Skye Powers

HEADS UP - My phone line is currently down, and has been since last night (July 28, 2020). If you are trying to reach me, please email [email protected] or TEXT 587-986-7167 (Do NOT call this #). ... Sorry for the inconvenience, I’m trying to figure it out

PLEASE NOTE: The cell phone # on file is MY PERSONAL CELL PHONE. DO NOT CALL IT. It is a TEXT Line only for insurance. As my cell phone calls are not recorded, it is for your safety and mine that we can only SPEAK on the office line (780-929-7524), but texting is permitted as it shows in writing.... Also - I work Monday to Friday. If you contact me on a weekend, unless it is an emergency, I will reply on Monday. Thank you.

Hi everyone! I hope you’re all staying safe & healthy. I just wanted to pop on quickly to give a few updates on things. We’re still open and available to help you with your insurance needs! Our Beaumont and Edmonton store fronts are closed for the time being - but please feel free to reach out....Continue reading

Hi friends, I just wanted to give a quick update. At this time, none of our insurance companies have issued any statements regarding deferring insurance premium payments. So at this time, you will still be responsible for your monthly payments. ... We are keeping a close eye for our small business clients. Hopefully insurance companies will come up with something to assist them, but at this time we have not heard anything yet. Make sure you take advantage of the government assistance programs that were released today. We’re all in this together & I will do my absolute best to keep you informed from an insurance stand point. Be safe, be healthy. - Skye

DON’T EVER BE AFRAID TO ASK QUESTIONS ABOUT YOUR POLICY! That’s why you have a broker! To educate you on the ins and outs of your policies, and to save you $$! Don’t like speaking with your broker? I can help Get in touch with me via Facebook, text, phone, email, or waive me down in the grocery store! ... Friendly & professional. Friends don’t let friends overpay for their home, auto & business insurance. Email: [email protected] Phone: 780-929-7524 Text: 587-986-7167

WHEN SHOULD YOU NOT SHOP AROUND? I’m a big believer in shopping around your insurance policy every year prior to renewal. However, sometimes you should stick where you are. - If you have a distracted driving ticket in the last 3 years. Stay put.... - if you have a claim where accident forgiveness was invoked. This is non transferable between companies, so a new company will rate you for it. Stay put. - if your renewal is not for a while, and the industry is going through a rate hike. Currently 90% of insurance companies have issued their rate increases in December 2019/January 2020. So if you renewed prior to this, you’re still on the old rates - we likely can’t beat your current rate. Wait until 30 days prior to your renewal, then shop. Otherwise, stay put. - if you have any new tickets in the last 3 years, and your current company DOESNT know about them. Every company pulls an abstract on new business, and every moving violation is chargeable (no such thing as first ticket free). If you’ve been with your current company for a while, and are an experienced driver, they have no reason to pull your abstract. Stay put. - if you have an open claim. Stay put. - if you need a payment plan, have poor credit, and can’t afford a down payment. Insurance companies are now requiring soft credit checks for monthly payments on new business. If you don’t qualify for the payment plan through the company, that’s no problem - we can finance you in house. But it’s 2 months down payment (first and last). Stay put in this scenario. - You have an older vehicle and DO NOT want to get an inspection. On new business, insurance companies require you provide a vehicle inspection report from a qualified mechanic to show the vehicle is road safe. Wawanesa is 12 years, RSA is 15 years, etc. If you don’t want to get an inspection, and your current company isn’t asking you for one - stay put. There are many other scenarios, but these are the most common I see. Otherwise - contact me for a quote! Email: [email protected] Phone: 780-929-7524 Text Line: 587-986-7167

If you own a condo, you need to read this!

Happy New Year from my family to yours! Wishing you all the best in 2020! Please remember to celebrate safely tonight. If you’re having some drinks, don’t drive!

Merry Christmas and happy new year from my family to yours! Wishing you all the best this holiday season! Please note: I will be unavailable December 23, 2019 to December 27, 2019. I will return calls, texts and emails then. If you have a claims emergency, please contact the toll free number for your Insurance company located on your pink card. Be safe this holiday season

Crossing fingers it’ll help with rates in the future

USAGE BASED INSURANCE Usage-based insurance (UBI) uses on-board technology to monitor your driving habits and adjust your premiums based on how you drive. With UBI, a small telematics device is installed in your vehicle and transmits data back to your insurer while you're on the road. The device logs driving metrics like braking, cornering, acceleration, speed even where you drive and what time of day you're on the road. If the data show that you're a low-risk driver, you ...might qualify for a significant discount on your car insurance premiums. Why get usage-based insurance? Simply put, UBI is a great way to obtain cheaper car insurance for your vehicle. With a UBI plan, you pay for the kind of driving you actually do, instead of the driving the insurance company thinks you do. And if you're a careful driver, your premiums will reflect that. And there's another benefit: you get instant feedback on your driving habits. Many insurance companies have apps that give you real-time insights into how you drive and share recommendations on how you can become a better driver. Recent studies also show that telematics technology really does make for safer driving. One report analyzed over 200 million miles of data collected from young drivers since 2011. Some very promising trends emerged: for instance, the report showed a 40% drop in crash risk for new drivers with usage-based insurance compared to young drivers without a UBI plan. Not surprisingly, 80% of UBI customers agreed that technology helped them become better drivers, and many said they began to monitor their behaviour behind the wheel in an effort to reduce their premiums. All in all, UBI policies can save lives and keep the cost of insuring your vehicle to a minimum. (Article from Lowestrates.ca) Contact me today to discuss usage based insurance!! Email: [email protected] Phone: 780-929-7524 Text: 587-986-7167

