4 Pillars Consulting Montreal

Dreams can inspire you, but goals can change your life.

What do you struggle with the most when it comes to budgeting?

Staying up to date is essential to avoid any credit score problems, and paying the right debts off first can save you money in the long-term.

DEBT WAR VETERANS There’s a war raging in Canada, it’s a war against debt. And right now DEBT seems to be winning. The casualties are high as people lose their... Read more >> https://www.4pillars.ca/blog/debt-war-veterans/

Not necessarily.

Proper balance is must!

It’s ok to start over!!!

LEARN ABOUT A CONSUMER PROPOSAL If structured correctly a Consumer Proposal can cut the debt by up to 80% so payments are as low as possible ... Read more >> https://www.4pillars.ca/bl/learn-about-a-consumer-proposal/

DEBT AND EMERGENCY PREPAREDNESS When you’re living with debt, you live on the financial edge and what may not constitute an emergency to someone else could be enough to send you over the edge. Read more >> https://www.4pillars.ca/bl/debt-and-emergency-preparedness/

What will you do in the next few upcoming days to get you closer to financial freedom?

BREAKING UP WITH DEBT Breaking up with debt can be messy. By now you realize it’s been a one sided relationship where you do all the giving and debt does all the taking... Read more >> https://www.4pillars.ca/blog/breaking-up-with-debt/

THE TOP TEN QUESTIONS ABOUT CONSUMER PROPOSALS: 1. Is this the same as a bankruptcy? The answer is no. All your assets are protected in a consumer proposal whereas ... Read more >> https://www.4pillars.ca//the-top-ten-questions-about-cons/

Start with just one thing.

Don’t let those past mistakes get in the way of making the positive changes now.

SCHOOL’S OUT: WHAT YOU’VE LEARNED FROM DEBT Students all over the country are graduating, moving on to bright futures and unlimited possibilities ... Read more >> https://www.4pillars.ca//schools-out-what-youve-learned-f/

Very simply saving is income that is not spent or put at risk.

STOP CASHING OUT INVESTMENTS TO SOLVE DEBT! By financially restructuring and retaining assets, the individual is then more self-sufficient and a greater ... Read more >> https://www.4pillars.ca//stop-cashing-out-investments-to-/

WHEN IS IT THE RIGHT TIME FOR DEBT HELP? This was a good question and a good point. Just because someone possesses debt doesn’t mean they ... Read more >> https://www.4pillars.ca//when-is-it-the-right-time-for-de/