Anastasia Mortgage agent
404-500 Hood Road L4L 7Z8 Markham, ON, Canada

Wishing you and your family a Happy Family Day! We treat all clients like family, making sure we provide you with the best support and service possible. Get in touch today if you have any questions about your mortgage financing. #familyday #familytime #family #mortgagespecialist #mortgageadvice #mortgagelending #mortgagetoronto #mortgageagent #mortgagehelp #ontariomortgageagent #homwowership #homebuying #homebuyingprocess #toronto #ontario #canada #GTA #charteredfinance

*****************************************************The postponed spring housing market has now extended its run well into the fall, with home sales in Toronto up 25% compared to a year ago. The high demand is continuing to put pressure on prices as well. The average selling price for all home types in Toronto rose 13.7% to $968,318, according to the Toronto Regional Real Estate Board (TRREB). However, there was a divergence between market segments, with detached home prices... rising 14.8% to $1.204 million, while average condo prices were up just 0.7% to $622,122. Home has been a focus for residents during the pandemic. With more days and evenings spent at home this year, people are re-thinking their housing situation, REBGV chair Colette Gerber said in a release. But there’s another factor at play that’s helping to keep housing relatively affordable despite the recent run-up in prices. Extremely low interest rates have also made homeownership more accessible for first-time buyers and altered the calculations for potential move-up buyers, Mortgage Professionals Canada chief economist Will Dunning noted in his latest consumer report. For people in reasonably stable economic situations who expect that stability to continue (and the survey data indicates that most of us are in this situation), there is currently heightened interest in home buying. #mortgagebroker #mortgage #mortgagespecialist #mortgageagent #mortgageadvice #finance #realestate #realtor #realestateagent #realestateinvesting #house #househunting #firsttimehomebuyer #renovation #homedesign #toronto #torontolife #thesix

Mortgage shoppers take note: Cheap money is here to stay, at least for the next two years, the Bank of Canada reaffirmed during its interest rate decision on Wednesday. The BoC had previously provided guidance that rates would remain at their effective lower boundcurrently 0.25%until 2 percent inflation target is sustainably achieved, but went a step further this time by providing a specific year. The Governing Council will hold the policy interest rate at the effective ...lower bound until economic slack is absorbedIn our current projection, this does not happen until into 2023, the Bank’s statement read. As part of the announcement, the BoC decided to leave its current policy rate at 0.25%, where it’s been since March. #mortgage #mortgagerates #mortgagebrokers #mortgageagent #realestate #realestateagent #realestateinvesting #home #homeowners #househunting #homeimprovement #renovation #firsttimehomebuyer #homebuyers #houseflipping #bankrates #bankofcanada #homebuyers #moving #eastgwillimbury #toronto #torontolife #thesix #innisfil #simcoecounty #aurora #richmondhill #richmonhillontario #newmarket #christmas #year2020

***********************************************************+Bank of Canada Governor Tiff Macklem said in a video conference last week that further rate cuts remain an option in providing economic stimulus. At present, the central bank’s policy rate is at a historic low of 0.25%.... We are not actively discussing negative interest rates at this point but it’s in our toolkit, and never say never, Macklem said. #realestate #mortgagerates #realestateagent #rate #interestrates #homeowners #firsttimehomebuyers #househunting #firsthomebuyer #money #mortgagebrokers #mortgageagent #bank #canadian #thesix #toronto #ontario #gta #countryliving #citylife #outsideoftoronto #staysafe #stayhome #autumn #autumnincanada #moving #movingontario #movingtoronto See more

******************************************* The Ontario Real Estate Association and Nanos Research provided the province’s realtors with a possible glimpse into the future. The groups’ joint release, Pulse Check on Consumer Attitudes, found that an overwhelming percentage of Ontarians actively involved in the housing market now consider rural or suburban living a more attractive option than they did only a few months ago. According to the Pulse Check, 60 percent of Ontarians ...who took the Nanos poll either agree or somewhat agree that living in a rural area is more appealing now than before the start of the COVID-19 pandemic. When asked if living in the suburbs has become more appealing, 61 percent either agreed or agreed somewhat. Only 34 percent of respondents said downtown living has grown more attractive. Those first-time buyers are certainly looking to move into space, OREA president Sean Morrison said, and I think that that is also affecting what they’re looking for in that space. They are looking for that backyard space. They are looking for that finish-able, or finished, basement so they can have some office space should they have to work at home. #realestate #housing #mortgages #mortgageagent #mortgagebrokers #gta #househunters #torontocanada #realeastateagents #bankrates #bankofcanada #thesix

