All-Risks Insurance Brokers Kitchener

You've been paying for car insurance for years, but what happens if you have an accident? This is a common question many people have! Here are some tips to help protect yourself if you are ever in a collision: 1. Report to the policy immediately.... 2. Do not apologize for anything or admit liability. Let the insurance company determine fault. 3. Record details of the accident. Be sure to include date, time, location, a description of the accident, any injuries, and any charges laid. You will need this information handy when speaking to your insurance company. 4. Gather the other party's details, and be sure to include the year/make/model of their vehicle, owner’s name, address, and phone number. 5. Take down the other drivers insurance information! This will confirm the name of the insurance company and the policy number. 6. The officer handling the accident will give you a police report. Make sure that you hold on to this. as you will need to give them report number to your insurance company. Car accidents can be very stressful. Always be sure to call your broker if you have any questions surrounding your insurance policy. If you are up for renewal and need a quote, give us a call at 519-208-0220 or email [email protected] for more information on how we protect what matters most. #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal #ontarioforyou #ontario #ontarioinsurance #carinsurance #caraccident

Every Child Matters. This day honors lost Indigenous children and survivors of residential schools, their families, and communities. Today we take the time to reflect and learn about the First Nations, Inuit and Métis Survivors, and mourn the loss of innocent lives impacted by the residential school system. The orange shirt has become a symbol of remembrance of all Indigenous children who were violently removed from their families to attend residential schools, enduring ...experiences which the TRC has described as cultural genocide. Today we remember these children. #TruthAndReconciliationDay #OrangeShirtDay #EveryChildMatters

With the crisp breeze and autumn leaves, it’s starting to feel like fall! Depending on where you live in this great province of Ontario, it’s almost time to winterize many aspects of your home. With a forecasted early and harsh winter, don’t put off these chores too late! #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal #ontarioforyou #Ontario #Insurance #InsuranceQuotes #InsuranceCoverage #OntarioInsurance #OntarioBrokers #IBAO #AutoInsurance #CarInsurance #PropertyInsurance #HomeInsurance #AllRisks #Family #Protect

Whether your favourite kitchen is in a condo, townhome, single detached home, rental property, or cottage (and more) - we can cover it! We offer a wide range of insurance products for home, auto or business insurance. Protect what matters most. Call us at 519-208-0220 for a quote on your home, auto or business insurance. #kwawesome #wrawesome #519local #insurancebroker #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal #ontarioforyou #ontario

Engagement rings are amongst the most popular items to insure. If you do not have special coverage on your engagement or wedding ring, then you run the risk of being out a lot of money. Premiums are reasonable and the coverage is important to have. Don’t wait until it’s too late. Give us a call at 519-208-0220, or visit our webpage, to hear more about how we protect what matters most. #engagementring #engagement #ontario #ontarioadventures #kwawesome #wrawesome #waterloregion #weddingring #kwlocal

Work From Home? We hear you! As we adjust to life in a pandemic, many of us have entered in to new working situations. It’s important to share your occupation with your insurance broker. If you have a home business, they can ensure that they find you the right type of home insurance. Our brokerage provides coverage for all types or home, auto or business insurance. Call us at 519-208-0220 for more information on how we protect what matters most! ... #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal #ontarioforyou #ontario

Wishing everyone a safe and happy labour day long weekend!! #kwawesome #wrawesome #519local #519 #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal #longweekend #longweekendvibes

Tying the knot? Here’s some important things to consider. 1) Is your engagement ring insured? All property insurance, including tenant, condo, and home insurance carry special limits on high valued items. Jewelry is the most common item that people insure on a separate basis. Share your ring appraisal with your insurance broker so that they can ensure that you have the right protection. 2) you’ll likely be adding your partner to your household, OR you’ll be moving to a new h...ousehold together. Share the that with your insurance broker! They will make the policy changes for you and look out for both of your best interest. There’s many benefits to having all of the insurance with one carrier. You and your partner should explore getting quotes on doing just that. 3) we are all subject to the conditions of the pandemic. We are seeing more and more private wedding events where individuals are bypassing wedding venues. It is very important to ensure that you have liability insurance to protect you on your big day! It covers so many things, such as your wedding DRESS, liability for your liquor license, honeymoon cancellation, lost deposits, wedding gifts and SO much more. Speak to us about how we can protect you on one of the most important days of your life. We are here, so that you can protect what matters most! Give us a call at 519-208-0220 or e-mail [email protected] for more details. #wedding #newlyweds #insurance #eventinsurance #kwwedding #kw #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal

