Tatiana Mikhailova
105-3989 Henning Drive V5C 6P8 Burnaby, BC, Canada

Very often the words co-signer and guarantor are used interchangeably but in fact they have different implications. For someone who is planning to buy or refinance a property, its especially important to know the difference and understand the nuances between a co-signer and a guarantor. #canada #mortgage #realestate

That’s how I feel when my clients are approved for the mortgage and buy their dream home Contact me if you are planning to buy a home, and I will be happy to guide you through the whole process ... #mortgage #canada #realestate #vancouver See more

Mortgage terms and conditions depend not only on a buyer’s financial situation but also on the property and its’ intended use. Check my post to learn more about the differences in buying an investment property vs owner-occupied home. ... #mortgage #canada #realestate #vancouver #2020 #success See more

Just a reminder I work directly for my client (the buyer). I represent my client, not the specific bank or lender. Thats why I am presenting my clients with a variety of tailored options that best suit their needs ... #canada #mortgage #realestate #vancouver See more

Every home buyer should consider a Property Transfer Tax when planning to buy a home. Check my post as a reference to calculate the amount of property transfer tax that the buyer will pay for the property upon completion. ... Note: some buyers may avoid paying Property Transfer Tax if they qualify for exemptions, including First Time Home Buyers Property Tax Exemption or Newly Built Home PTT Exemption. Contact me to learn more! [email protected] 778.859.7992 #mortgage #canada #realestate #vancouver See more

A pre-sale property is a property that is available for purchase prior to it’s construction or being move-in ready. Buying a pre-sale property is a great opportunity to get into the real estate market as an investor or first time home buyer. Check my post to learn more about benefits of purchasing a pre-sale home and things to keep in mind during the decision-making process.... #mortgage #canada #realestate @ Vancouver, British Columbia See more

Thats how I feel when my clients are approved for the mortgage and buy their dream home Contact me if you are planning to buy a home, and I will be happy to guide you through the whole process ... #mortgage #canada #realestate #vancouver See more

Mortgage terms and conditions depend not only on a buyers financial situation but also on the property and its intended use. Check my post to learn more about the differences in buying an investment property vs owner-occupied home. ... #mortgage #canada #realestate #vancouver #2020 #success See more

BC real estate prices and sales are expected to increase by the end of 2020. There are amazing real estate opportunities in Greater Vancouver Area now. With mortgage rates staying at record low, its a perfect time to buy your own home or investment property. Call me to explore all your mortgage options and choose the best one that suits your needs! ... 778.859.7992 #mortgage #canada #realestate #2020 #success See more

A pre-sale property is a property that is available for purchase prior to its construction or being move-in ready. Buying a pre-sale property is a great opportunity to get into the real estate market as an investor or first time home buyer. Check my post to learn more about benefits of purchasing a pre-sale home and things to keep in mind during the decision-making process.... #mortgage #canada #realestate @ Vancouver, British Columbia See more

Having extensive experience in local real estate I have built valuable connections with various industry professionals. Therefore, I can recommend knowledgeable and experienced realtors, lawyers, notaries, property inspectors and such. Im confident that you will get exceptional level of service from these referrals.... Feel free to reach out to me if you need an honest and professional real estate advice. [email protected] 778.859.7992 #mortgage #canada #realestate See more

A client can put down 5% or 35% of the property purchase price and get the best rate in the market. That being said, getting the lowest rate should NOT be the sole focus of the mortgage application. Its far more important to consider all terms and conditions of the mortgage and calculate the overall cost of borrowing money. #canada #mortgage #realestate @ Vancouver, British Columbia

I negotiate on my clients' behalf and present my clients with a variety of tailored options that best suit their needs. Compared to bank specialists that can give an advice only on their product, I have access to multiple lenders (banks, credit unions and private lenders) and interest rates. ... #mortgage #canada #realestate See more