Stress test rate may inch down soon **************************************** Canada’s mortgage stress test might become a bit more lenient as early as this week... The forecast came in the wake of the Bank of Montreal deciding to cut its five-year rate to 4.94%. This move might be a decisive factor in the minimum stress test rate falling to around 4.99% It’ll mark the first time since January 2018 (when OSFI’s stress test began) that this benchmark rate has been under 5%. And, if one more bank matches BMO’s and RBC’s 4.94%, it could drop another 5 basis points Even such a seemingly minute decline will prove valuable to the average Canadian household #realestate #realestatemarket #househunters #firsttimehomebuyer #mortgage #mortgagebroker #mortgageagent #finance #rate #bank #stressrelief #stresstest #design #house #home #charteredfinance #approved #realestateagent #homebuyers #refinance #investment #homeimprovement

********************************************** Is it that time to break out the crystal ball? *What should we expect from Real estate market? *... The focus should be on the level of unemployment after government incentives expire. Employment is the single biggest factor for home prices. They also state there is some noise with initial unemployment claims. The unemployment rate should decline as the economy reopens. Temporary layoffs would return, helping to soften the impact. However, we won’t know what the natural, and efficient labour market looks like until year end. Reduced interest rates will not save Canadian housing market. Low rates are great for freeing up cashflow, refinance and providing stimulus. Programs targeting the creation of real and sustainable employment will have the biggest impact for Real estate market. **************************************************************** #mortgage #mortgagebroker #mortgageagent #work #job #rates #bank #refinance #finance #houses #realestateinvesting #realestate #househunting #renovation #interestrates #design #homeimprovement #homeowners #realestateagent #stayhome See more

Matching a mortgage to your unique situation and not the other way around. We negotiate with multiple lenders to get you the best rate term and fit for your situation. We are dedicated to knowing the mortgage system and having the industry knowledge required to present an appealing proposal for home financing to any lender. We do the due diligence, the paperwork and the legwork to make sure you will be on your way to smart homeownership! #mortgage #mortgagebroker #mortgagerates #mortgagelender #mortgages #mortgageagent #realestate #refinance #design #bank#toronto #gta #househunting #housing #listing #credit #property

******************************** Canadian Child Tax Benefit ********************************... Rental income ******************************** Car Allowance ******************************** Mortgage qualification enhancements: Income from the Canadian Child Tax Benefit is now eligible for customers applying for a default insured mortgage. As well as rental income and car allowance paid to an employed customer is now eligible income. ********************************If you have questions you can contact me directly. #mortgage #mortgagebroker #mortgagerates #mortgagelenders #finance #toronto #gta #the6ix #realestate #realtor #househunting #property #listing #credit #creditscore #dreamhouse #housing #house #home #design #rate #bank #stayhome #staysafe

Throw back April 2019. #nofilterneeded #toronto #trowback #2019 #springtime #stayinghome #memories #mortgage #mortgagerates #realestate #mortgageagent #gta #canada #canada #the6ix #refinance #design #inspiration

Working With a Mortgage agent When making a huge investment, like buying a house, you should consult the experts. For starters, you should hire a real estate agent to help you find a suitable property in the city and neighborhood of interest. ... Secondly, you must consult a real estate attorney to ensure the whole process of buying the house is done legally. Since you also need an affordable loan, be sure to consult an experienced mortgage agent with a great reputation in the industry. The ideal service provider must be an independent mortgage agent, so be sure to confirm this before making a decision. #mortgage #mortgageagent #mortgagebroker #mortgagerates #realestate #buyingahouse #buyingandselling #buyinghome #refinance #renovation #gta #gta6 #thesix #on #ontario #toronto #canada #canada #stayhome #staysafe #stayhomestaysafe #finance

