Amir Rehmani Real Estate
3095 wolfedale Mississauga, ON, Canada

How To Reduce Crime In Your Neighborhood While we don't like to talk about it - or even think about it - crime is on the increase in North America, and throughout the world. The number of burglars, muggers, auto thieves, robbers, purse snatchers, etc., is growing at an alarming rate. Now you, as a resident, working with neighbors can help reduce the crime rate. How? By organizing and/or joining a neighborhood program in which you and your neighbors get together to learn how ...Continue reading

27 Tips You Should Know To Get Your Home Sold Fast and For Top Dollar ".....you have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes or, just as bad, the dilemma of having no place to live during the gap between closings." Because your home may well be your largest asset, selling it is probably one of the most important decisions you will make in your life. To better understand the homeselling process, a g...Continue reading

Realize the dream of owning your own home with zero down payment. An excellent credit history. - no recent history of bad debts... - consistent and timely payment of current liabilities 2. Limited liabilities. You will be required to disclose all current liabilities you have in order to determine how much more debt you can carry (ie. present car loan, credit cards, etc.). 3. At least 3 years of employment stability. You will be required to show proof of employment for the past 3 years, ie. a letter of employment from your employer or financial statements for the past 3 years if self-employed. 4. The financial ability to carry larger monthly payments. Without a downpayment you will be required to meet the obligation of larger mortgage payments. Your monthly payments could vary from a few to several hundred dollars more per month. Under the Terms of the Program You Can Purchase Many Types of Properties. They include: - detached or semi-detached homes - free-hold townhomes - condominium townhomes It is important to note that not all properties qualify for the Zero Cash Downpayment Program. To ensure that you get an accurate picture of what properties may or may not be included in this program in your particular area, it is advisable to review the terms of the program with your Realtor. See more

Selling Your Home: Where to Begin? First Impressions Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again. A spruced up house makes a great first impression on potential buyers. An attractive property grabs their attention and makes them excited about finding a house that looks and feels well-cared for. Becaus...Continue reading

Pricing Your Property The single most important decision you will make with your Real Estate Professional is determining the right asking price for your property. Once you've achieved a realistic sales price, you can count on your property being professionally marketed and promoted to bring more buyers to your door. You can also expect to sell your home for the best possible price in the least amount of time.... The Benefits of Pricing Right 1.Your property sells faster because it is exposed to more qualified buyers. 2.Your home doesn't lose its "marketability." 3.The closer to market value, the higher the offers. 4.A well-priced property can generate competing offers. 5.Real Estate Professionals will be enthusiastic about presenting your property to buyers.

Same Day mortgage Approval Great choices of properties (Great Deals) Competent Negotiation Your Satisfaction our objective

Same Day mortgage Approval Great choices of properties (Great Deals) Competent Negotiation Your Satisfaction our objective

Greater Savings with a Larger Down Payment The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 20% of the purchase price. To obtain a conventional mortgage, home buyers are required to put down at least 20% of the purchase price or appraised value (whichever is less) as a down payment. If you don't have the necessary time or resources to save a full 20% down payment, you can choose a high-ratio mortgage and buy a ho...me with a down payment of as little as 5%. This option is called a high-ratio mortgage and it requires you to purchase default insurance. Whether you choose a conventional or a high-ratio mortgage, one thing is almost always certain: the larger your down payment, the more you save in the long run. Want more information? Visit the Canada Customs and Revenue Agency Publication. A larger down payment... Reduces the amount of your monthly principal and interest payment Reduces the total amount of interest you pay over the life of your mortgage Ask about the RSP Home Buyers' Plan The RSP Home Buyers' Plan (HBP) lets a first-time buyer withdraw up to $25,000 from RSPs for a home purchase. The withdrawn amount must be repaid within 15 years, subject to a minimum annual repayment that is 1/15 of the amount withdrawn. If the full $25,000 is withdrawn, the minimum annual repayment is $1,333. If less than the minimum is repaid in any particular year, the balance is added to the taxpayer's income. Insuring Your High-Ratio Mortgage CMHC or Genworth Financial may insure a mortgage for up to 95% of the lending value of the house. Therefore, purchasers do not need a large down payment. Eligible borrowers include anyone who buys a home in Canada intending to occupy it as their principal residence. And the availability of government-backed mortgage insurance is restricted to homes with a value of $1 million or less Purchasers can use up to 39% of their gross family income for payments of mortgage principal and interest, property taxes and heating. A buyer's total debt load (including consumer loans, etc.) cannot exceed 44% of the gross family income. People who insure a mortgage loan with CMHC or Genworth pay a premium. The premium is based on the down payment and loan amount. A list of the mortgage insurance premiums can be found here. Cost: Premiums can be paid up front or added to the principal amount of the mortgage. Loan Amount: Up to 95% of the lending value of the house. Mortgage Term: To be set by the lending institution. Max. House Price: Varies by market.

How will the Pan Am Games impact Toronto real estate? The 2015 Pan Am and Para Pan Am Games, which are due to kick off in Toronto this summer, could replicate the impact on real estate and development that was seen by Vancouver following the 2010 Olympic Games. With the dollar falling the way it is and more Americans coming from places like Chicago to see Canada for the first time, it could spur some investments for sure, said Simon Clayton, a sales rep with MacDonald Realt...y in Vancouver. I’m a big believer in the offshoots these Games present. It’s worth more than dollars and cents, and community pride. It gives people a first-hand look at what Toronto is like, which is what we saw in Vancouver when the Olympics were here. His comments come on the heels of the fifth anniversary of the Vancouver Olympics, which was a marquee event that some experts suggest kick-started the West Coast city’s current market trends. Bill Binnie, an agent at Royal LePage in B.C., said the Olympics shone a spotlight on Vancouver, making Canada’s most expensive residential city a destination for new investors and buyers at a time when development and real estate was booming. There were a lot of development projects that began a couple years before the Olympics even began that [was a boon] to industry, he added. There was a lot of vibrancy in the economy and it was part of the allure of the Olympics that did that. Many people rented their homes during that time. False Creek was an area that really benefitted and it provided a huge boost to real estate in Vancouver. One could argue that the Olympics really kick-started some of the things we’re seeing in B.C. today with home prices. The Olympics opened the way for infrastructure projects, such as the speed-skating oval, as well as the development of condominiums, single-family homes and commercial space for real estate companies such as Amacon, Aspac, Cressey, Intracorp and Onni. Clayton said that Vancouver’s Olympic Village is now thriving, and many townhouses and multi-family homes have been built and sold in spaces that were occupied during the 2010 Olympics. Chris Simmons, a real estate broker at Royal LePage, acknowledged that the Olympics brought growth not only for housing, but for Realtors as well and it is still paying dividends. It’s brought pools of housing to the Vancouver area and there’s no shortage of people looking to buy homes here, he said. The Olympics really put us on the map and there were some lasting effects that have been felt. We see a wave of investors from foreign countries coming to live and set up businesses in Vancouver and the Olympics could have had a lot to do with what we’re seeing now. It will take some time before Toronto sees these same trends, but so far the city has put a lot of development behind the Pan Am Games, most notably the Union-Pearson Express rail that will connect Toronto’s Pearson airport and Union train station together. (REP)

http://www.affordablehomesandcondos.ca/gold_newsletter.asp

http://www.toptenz.net/top-10-awesome-pools-and-ponds.php

http://truthseekerdaily.com//11-tiny-houses-that-will-mak/

5 Things to consider when buying a resale home The decision to buy a resale home is one of the most important ones your family will ever make. In order to be properly protected, here are 5 things to consider:...Continue reading