The Mortgage Centre Cold Lake
4910 50 Ave #114 T9M0G1 Cold Lake, AB, Canada

Happy Mother's Day to all the amazing moms and mother figures in our lives. Thank you for all that you do

Lock in today's low rates while you shop, plan and prepare. If rates go up you are protected. If rates go down you get that too!

Every dollar you save now will help protect your future, and your kids. Smart mortgage financing and optimizing home equity will make this a not-so-distant future!

Wishing you hoppy long weekend!

Although your rate is guaranteed, the pre-approval is not firm until the lender approves the property. To find out more call Tyler & Cheryl 780-594-1403

Have an MCAP mortgage? They are giving away $45,000 worth of prizes Visit: www.mcapsweepstakes.com

As exciting as it is to start your journey towards home ownership, there are a few things you should consider first. Contact Tyler & Cheryl Smith to discuss your options today.

Need more roomba....

Happy New Year from Tyler & Cheryl Smith

From all of us here at Mortgage Centre Cold Lake we wish you a wonderful and joyous holiday season!

Community Registration now online!

As summer winds to an end, make sure you get out and enjoy the last of the sunshine!

The Importance of a Mortgage Broker Buying a home is an extremely exciting and fulfilling adventure, but before you get started, contact us to discuss important things you need to know before you buy a home. www.mortgagecentrecoldlake.com

Have you checked your 50/50 numbers....

Buying a home is an extremely exciting and fulfilling adventure, but before you get started, contact us to discuss important things you need to know before you buy a home. www.mortgagecentrecoldlake.com

Is your Mortgage coming up for renewal. Do not sign the renewal with out talking to us first... One phone call could save you thousands.

GOOD NEWS The drop from 4.94% to 4.79% means you now have increased borrowing power.

We are actively seeking community support for our Virtual H4H Mega Run. Here are some ways to get involved: 1. Register a team and challenge other businesses t...o do the same https://raceroster.com/events/2020/33456/h4hmegarun-virtual 2. Checkpoint Challenge and Race Kit contributions 3. Donate to H4H initiatives that strive to improve local healthcare 4. Volunteer!! For more information get in touch with Kari at 1-780-812-1312 or [email protected] #H4HMegaRun #supportlocalhealthcare #heartsforhealthcare See more

Canadas mortgage stress test falls for 3rd time since pandemic began. This will make it easier for home buyers to qualify for a mortgage!

If your family relies on your income to make their mortgage payments, Mortgage Life Insurance is one way to protect their financial future.

Mortgage experts say the Bank of Canada will reduce the benchmark qualifying ratea.k.a., stress test ratefrom 4.94% to 4.79% this week.

The long weekend is here, enjoy every minute of it.

Whos excited for hockey to be back! Battle of Alberta should be a good game

Kids are heading back to school

Is your mortgage coming up for renewal? That is the best time to do a mortgage checkup and review all of your options. Give Tyler & Cheryl call 789-594-1403

Our message to Canadians is that interest rates are very low, and they are going to remain there for a long time, Bank of Canada Governor Tiff Macklem said today. We are being unusually clear about the path for interest rates: If youve got a mortgage or you are considering to make a major purchase [] you can be confident that interest rates will be low for a long time.

Check out our App & Get Pre Qualified in under 60 Seconds. Its that easy! https://www.mccapp.ca/app/tyler-smith

Its easy to get overwhelmed when thinking about your finances. No need to worry - were here for you every step of the way!

Happy Canada Day

Cold Lake is getting a dog park

Splash park is reopening!

We are proud to be part of such a great Company. Thank you to all our clients for your support!

Happy Fathers Day! From the MCC family to all dads.

Contact us if you have any questions or would like a pre-approval

CMHC UPDATE: Did you know there are multiple insurers for insurance backed mortgages? Effective July 1st, CMHC made changes to their lending policies that could reduce your borrowing power. Did you know there are two other insurers who did NOT implement these rules? To understand all of your options and the difference in lending policies, contact us to discuss your unique situation today! Contact Tyler & Cheryl Smith 780-594-1403

Is your blue address sign looking a little faded? Does it need to be spruced up? Good news - you can order a replacement sign (at no additional cost) Click on the link below to fill out the online form, or call 780-826-3171. Definitely something you want to check out if living in the MD

Some CMHC guidelines are changing July 1st. Canadas 2 other insurers have yet to announce any changes.

NEW CMHC rules coming July 1st - Minimum credit score increased from 600 to 680 for at least one borrower - Debt ratio limits have been decreased These rules are coming into effect for July 1st. As of today the other two insurers, Genworth and Canada Guaranty have not made any changes, they are expected to make announcements soon on updated changes for their insured programs, if any. We will keep you informed on any additional details as they become availble.... If you have any questions or concerns contact us See more

So far, the goal has been simply to stabilize credit markets. But it could potentially stimulate demand by increasing the volume of purchases

Known as the "Life of the mortgage". A typical amortization is 25 years.

Bank of Canada is lowering the Mortgage Stress Test Rate to 4.94% from 5.04% This will make qualifying for your mortgage that much easier!

From the MCC family to yours, have a safe and Happy Victoria Day! #longweekend #victoryday #summervibes

As many of the local banks have reduced their hours and have less time for appointments... we have made it easier than ever to get a mortgage or take care of your mortgage renewal. We are booking appointments or we can do everything digitally. So no need to leave the comfort of your own home.

Equifax Canada is offering free credit reports for 30 days. There has never been a better time to check and ensure there isnt anything you are unaware of.

Happy Mothers Day from Tyler & Cheryl