking into a purchase? Or maybe you're refinancing? Contact us TODAY!

Most people are not aware that when rates go down, it might make financial sense in many cases to refinance during the term of the mortgage instead of waiting until the renewal time. This can especially be a good option if you want to consolidate your debt, invest for the future, or simply increase your monthly cash flow. To find out if this option makes sense for you, reach out and we can explore the possibilities. #refinance #mortgage

"To deny people their human rights is to challenge their very humanity." - Nelson Mandela #pridemonth

Have you had a chance to check out our latest blog on using the equity in your home? You'll be surprised to see how many options you have. Read here >> https://www.mainstreetmortgages.ca//how-to-use-the-equity/

We've got the tips you need to pay the LEAST interest possible. Want to know how? Click below!

Welcome to MSM Live Q and A

Want to know how to get the lowest interest rate??

Want FREE Mortgage Advice? We're going LIVE in 15 minutes! Tune in!

Oh Canada! Have a brilliant day with friends and family celebrating our great land

We had a great time at the annual Mortgage Alliance Golf day.

We are holding a LIVE information session tomorrow on Instagram. Need lender advice? Buying your first home? Not sure on rates? Ask and we shall tell!

Did you know you could buy another home? Don't believe us? Check out our latest blog post below. #equity #realestate #mortgage

Is a private mortgage right for you? What is the interest rate? Want to see Roger throw his phone? We've got it all in this weeks blog instalment! . Find out more below!

We the North. Who is ready for game two? . Photo: @clyde_bryant . #goraps #gorapsgo #basketball #sport #NBA #finals #toronto #torontolife #torontoraptors #streetsoftoronto #sunday #weekend #mortagebrokerstoronto #mortagebroker #vaughan #summertime

Team Tuesday! We had a blast with our extended team at First National Financial yesterday. What a rockstar group

Newmarket in summer, does it get any better? . Photo: @newmarketgroupofartists . #newmarketcanada #newmarketpride #vaughn #mortagebroker #torontolife #toronto #travel #canada #summer #ontario

TORONTO RAPTORS! Now we have your attention, let's talk about Lenders. #lenders #goraps

MSM UPDATE! Recent Canadian economic data are in line with the projections in the Bank’s April Monetary Policy Report (MPR), with accumulating evidence that the slowdown in late 2018 and early 2019 is being followed by a pickup starting in the second quarter.

One of the most anticipated aspects of retirement is the financial freedom that comes with those glory years. However, according to a Statistics Canada Report, ...34 percent of retired people over 55 are still carrying debt. . Entering into retirement with debt in the form of a mortgage, student loans, or credit cards, can hurt your ability to travel and make necessary payments, especially if you are relying on a fixed or limited income. . Tackling debt before entering retirement will not only free up more cash flow to put toward retirement savings but will also ensure that your golden years are truly worry-free. . Contact us today - 905-235-3396 or reversemortgagehelp.ca See more

Sunday Funday! This will help you beat those Monday feels... #bloopers #mortgage #instagood #toronto #canada

A quick snap from our June 2019 team meeting. Thanks to Elena Robinson and Maria from First National Excalibur and to Josh Balner from SCS Credit for their presentation to our team. . They are great resources and partners for us to provide solutions to our clients. . #teamwork #mortagebroker #torontolife #summertime #streetsoftoronto #firstnational #bank #business #toronto #canada #vaughn

Patio season is just around the corner and there is no better time to think about upgrading yours! . With fixed rate mortgages at a low, come and chat to us about how we can make your patio dreams a reality. . Image: @juliahengel

Another great monthly meeting done and dusted! This month we were joined by Alex Bruce from First National Financial. Alex used an interactive online platform to engage our mortgage agents. It was a very cool classroom tool! We hold monthly team meetings where we bring in reps from the leading Canadian lenders to educate us on their products and the differences between lenders and product options. We stay up to date on the latest mortgage news and always have a solution ready for you!

WANT CASH? Who doesnt?! We have a special cash-back promo! One of our lenders is offering this great cash-back promo for a limited time. If you purchase a property of $500,000 or more get up to $2000 cash-back. Now until August 30th - Contact us to find out more!

With summer just around the corner, we've got more than hot weather to look forward to. Fixed term mortgages are the lowest they have been in years! Hear what Clyde and Roger have to say.

Not all Super Heroes wear capes!

Looking for a free activity to do with the kids in Toronto? Starting May 25, admission to the Art Gallery of Ontario (AGO) will be free for visitors age 25 and under! What's your favourite museum in Toronto? Let us know in the comments.

Free First-Time Home Buyers Guide!! Preparation is key to purchasing a home, and knowing what to ask your lender in your next meeting will help you feel more relaxed and confident throughout the entire process. We walk our clients through the entire mortgage process and never keep them in the dark. We're always happy to patiently answer your questions. Ready to buy a home, but don't know where to start? Our Complete First-Time Homebuyer's Guide contains everything you need ...to get started. Sign-up below for a copy: https://mainstreetmortgages.us20.list-manage.com/subscribe

Some of us win NBA Championship titles, some of us refinance your home. Either way, its a WIN! . May was a great month with success across multiple regions. . #gorapsgo #nbafinals #wethenorth #ohcanada #mortagebroker #torontolife #canada #summertime #home

Are you tapping into your home's financial potential? Once you’ve paid off a good portion of your mortgage and built up equity in your home, you can leverage that money to finance a renovation, consolidate your debt, top up your RRSP, or invest in a business ventureeither via a home equity loan (also known as a second mortgage) or a home equity line of credit (HELOC), At Main Street Mortgages we we believe that not all second mortgages are created equal. That’s why we bend o...ver backwards to find the right second mortgage for you. Contact us today for a FREE consultation: (905) 235-3396 (24 hours, 7days per week)

