Adair Mortgages

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Did you know it is perfectly acceptable to hire a mortgage broker to help you find the best rates for a mortgage? A good broker could lead to saving a great deal of money in the long run. #LndOnt #LondonOntario #OntarioMortgages #LondonOntarioMortgages #LdnOnt

How much do I need to budget for closing costs?

Happy New Year! I hope all your endeavors in 2021 are successful. Wave goodbye to the old and embrace the new full of hope, dream, and ambition!

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Great Advice for a Monday!

Great advice from the one-and-only @SteveMartin

A mortgage term is a period in which Canadians are locked in to particular mortgage rate. This period can be as brief as six months or as lengthy as five or more years. Once this period expires, Canadians can renegotiate the terms of their mortgage and re-evaluate their financial plan. You can even consider changing to a new bank or lender (without penalty) to achieve your goals!

Thinking of selling your home? This could save you thousands http://ow.ly/r83u50C97Zg

The longer your pay back plan, the smaller the monthly payments you will have to make. However, your total interest paid will be much higher than if your payment plan was shorter. To lessen the length of your payment plan, our tip is to make additional payments when possible such as when you receive a bonus, a raise, or inheritance.

In Canada, citizens have the option of paying for their mortgage once every month, twice every month, every two weeks, or every week. This flexibility allows individuals to choose the payment plan that works best for their lifestyle and opens up the potential of becoming mortgage free even faster.