Acorn To Oak Financial
431 Bayview Drive, Suite 1 L4N 8Y2 Barrie, ON, Canada

Sunday Funday! Hmmm....not sure how much fun a change like this would be for people counting on their home equity as a large basis for retirement funding. It's a good thing you're here! We know how to structure your strategies to weather the what-ifs. Maybe it's time for a coffee. (Or Pumpkin Spice Latte, it's almost Fall, after-all). Let's start a conversation!

Patience is a virtue. Sometimes we get caught up in the present rather than being prepared for the future. Do you know how to be prepared if opportunity knocks?

WHOOT! Best Financial Planning Services finalist! Will you cast your vote and help put us on the map?

Wracking your brains about where to put your retirement money? The truth is.....even great products need a personalized strategy. Are you confident you are getting both?

Both government and company pension plans create certainty during our retirement years. Did you know that you can create your own lifetime pension with some of your savings even if you don't have a company one? Would some certainty feel good for you? If so, reach out to us at [email protected] or send us a private message.

Looking forward to sharing knowledge with a local BNI group this week. As a business owner, how do you participate in your community?

You hold the key to your own prosperity. Sometimes you just need better advice to unlock it.

Retired, retiring soon.......or know someone who is? Non-guaranteed market returns may sound attractive in today's low interest rate world, but do you understand all the risks that come with that decision? Watch as we discuss the effect of market volatility in a retirement porfolio.

If you have emigrated from the UK to Canada and previously participated in a private pension scheme in the UK. Did you know it's now possible to transfer that pension plan to Canada? Get in touch with us to find out if you qualify.

Welcome to our page! Sue Cosburn, Christina Schifitto, Jim Lowe and Leslie Varsava, we're happy to have you here!

Retiring as a millionaire feels good. Living on less than minimum wage might be safe but it sure isn't fun. How are the two connected? Listen in.

If you set out to climb a mountain would your goal be to just get to the top, or is it to get up and back down safely? As you save and invest it's like climbing to the summit but once you move into retirement it's more important to get down safely. We think of our clients money in the same way. Have you packed your bags appropriately for when you reach the top?

Are you taking advantage of your unique compound interest curve? If not, every year you delay saving, you lose the ability to get the larger compounding growth in the later years. Albert Einstein famously said "Compound interst is the most powerful force in the universe. It's the 8th wonder of the world. He/she who understands it, earns it, he/she who doesn't, pays it."

We may be a new brand but we are making noise! Two nominations for Barrie Readers Choice Awards.....we are so proud to serve this community! Have a minute? Vote for us here!

Group benefits are a huge part of your compensation. You may be one of the people affected by group benefit changes or loss of coverage altogether. You still have options! We can help you design a plan that protects you and your family from everyday expenses like eye exams, dental cleanings, chiropractic adjustments, and prescriptions. ... Get in touch if this is something we can help your family with.

Have you ever had a wish list? If you could make one for the ideal financial vehicle what would you include? We have 16 on ours....how many are on yours?

Things that make you go Hmmmmm (Part 4) Taxes affect us all. To what extent will depend on the product, the environment and the taxation rules from year to year. In this video we look at how taxes in a non registered account can impact the bottom line.... Have you minimized the impact of taxes? If not we can help!

Things that make you go Hmmmm (Part 3) Fees are an element of the financial system, without them you would be left to make every investment decision on your own. Having said that, understanding the impact of fees will help you make informed decisions. If that's important to you, reach out.

Things that make you go Hmmmmm. (Part 2) Join us as we go a bit deeper as to how money really works in different environments. Investment startegies can range anywhere from No Volatility and High Guarantees to High Volatility with No Guarantees. Neither approach is right or wrong and both should be considered within the context of your financial picture. Losing sleep over volatility could be your cue to get in touch.

Things that make you go hmmmmm. (Part 1) Do you find financial jargon confusing? If so, you are not alone. That's why we have created these short and easy to understand videos to help you have a better understanding. In this video we discuss the difference between average and actual rates of return. This is a really important topic that will help you be better prepared throughout your financial journey.

BING! Not all insurance professionals are the same....don't be afraid to reach out. Happy Mother's Day, and happy long underwear weekend.

There is a reason the "Financial Planning Pyramid" is structured the way that it is. Given the current economic conditions its important to remind ourselves why.

What does "Success" mean to you? This is what it means to us and WHY we do what we do.

This is a big announcement affecting small businesses with monthly rent under $50,000 and business reduction of 70% due to Covid-19.

Sometimes information is well intended, but it's not always accurate. or relevant to your situation. Expertise is critical when it comes to protecting your family's financial security. Questions?........You can reach us at [email protected]

Do you have post-secondary students in your life? The government's announcement of a new Emergency Student Benefit should help put some minds at ease for the spring/summer earning window.

As a business owner, do you have questions around who qualifies for the wage subsidy benefit? https://www.canada.ca//eme/cews-who-eligible-employer.html

Do you have balance in your financial plan? Concentrating on one particular strategy at the expense of others may not be the best course of action. Get in touch with us at [email protected] if you'd like to chat further about your individual situation.

Good news from the PM today. A start to closing the gap for business owners. https://barrie360.com/threshold-changed-for-canada-emerge/

Virtual shopping....it's not just for groceries. Did you know that you can apply for life insurance from the comfort of your own home? Most insurers are taking non face to face applications right now. If you would like a virtual meeting to discuss your situation we are here to help.

Great news for small businesses and students alike.

Some further details that may be helpful if you are a qualifying small business affected by COVID-19

If you qualify for the Canadian Emergency Response Benefit here's advice on what to do in advance of applications opening on April 6th.

Your financial plan shouldn't only work when everything is going well. It needs to work in both good times and in bad. Risk management, sensible guarantees and financial flexibility is an integral part of what we do every day.

Regardless of your personal or family situation, the current situation affects us all. Use the following link for the most recent announcements on the COVID-19 bill that was passed to find out what initiatives and benefits may apply to you. https://www.canada.ca//departm/economic-response-plan.html

What makes our company different and how we can help you make informed financial decisions.