A minimum amount required for down payment depends on the purchase price of a home. The higher the price, the higher the down payment. #mortgage #canada #realestate @ Vancouver, British Columbia

Whenever you are planning to buy a home, refinance or just curious about the mortgage process - feel free to reach out to me, and I will be happy to help you and answer all your questions! #mortgage #canada #real estate

Credit Score is one of the initial things every home buyer should explore during a home purchase process. If a credit score is low then the buyer should improve it before starting to look for a home. ... #mortgage #canada #realestate @ Vancouver, British Columbia See more

During my career path I mastered various negotiation tactics, problem solving skills and comprehensive financial analytics making the mortgage process for my clients as smooth and simple as possible. #mortgage #canada #realestate

Both buyers and sellers can benefit significantly from hiring a knowledgeable real estate agent. The main advantages include objective information, strong negotiation skills, contract expertise, to name a few. Feel free to share my post which explains the importance of having a realtor during real estate transaction. ... #mortgage #canada #realestate @ Vancouver, British Columbia See more

Potential home buyers who have struggled last year to apply for a mortgage due to the stress test and higher mortgage rates are given the opportunity now to borrow money and buy a home, pay lower monthly payment and less interest over time. Contact me for more details: [email protected] ... #canada #mortgage #realestate #investment See more

The most valuable part of being a mortgage broker for me is making people happy, comfortable and confident in one of the most important life decisions - buying a home. I truly believe in the saying treat others as how you want to be treated and thats why honesty, trust and compassion are my companions.... #canada #mortgage #realestate See more

As a Licensed Mortgage Broker, I guide my clients and provide them with flexibility. I have access to major banks, credit unions and other lenders which gives me an opportunity to choose the very best mortgage solution for every client. #canada #mortgage #realestate

Mortgage Pre-Approval is simple and useful process that, if done properly, will save buyers time and prevent any disappointments. Check my post to learn more about why mortgage pre-approval is important and what mistakes a buyer should avoid doing after being pre-approved. #realestate #canada #mortgage @ Vancouver, British Columbia

Mortgage industry combined my interests in finance and real estate. And Im happy being a Mortgage Broker today, because I get to take my passion and use it to help people materialize their real-estate dreams. #realestate #mortgage #canada

All home buyers should know how much they can expect to pay in closing costs before they can take an ownership of a new property. If you (or your client) want to know more about closing costs - dont hesitate to reach out me #canada #mortgage #realestate @ Vancouver, British Columbia

My love for real estate started at a young age in Russia when my father was managing real estate construction company in one of the most beautiful Russian cities - Vladivostok. Every day he was telling me interesting work stories thereby nurturing my curiosity and fascination with the real estate industry. Besides having an interest in real estate, I was attracted to numbers since school. Algebra was one of my favourite subjects and that was the reason why years later af...ter immigrating to Canada I have chosen to complete Finance degree at University of British Columbia. During my university studies I started working and gaining real estate experience in Canada, which included real estate development, investment, property purchase and sale, and finally (my true passion) - financing and mortgages. *To be continued : @labella_captures #mortgage #canada

Last week CMHC (Mortgage Insurance Provider) has announced new rules for home buyers. This is a very important update that might affect you if you are planning to buy a property. I have already shared on some social media platforms why it will be tougher get some mortgage applications approved but in case if you missed it - dont hesitate to reach out to me, and I will send you the file which explains in detail all of the relevant and important changes that will be effective starting July 1st, 2020. @ Vancouver, British Columbia

Hi Everyone! My name is Tatiana and Im a Mortgage Expert in Vancouver, B.C. Im excited to share some real estate and mortgage-related content with everyone here as well as to tell a little bit more about myself and how I have grown (and still continue to grow) in my career. ... Whenever you are planning to buy a home, refinance or just curious about the mortgage process - feel free to reach out to me, and I will be happy to help you! Id also love to hear about your experiences, too, so we can learn from each other and become more knowledgeable and sophisticated! See more