All Coverage Insurance Ltd
695 Somerset St/85 King Street E2K2Y6 Saint John, NB, Canada

Our offices at 695 Somerset Street & 85 King Street are here to help you with your insurance needs by phone, email or fax, with office hours temporarily changed from 9:00 am to 4:00 pm.

In order to provide the maximum possible safety to our staff, our clients and the public, our offices at 85 King Street & 695 Somerset Street are closed to visitors until further notice. We are still available to assist you with any insurance needs by phone, email or fax. ~To reach our Somerset Street Location: Phone: 506-633-0200... Fax: 506-633-1492 ~To reach our King Street Location: Phone: 506-633-2121 Fax: 506-658-1571 Email: [email protected] We thank you for your understanding during this unique and challenging time. We will continue to update this if we make any further changes to our operations. All-Coverage Insurance Ltd.

The pure definition of insurance is the losses of the few spread out amongst the many. The amount of losses and claims in New Brunswick has risen substantially, resulting in the need for a larger spread amongst the many, to cover those losses of the few. With New Brunswick’s loss ratio of 100.8%, the highest in the country, we have seen a significant rate hike to offset claims costs.

"New technology is making cars much safer than they used to be. But those features aren't translating into lower insurance rates since those fancy new components cost a lot more to repair and replace. With more vehicles on the road and more distracted driving, the number of collisions is still going up," resulting in a steady increase of insurance rates.