Alberta Mortgage Professionals
5560 Windermere Blvd NW T5P 2P9 Edmonton, AB, Canada

Whether your budget is big or small there are many easy home upgrades that will elevate your living space! 1. Update Cabinet Hardware Cabinet handles and drawer pulls in the kitchen and bathroom are a great opportunity to spruce up your home's design! And best of all, this upgrade only takes a few minutes to complete. ... 2. Swap Your Switch Plates Replacing your outlet covers with a modern color or design can freshen up any room. Plus, you can just store the old outlet covers until you move. 3. Upgrade Bathroom Fixtures A new showerhead and matching bathroom fixtures can instantly elevate you to a spa experience, right in your own home. If these ideas have inspired you to consider home improvements but you’re worried about cost, the Refinance Plus Improvements Mortgage is a way to incorporate the cost of major renovations into your mortgage. Contact us to find out how and get more information at 780 701 3888 or [email protected]

An unfortunate side effect of Covid-19 and the extended lock-down is a rise in divorce rates. We have compiled a few tips and resources to help manage this trying time. 1. A psychologist or mental health professional can be invaluable in times of stress and instability. Similarly, family and divorce lawyers are key in helping manage the technicalities so you can focus on what’s important. Get guidance from an expert to come out of your divorce healthier, happier and able to b...uild an effective life in the aftermath. 2. At a personal level, making time to exercise regularly, get enough sleep, and eat regular healthy meals can help to preserve health and reduce the effects of stress. A physical trainer, nutritionist, or meal planner can all help you in creating a positive health routine. 3. Finances can be especially tricky, and a good financial planner and mortgage broker are essential to sort out your financial future and leave you feeling confident rather than fearful about an otherwise uncertain time. We're here to help, if you have questions, need help, or are looking for a resource of referral contact us at 780-701-3888 or [email protected]

We'd like to take a moment to express our appreciation for your business and let you know that we look forward to continuing to serve you in the coming year. As you celebrate this season of joy and peace, know that we send the warmest of wishes your way. Should you need any assistance now or in the new year please contact us at 780 701 3888 or [email protected]

Happy New Year! As you consider the year ahead, you may also be evaluating your financial goals. This is the ideal time for you to see if you could benefit from current market movements and make your home ownership goal a reality or improve your payments on your existing mortgage. You might be able to secure a low interest rate or mortgage payment on a new home, or lower your existing rates or payments. Options to combine a 1st and 2nd mortgage, cash out for home improvement...s, or consolidate debt are also available. Give me a call to discuss how to set you up for even more financial success at 780 701 3888 or email [email protected]

Three reasons your mortgage may need a check up: 1)You could be eligible for a lower interest rate 2)To get access to equity to reduce your debts 3)You've experienced a life change ... Contact me and book your mortgage review today at 780 701 3888 or [email protected]

Getting the best advice about these new low interest rates is just one way I can be of assistance. There are many other aspects that are equally important when it comes to your mortgage including terms, conditions, and penalties among others, and as a mortgage professional it is my responsibility to help you navigate these. I’m here to offer unbiased advice and answer any questions you might have! Please don’t hesitate to reach out to me at 780 701 3888 or [email protected]

1. Lower your payments 2. Make home improvements 3. Pay off credit cards 4. Secure money for college 5. Restructure your loan ... 6. Convert to a shorter term mortgage These are all great reasons to consider a refinance, but the decision-making process can be intimidating, especially if you do it alone. Get in touch today at 780 701 3888 or email [email protected] and we would be happy to assist you!

With all the recent news about record-low mortgage rates, more homeowners than ever are eligible to save money with a refinance. These are a couple important questions to keep in mind if you are considering refinancing. 1. How much will I save? 2. How much will it cost to refinance? 3. Are the savings great enough to justify the cost? Refinancing to save money is like making an investment: you need to weigh the initial cost against the long-term savings.... Feel free to reach out if you have any questions, or if you would like to discuss your unique financial circumstances!

This year has been unlike any other. We're taking this moment to 'pause' and acknowledge how much we have all endured and grateful that we are weathering this storm together. This time has given many of us pause to think about the things that are really important - our families, friends and loved ones. We thank all our past and present clients that have allowed us to join them on their mortgage journey. If we can be of further assistance to you or someone you know we would be glad to be of assistance. Please reach out to us at (780) 701-3888 or [email protected]

As mortgage professionals we work for you ensure you get the right mortgage. Contact us today to discover your options!

Some credit mistakes are a lot worse than others but co-signing a loan for a non-family member (even this should be heavily considered) is often a mistake...a big mistake! If they can't get it on their own, there must be a problem. If the primary borrower doesn't pay as agreed, it can leave both your relationship and your credit in tatters. Four other mistakes... 1. Missing a payment - missing a payment 30 days past due - can knock as much as 100 points off your credit score... - and that missed payment stays on your report for years. YEARS! 2. Raiding retirement funds to pay debt - emptying retirement savings is a desperation move and if things move to the worst-case scenario - bankruptcy - retirement funds are protected, but not if you withdraw them. 3. Not checking your credit - Plan to check your credit annually. We make it easy with our free app - MOPOLO https://www.mortgagealliance.com/MarcCrossman/mopolo/ 4. Ignoring the details - Not knowing your credit cards' interest rates or when a 0% interest rate ends can cost you. Come on man - the details matter! The material for this post was from the article at: https://www.nerdwallet.com//5-credit-mistakes-that-can-hau Contact our team for quality advice, quality service and better mortgage rates! (780) 701-3888 Cheers!

Navigating your choices during these uncertain times is not often easy. If you are a current homeowner considering moving, determining your home's value is an important first step. There are a number of factors that determine a property's value. Factors That Determine Your Home's Value 1. Neighbourhood Comparables ... One of the easiest ways to determine your home's value is comparing it to similar properties that have sold nearby recently. 2. Location Of course, where your home is located also plays an important role. With this in mind, proximity to amenities, local schools, and employment opportunities, are all considered. 3. Your Home's Features From square footage, to number of bedrooms, to age and condition, your home's features are what set it apart. 4. The Local Market Finally, the local housing market, as well as the broader economy, weigh heavily when considering your home's worth. If you have questions, get in touch. We're here to help!