Bring it on Photo: @fuseneon . #wethenorth #goraps #gorapsgo #toronto #canada #raptors #nba

Are you ready to buy a home but don’t know where to start? We help map out the best strategy to not only complete your home or condo purchase smoothly; but to pay off your mortgage sooner. You get a better rate for your mortgage when you choose us because we use the relationships we have built with leading lenders to find the best rate. Our rates are often much lower than the big banks! Our Complete First-Time Homebuyer's Guide contains everything you need to get started. Sig...n-up below for a copy: https://mainstreetmortgages.us20.list-manage.com/subscribe

"We are just a group of 6 friends who wanted to get together to give back to other women in our community. This is our second year and we plan to keep doing this every year. Astria Our very own Astria and her team helped again this year in building a home in Scarborough. It’s the 10th anniversary of Women Build in the GTA!... Women Build empowers women from all walks of life to come together in a shared mission to give a hand up to families in need of a decent place to live. Over 30% of Habitat homeowners are single-mother households, meaning your support will truly make a difference in the lives of women and children. Since 2009, Habitat for Humanity GTA Women Builds have rallied over 5,000 women to raise more than $4.5 million, and build 85 homes through 30,000+ volunteer hours. #habitatforhumanity #womenbuild #habitatgta #friends #womensupportingwomen #friendgoals #community #strongwomen #giveback #thanks #teamwork #together #support #empowerwomen #singlemoms #healthycommunity #happycommunity

We cant wait to celebrate Pride Month this weekend at the @yorkpridefest! Will you be there? . #pride #yorkpride #pridemonth #msm #yorkregion #newmarket #vaughn #toronto #canada

While well-intentioned, not all mortgage advice is good. Here, financial and real estate experts share some of the worst mortgage advice they hear, as well as tips on what to do instead: Apartment Therapy

Happy Mother's Day!

Roger & Clyde review the latest TREB Market Watch Report and compare April 2019 vs. April 2018, 2017 and 2016. While sales are up 16% over last year, we have two concerns: 1. Sales are still down 50% compared to 2017/2016. 2. The increase in sales may take pressure off the government to review B20 regulations.... Prices are also up, only 1%, but this shows that the downward trajectory has been halted. This is great news for sellers! If you have any questions about the market, are buying/selling/upsizing/downsizing, we're here to keep you informed and help find the best rates/solutions for you! Main Street Mortgages: 905-235-3396 or [email protected]

Main Street Mortgages is proud to support #McHappyDay in support of the Ronald McDonald House Charity which gives over 25,000 families a place to stay together when they have to travel for their sick child's treatment. #keepingfamiliestogether #fortheloveoffamilies

Shout out to our fellow entrepreneurs! Working for yourself comes with many advantages: You get to be your own boss, create your own schedule, and live life on your own terms. But when it comes to putting roots down, a job status of freelancer or entrepreneur can put a wrench in your homeownership plans. At Main Street Mortgages, we don’t believe in a one size fits all approach to mortgages. That’s why we offer a variety of loan options for each buyer profile. Helping self-...employed and commissioned workers overcome mortgage obstacles is our specialty! Being a #boss shouldn’t put a damper on your dreams of owning a home. Give us a call today for a FREE consultation: (905) 235-3396 24 hours, 7 days per week .https://www.mainstreetmortgages.ca//self-employed-mortgag/

Main Street Mortgages agent José (@lendinglemus) has some serious suit and tie swagger. But style and a smile is just a small part of what José brings to our office. With over 10 years of mortgage sales experience, José has managed to increase his mortgage portfolio year after year and help thousands of clients navigate the constantly changing mortgage environment over the last decade. José loves meeting new people and loves helping clients make sound financial decisions bas...ed on hard numbers. Our agents love our clients and treat them like family. Contact us today for a FREE consultation: (905) 235-3396 (24 hours, 7 days per week)

New on the blog! Even if your lender has issued you a pre-approval, there are still plenty of ways you can sabotage your transaction before the closing date rolls around. There are 5 main things that could put your purchase in jeopardy. Head to our blog to learn more! (link below)

Apartment Therapy asked four realtors what makes a living room fabulous and their opinions might surprise you! What details are most important to you in a living space? Let us know in the comments!

The High Park Cherry Blossom Festival will begin on today as buds have begun to blossom! Will you be going to High Park this weekend to see the trees in bloom?

Your mortgage application was denied. Now what? If your bank or independent lender rejects your application for a loan, all hope is not lost. Our office in Vaughan offers a range of mortgage solutions for every buyer profile. We say YES when your bank says NO. Give us a call today for a FREE consultation: ... (905) 235-3396 24 hours, 7 days per week https://www.mainstreetmortgages.ca/mortgage-/new-mortgages/

Bank of Canada Announcement! Thinking of moving up to your next dream home? This could be the best time to consider it. Interest rates available today might be lower than the interest rate you currently have on your mortgage and moving up to your next home could actually be a lot cheaper than you think. The Bank of Canada recently announced that they have left their benchmark rate unchanged at 1.75. This is the 4th time in a row that they’ve left their rate unchanged. ... The bank looked at many factors including slower housing and oil sectors and slower forecast for growth in the economy. With more homes now available for the spring market, lower rates and a normalized real estate market, this is a great time for Canadians looking to buy a home or even if they’re looking to consolidate their debts by accessing the equity in their homes. Together we can work out the numbers so you’ll know if it actually makes sense to make a move. As mortgage professionals, we're here to show you the options and opportunities that are available to you in today’s market. If you have any questions about your current mortgage or your new mortgage, contact us today: (905) 235-3396 24 hours, 7 days per week