Andy Kovacs Insurance and Financial Solutions Inc.
203-5871 Highway 7 East, L3P 1A3 Markham, ON, Canada

Looking for ways to increase the value of your home but on a budget? HGTV has 30 great tips to help you get the biggest bang for your buck.

It’s sometimes called the sunshine vitamin because your body produces it when exposed to sunlight. But how can you make sure you’re getting enough vitamin D in the winter? Learn more here.

Give your family the power to decide. Spend your benefit paying down the mortgage and other expenses that address their needs. Want to learn more about how you can protect your beneficiaries? Contact me today.

Many #Canadians are working from home during the pandemic. A chiropractor shares 6 simple #exercises with @LuminoHealth to help you work more comfortably. Learn more here. #LuminoHealthy

The CRA is sending letters to anyone who received CERB payments twice and asking them to repay by December 31st.

Five- year fixed mortgages rates could be heading for an increase for the first time since the pandemic. Have a mortgage coming up for renewal soon? If so, touching base with your broker might be in order. #Rates #Mortgage

As costs of care continue to rise, it’s important to make sure you’re financially protected so the burden doesn’t fall onto your loved ones. Here’s a quick 2-minute video to learn about the benefits of long term care insurance. When you’re ready to discuss your options, I’ll be here ready.

Are you looking for a better job? Would you like more business for your business? Do you need a guy/gal to help with a specific project or problem?... Do you need a lawyer or an accountant? Maybe you want to buy or sell a house? Do you have question you can’t answer? Do you need help with something and don’t know where to turn? I can help. One of the wonderful by-products of my business is that I make and have a lot of business and professional friends and contacts. That means you can use me as a resource for almost anything you need. If I don’t know the right place or person, I likely know someone who does. That way I can save you time and aggravation. If there is someone there to whom I can introduce you, refer you, or connect you, I’d be delighted to help - just Direct Message me. If you need something else, please let me know. In these crazy times, a good connection can be more important than ever. Don’t let a problem go unsolved because you didn’t ask me.

Between kids at home, work deadlines and a daily routine thats upside-down its tough to find time to focus on yourself. Here are 5 health-positive activities you can do in under 10 minutes. #health

As CERB comes to an end, the government will be launching a new Canada Recovery Benefit (CRB) to help provide financial support to Canadians who are still out of work. Click here to learn more. #CERB #CRB

September is Life Insurance Awareness Month and I thought Id have a little fun and post a clip from one of my favorite movies of all time - Ground Hog Day. Truth is that there is SO MUCH MORE that we do as an industry than what Neds character portrays. We are the bond that keeps families and businesses together during tough times. We also play an important role in preserving family wealth and supporting our community. Im proud of Canadas life insurance industry. We help p...eople when they need us the most! If you need advice, pricing, initial chat or 2nd opinion, reach out to me.

Thinking about winter yet? Probably not but as the temperature begins to drop well all be migrating indoors. How can we continue to protect ourselves amid the pandemic?

Has market volatility impacted your retirement? Join Sun Life September 22nd for a free webinar on planning for market uncertainty. Register now for an upcoming webinar, http://bit.ly/3WealthWebinar.

Life insurance is like having your own, pre-funded Go Fund Me account. With relaxed qualification criteria due to Covid and no in-person meeting required, its never been easier to provide essential financial security for your family or business. If you need advice, pricing, initial chat or 2nd opinion, reach out to me.

One of these days the unexpected may alter the course of your life and how you planned to live it. Are you ready if it does? As an advisor, I can help you navigate some of lifes biggest changes. Contact me today. #Retirement

Will you continue to be working from home for the imminent future? Here are a few tips to help you create boundaries so you can be productive and thrive during this challenging time. #worklifebalance

Do you have an advisor? Sun Lifes recent survey found that Canadians working with an advisor often feel more financially secure and healthy. Heres how working with an advisor like myself can help you address your needs and goals- no matter your life stage.

Youve probably heard about life insurance but did you know there are different types? Heres a quick look at the 4 most popular ones. Not sure which one is right for you? I can help. Contact me today.