Insurance rates are on the rise! I’ve been saving people HUNDREDS $$$ on their home & auto insurance. Is your renewal coming up? Let’s chat! Professional, friendly & I can save you $$$. ... Contact me today! See more

Just a reminder to my clients - I am a home based insurance broker. I am fortunate enough to work this way so I can raise my 14 month old son at home. As such, I do work around his schedule - early morning, nap times and bedtime. If you can’t get ahold of me right away - leave me a message, text or email and I will get back to you ASAP If it is an emergency in regards to a claim, please contact your insurance company directly. Thanks

YOU COULD SAVE UP TO 60% ON HOME INSURANCE! Ask me how! Save an additional 15%+ when you combine your auto! ... Payment plans available. Let me help you shop your policies with the most competitive markets out there! Email: [email protected] Phone: 780-929-7524 Text only line: 587-986-7167

Distracted driving - it’s just not worth it. Our companies consider it a major convictions. Please, put your phone down while driving. https://www.cbc.ca//distracted-driving-tickets-insurance-1

Friends don’t let friends pay too much for their insurance If you live in Alberta, let me help you save some $$$! Text only: 587-986-7167 Email: [email protected] Phone: 780-929-7524

Why is it important to have $2 million liability for home and auto? A few reasons! If your home is on fire, and catches your neighbour’s homes on fire - you are responsible to either repair or replace their home and contents. In these newer communities with smaller lots, it is not unlikely for this to happen. Often, to increase the liability is only a few dollars a year! ... In regards to auto insurance - every year we are seeing higher and higher pay outs. It is becoming much more common to see over $1,000,000 paid out for a vehicle claim. Speak to me today about a quote to increase your liability! Text only: 587-986-7167 Phone: 780-929-7524 Email: [email protected]

Better rates available for home, auto and commercial insurance. Payment plans available. Contact me today! Free quotes, no pressure. ... Evening & weekend availability. Text only: 587-986-7167 Phone: 780-929-7524 Email: [email protected]

Distracted driving is now considered a major conviction with Insurers. Many insurance companies won’t offer coverage if you have this ticket. Put your phone down while driving! Alberta also considers other things rather than just phones for distracted driving, as outlined in this article.... http://www.ibc.ca/on/auto/distracted-driving-likelife

Hi there! My name is Skye Powers, and I am a home based insurance broker with Alberta Best Insurance. I am located in Leduc, Alberta and love supporting our local businesses! I am not part of a huge corporation. Alberta Best Insurance is a small family owned brokerage based out of Beaumont, AB. We have one satellite office in Edmonton that is by appointment meetings. ... When you support local, you put money back in to your community. I am proud to buy local and support others in our community!

Looking for a better coverage and rate for your insurance? I can help! If you have good credit, and a clean driving record/home insurance history, I can shop my markets for you to find the best company for you! Home, auto, commercial, small business. ... Available evenings, weekends & most holidays. Payment plans available. Phone: 780-929-7524 Email: [email protected] Text Line: 587-986-7167

Sending love to the East Coast as they clean up after the hurricane. I am originally from the East coast of Canada, and have been through quite a few hurricanes. Hoping you are all safe & sound https://apple.news/AQLAW_5ypS6C95SkfUyJEhw

https://edmonton.citynews.ca//ucp-government-removing-alb/ Look out! Insurance rates will be on the rise! The benefit of working with a broker is that we can shop you around for your initial policy with us - and then every renewal with all our markets. That way, if one company starts raising rates - another may not (or have a lesser increase). ... Contact me today for better rates! Text line: 587-986-7167 Office: 780-929-7524 Email: [email protected]

The long weekend means more people on the road including movers, cottage-goers and don't forget school children on Tuesday morning! Pay attention on the road and play it safe. #TruceTO

Hi friends! Just some quick house keeping things: - Please note that 587-986-7167 is a TEXT ONLY LINE. Please do not call it or leave a voice mail. You can call me at 780-929-7524 any time - I can offer monthly payments, even when other companies decline. We do in-house financing. To qualify, you need to provide letters from every insurance company that cancelled you for non payment in the last 3 years stating there is $0 outstanding. You will also be required to provide ...a 2 month down payment (first and last). The down payment is due at signing of the policy. - These are quotes only and we don’t pull abstracts - the insurance company does once they get your application. If anything is different on your abstract than what you disclosed (more/less tickets, when you were licensed, etc) your price may change. Either be 100% sure of your abstract, or get a copy of your 3 year abstract from a registries office. Happy Wednesday! Text: 587-986-7167 Office: 780-929-7524 Email: [email protected]

A short read for business owners - developing a risk management plan can save your business in the event of a disaster. Many of our insurers offer a risk management service to their commercial insureds free of charge! Let’s chat about your business! Email: [email protected] Phone: 780-929-7524... Text: 587-986-7167 http://www.rmmagazine.com//developing-an-effective-disast/

Are you a first responder? Some of the companies I represent offer discounts for you on your home and auto insurance! Contact me to discuss your insurance needs. Thank you for all you do Text: 587-986-7167... Email: [email protected] Office:780-929-7524 See more