Angad Singh-Mortgage Agent

#TipTuesday If you’re looking to purchase a home or refinance a mortgage in the first half of the year, then it might be a good idea to file your tax returns earlier rather than later to prevent any delays in your mortgage process. #tuesdaytip #mortgagetips #brevitycapital

There is no limit to how much success can be created! It is infinite. You can always have as much as, or as little, as you want. Happy Monday! #mondayvibes #mondaymotivation #inspiringquotes #brevitycapital

Did you know? Unlike Credit card bills, where you can pay a minimum payment every month, Cell phone bills have to paid Fully each month, else they reflect poorly on your CREDIT. To maintain good credit, be regular with all your payments because lender's underwriters keep a track of these things, and constantly missed or late payments are looked at negatively as an inability to make the loan payments. #fridayfacts #goodcredit #buildcredit #mortgages #mortgageapproval #brevitycapital

#wednesdayWisdom Home Equity leveraging is an excellent source for Wealth building and being topped up with historically low-interest rates for an extended period of time, is the icing on the cake! 3 major ways of tapping your Home Equity are: - HELOC - Cash-out Refinancing - Second Mortgages... #heloc #homeequity #secondmortgage #refinancing #mortgageapproval #mortgagewisdom #brevitycapital See more

#TipTuesday When it comes to your credit history, lenders follow the '222 Rule', meaning you need: 2 years of credit history (minimum) 2 forms of credit reporting on your credit bureau (like a line of credit and a credit card) And a total combined limit of at least $2,000 to show you can handle your finances... If you have anything in collections, make sure it's paid prior to the mortgage funding. And, make sure you're practicing good credit habits, like making your payments on time; lenders with the best rates don't like to see multiple late payments. See more