Dentists, optometrists, chiropractors and massage therapists are treating people again. Lumino Health spoke to a healthcare professional to find out what theyre doing to keep everyone safe. Learn more here. #LuminoHealth

A new habit emerging is pandemic proofing your finances. With so much uncertainty, its important to be prepared. I can help. Reach out to me today. #personalfinance

As we have become less tethered to our downtown offices, many are spending money to make our homes better suited for our new reality. Are you planning to do renovations to your home this year?

A successful nap requires a little planning. @LuminoHealth has 7 #tips that will help you get the most out of your power nap!

Since the TFSA was introduced over 10 years ago, 60% of Canadians have opened one. As simple as this account may seem there are a few restrictions to be aware of. Making mistakes could end up being costly. #TFSA #Save

Did you think you could only use an RESP for college and university? Think again! RESPs can be used for funding apprentice programs too! Want to learn more? Contact me today. #Planforthefuture #Education

Back to school is different in 2020. Join us September 3 for a free webinar to help your family prepare. Register now for an upcoming webinar, http://bit.ly/SLFWebinar.

Women play a vital role in the day-to-day operations of their family and having the right type of protection like life insurance is very important. Contact me today to learn more.

It may be only August but you will want to start taking stock of the government support that youve received since the pandemic began. Its best to start planning early so you dont have any surprises come tax time next year. #personalfinance

Amidst the pandemic, parents are working from home while simultaneously caring for their children. Learn what @SunLifeCA and other companies are doing to help ease the strain on working parents.

Positive thinking and optimism have many proven benefits, including stress reduction, better performance and can even help improve your financial health.

Is your business facing financial challenges due to COVID-19? Were here to help. Weve gathered information and resources to help you during these uncertain times: https://bit.ly/SLFbusinessowners

As the worlds population ages and nears retirement, countries need to ensure their pension systems can withstand the extra strain. Check out which countries are best equipped to support their aging population. Where do you think Canada ranks?

CERB payments are set to end September 26th. With less than a month and a half away, its important to understand how this transition will impact your finances. Contact me today.

Getting together in the summer is one of our favourite past times but doing so amid the pandemic will include some strategizing. Here is a breakdown of how to socialize safely as per guidelines across Canada.

When considering which type of life insurance you should purchase, understanding the basics, benefits and realities are important. To find out if term or permanent insurance is right for you, contact me today!

A recent poll by CIBC showed that 7 out of 10 students have had their incomes affected by the pandemic. Dont let the idea of student debt overwhelm you heading into the new school year. Learn about the many financial aid options here to support you.

Theres been many studies done over the years showing optimists to be the healthiest and happiest. But, being a measured realist might be even better for your mental health. Check out why here. #Health #Happiness

There are several factors to consider before accepting an early retirement package. Here are the key areas where you need to be comfortable before accepting. #Retirement

Financial mistakes we make today can haunt us financially for the rest of our lives. For millennials, here are 5 pandemic money lessons you should be starting today. #personalfinance #save

It can be tempting to put off all but the most pressing financial issues until later. But thinking about life insurance now can actually help you balance and achieve your early financial goals. Here are 3 reasons why you should get life insurance in your 20s and 30s.

Growing tired of virtual chats? You can stay safe and still have fun this summer. Here are 5 ways to help maintain your connections while social and physical distancing. #Health #Summer

Did you know that there could be a significant difference in your finances depending on if you have an advisor or not? Its important to start saving as early as possible and thats where I come in. Lets set-up an appointment today to discuss your financial strategy.

Many entrepreneurs work with an advisor to help them manage both their personal and business finances. As an advisor with Sun Life, I can help you plan and protect your future so you can enjoy the moments of today.

Business owners youre facing a lot right trying to pivot your business around this new way of life all while balancing the safety of consumers, employees and family. Remember to step back and take time for yourself, as you are your #1 investment. #mentalhealth #health

Does your child often experience some learning loss over the summer? You dont need to fret over it this year. Heres why.

Learning about insurance doesnt have to be complicated. As an advisor, its my job to provide you with the information you need to help make your #protection decisions simpler. Contact me today.

If youre a single parent then you know that every dollar counts, especially when youre going through times like these. How are you prepared to protect your children if something happens to you?