We make it our priority to go the extra mile for our clients. That’s why we have our online platform called Kiosk. This platform is designed for our clients so that they can access their insurance without any hold ups. Things like liability slips, making a payment and even home inventory are all possible through Kiosk. Simply visit our website and enter your email address. Simple as that. For more information on Kiosk, give us a call at 519-208-0220 and a broker can walk... you through the benefits & features. #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal

So you own a condo, but you aren’t sure about what is covered. We hear you. Condo coverage is different from home insurance, because the unit owner only covers the interior of the condo. Imagine the drywall-in. The condo corporation insurance covers the exterior, so imagine the drywall-out. Many companies offer a variety of coverages relating to your condominium. It’s important for the unit owner to know and understand what is and is not covered. Your broker can explain cover...ages in plain language that is easy to understand. You deserve to know what you’re protected for. Protect what matters most Give us a call at 519-208-0220 for a no obligation quote on your condominium owner insurance. #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal

There are many different coverages that can make up a Business Insurance policy, or often referred to as Commercial General Liability. It is indisputable that every business owner should have Liability coverage, whether your business is small, medium or large. Commercial General Liability will cover any costs if you are found to be legally responsible for injury or property damage arising from your business operations. It is important to note that defense costs are covered un...der your CGL policy, whether you are found to be guilty or not. The reality is that one small situation could derail everything that you’ve worked so hard to build. Don’t wait until it’s too late to be protected. Give us a call at 519-208-0220 for sound insurance advice, and to see how we protect what matters most. #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal

Did you know that combining your home and auto insurance with the same insurance company could save you big on your insurance each year? Combining the two is a great way for you to maximize on policies discounts and coverages. Ask your broker about multi policy discounts, as terms and conditions may apply. Protect what matters most! Give us a call at 519-208-0220 for a no obligation quote on your home, auto or business insurance.... #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities #localbusiness #kwlocal

Has your home undergone any renovations? It’s so common to purchase an older home and renovate things like a kitchen and bathroom, or upgrade the flooring and light fixtures. These are all things that impact your the rebuild on your insurance policy. On your insurance paperwork, the rebuild will be listed as your dwelling limit. At the start of your policy, you would have given your insurance advisor the location details and this would determine what the rebuild on your h...ome is. The amount on the dwelling limit is what your insurance carrier is prepared to pay to rebuild your home in the event of a claim. To ensure that you have coverage in the event of a claim, make sure that you are notifying your insurance broker of any upgrades or renovations made to the home. When your renewal paperwork arrives in the mail, it is important that you take the time to review it! This is another reason why you should have a good relationship with your insurance advisor, so that they can explain to you anything that doesn't make sense. Your insurance advisor is the expert and will support you in any decisions relating to your insurance. Give us a call at 519-208-0220 or e-mail [email protected] for any questions on your home, auto, or business insurance renewals. #kwawesome #wrawesome #519local #waterlooregion #kitchenerwaterloo #tricities

Offering a wide range of products and carriers for home, auto and business insurance. Do you have an insurance broker that you can call when you need them? What if your basement is flooding, or someone rear ends you on the road? Our relationship with our clients is our top priority. We are here to guide you through all of your insurance needs. Give us a call at 519-208-0220 for a quote on your home, auto or business insurance and see how we protect you and your family. We ar...e here for you, so that you can protect what matters most. #kwawesome #wrawesome #519local #519 #waterlooregion #kitchenerwaterloo #tricities

Time for new beginnings. Wishing you a year full of joy and happiness.