Ajay Gupta
170 Havelock Drive L6W 4T3 Brampton, ON, Canada

Unfortunately, no one is safe from critical illnesses , but financial support can help you handle it! The Transition Index helps you learn about your critical illness insurance needs, which can vary based on: Your job Your family and financial situation ... Where you live Find out your transition index in 5 quick questions! https://ia.ca/transition-index #iminvestedinyou

Term Life Insurance - FAQ - Session 4 Can I cancel my term life insurance policy at any time? You can also cancel the policy before the end of its term just by stopping the payments, without paying any additional fees. Term life insurance is highly customizable, so you should just buy the coverage you can afford to reduce the chances that you’ll need to cancel.... Do you get your money back if you cancel your term life insurance policy? No, term life insurance does not have any cash surrender value and therefore no premiums are returned if the policy is canceled. Unlike permanent or whole life insurance, the premiums of term insurance reflect the pure cost of life insurance coverage that an insurance company has provided to you. Thus, when you cancel your term insurance, there is no refund of premiums. How long should I have term life insurance? You can get a term life policy with any term you like, although 10 to 30 years is the most common. You can also get a policy that lasts until you reach a particular age, such as 65 years. It is generally used to cover temporary needs such as the pre-defined term of a mortgage or to cover the term up to the completion of your children’s education. Therefore, the primary consideration is to ensure the term of the policy meets such temporary needs. Still have Questions CLICK

You’ve protected your home against damages, theft and bad weather. But have you thought about protecting your investment in the event of death, disability or a serious illness? #investedinyou https://ia.ca/mortgage-insurance

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What are insurance premiums for term life insurance? - Session 3 An insurance premium is a cost for the life insurance offered by the life insurance company. It is payable periodically, generally on a monthly or annual basis. As long as the premium payments are made, the insurance contract stays valid through to the end of the policy term. Various factors go into determining these life insurance premiums. You can contact us to get all about what affects insurance prices. Wh...at are the benefits of term life insurance? Term life insurance has several benefits over other forms of life insurance including permanent life insurance or whole life insurance. Therefore, it is well worth getting for most Canadians. Simplicity is one of the primary benefits of buying a term policy since you only need to decide on the insurance company, the term length, and the coverage amount. As long as you pay your premiums on time and in full, you’re covered for the entire term.