WHY USE A MORTGAGE BROKER. 1. Mortgage brokers are not employees of any bank. We are not limited to one lender’s product offering, not should you be. 2. As your mortgage broker, we seek out the best financial solution to suit your specific situation, whether it’s with a Chartered Bank, Trust or Lending Institution. Finding the Best Mortgage at the Best Rate.... 3. We are your personal shopper to help navigate buying a home for the first time, refinancing your current home to gain access to equity or renewing your existing mortgage. With an abundance of information and financial options available, the mortgage process can be time-consuming, confusing and intimidating. 4. Matching a mortgage to your unique situation and not the other way around. We negotiate with multiple lenders to get you the best rate on the best product. We are dedicated to knowing the mortgage system and having the industry knowledge required to present an appealing proposal for home financing to any lender. We do the due diligence, the paperwork and the legwork to make sure you will be on your way to smart home ownership! #mortgage #realestate #refinance #buyinghouse #moving #lowinterestrates #toronto #gta #bank

***********************************************************+Bank of Canada Governor Tiff Macklem said in a video conference last week that further rate cuts remain an option in providing economic stimulus. At present, the central bank’s policy rate is at a historic low of 0.25%.... We are not actively discussing negative interest rates at this point but it’s in our toolkit, and never say never, Macklem said. #realestate #mortgagerates #realestateagent #rate #interestrates #homeowners #firsttimehomebuyers #househunting #firsthomebuyer #money #mortgagebrokers #mortgageagent #bank #canadian #thesix #toronto #ontario #gta #countryliving #citylife #outsideoftoronto #staysafe #stayhome #autumn #autumnincanada #moving #movingontario #movingtoronto See more

******************************************* The Ontario Real Estate Association and Nanos Research provided the province’s realtors with a possible glimpse into the future. The groups’ joint release, Pulse Check on Consumer Attitudes, found that an overwhelming percentage of Ontarians actively involved in the housing market now consider rural or suburban living a more attractive option than they did only a few months ago. According to the Pulse Check, 60 percent of Ontarians ...who took the Nanos poll either agree or somewhat agree that living in a rural area is more appealing now than before the start of the COVID-19 pandemic. When asked if living in the suburbs has become more appealing, 61 percent either agreed or agreed somewhat. Only 34 percent of respondents said downtown living has grown more attractive. Those first-time buyers are certainly looking to move into space, OREA president Sean Morrison said, and I think that that is also affecting what they’re looking for in that space. They are looking for that backyard space. They are looking for that finish-able, or finished, basement so they can have some office space should they have to work at home. #realestate #housing #mortgages #mortgageagent #mortgagebrokers #gta #househunters #torontocanada #realeastateagents #bankrates #bankofcanada #thesix

Stress test rate may inch down soon **************************************** Canada’s mortgage stress test might become a bit more lenient as early as this week... The forecast came in the wake of the Bank of Montreal deciding to cut its five-year rate to 4.94%. This move might be a decisive factor in the minimum stress test rate falling to around 4.99% It’ll mark the first time since January 2018 (when OSFI’s stress test began) that this benchmark rate has been under 5%. And, if one more bank matches BMO’s and RBC’s 4.94%, it could drop another 5 basis points Even such a seemingly minute decline will prove valuable to the average Canadian household #realestate #realestatemarket #househunters #firsttimehomebuyer #mortgage #mortgagebroker #mortgageagent #finance #rate #bank #stressrelief #stresstest #design #house #home #charteredfinance #approved #realestateagent #homebuyers #refinance #investment #homeimprovement

********************************************** Is it that time to break out the crystal ball? *What should we expect from Real estate market? *... The focus should be on the level of unemployment after government incentives expire. Employment is the single biggest factor for home prices. They also state there is some noise with initial unemployment claims. The unemployment rate should decline as the economy reopens. Temporary layoffs would return, helping to soften the impact. However, we won’t know what the natural, and efficient labour market looks like until year end. Reduced interest rates will not save Canadian housing market. Low rates are great for freeing up cashflow, refinance and providing stimulus. Programs targeting the creation of real and sustainable employment will have the biggest impact for Real estate market. **************************************************************** #mortgage #mortgagebroker #mortgageagent #work #job #rates #bank #refinance #finance #houses #realestateinvesting #realestate #househunting #renovation #interestrates #design #homeimprovement #homeowners #realestateagent #stayhome See more

Matching a mortgage to your unique situation and not the other way around. We negotiate with multiple lenders to get you the best rate term and fit for your situation. We are dedicated to knowing the mortgage system and having the industry knowledge required to present an appealing proposal for home financing to any lender. We do the due diligence, the paperwork and the legwork to make sure you will be on your way to smart homeownership! #mortgage #mortgagebroker #mortgagerates #mortgagelender #mortgages #mortgageagent #realestate #refinance #design #bank#toronto #gta #househunting #housing #listing #credit #property