Angela Letterio

There are some common pitfalls among many first-time buyers who don’t seek out professional advice and guidance. When you work with a Mortgage Broker, you get the education you need to make informed decisions throughout the homebuying process. Knowledge is power and it’s best to get that knowledge as early in the process as possible. Are you getting ready to jump into homeownership? Let's have a conversation to make sure your experience is efficient, cost effective and, above all, successful!

Seven signs you may need a mortgage tune-up Did you know that just like your car or your home, you mortgage can benefit from a seasonal inspection! Your car gets taken in for regular servicing to keep it running for the long term, shouldn’t your financial future get the same kind of attention? Here are seven common signs you need a mortgage tune-up: 1. You are locked in at a higher rate than you could get today and you want a professional opinion on your options; 2. You’r...e thinking about moving to a new home this year or pondering buying an investment property; 3. You’re carrying more than $25,000 in high-interest loans or credit cards and it’s affecting your cash flow; 4. There’s a renovation or home repair project coming up this year either by choice or necessity; 5. An investment or business opportunity is available - and you wish you could take advantage; 6. There’s a large expense looming tuition, wedding and you want to plan ahead; and, 7. Your mortgage is up for renewal this year. If you haven’t had a mortgage review in the last year or if you recognize one of the signs that it’s time for a tune-up then get in touch. And if you know someone who could also benefit: consider this a coupon for a free inspection for a friend or family member! A mortgage in tip-top condition is the best way to get you where you’re going in your financial future!

Life is too short to wake up in the morning with regrets. So love the ones who treat you right and forget about the ones that don’t. Have a Great Monday!

"When you arise in the morning think of what a privilege it is to be alive, to think, to enjoy, to love" - Marcus Aurelius

If you are waiting for the perfect time to start anything you will be waiting forever. So, gear up yourself and make it happen now. Wish you all the best and a very special weekend

Ontario Expands Big-Box Blitz to Ottawa, Windsor, Niagara and Durham Regions https://news.ontario.ca//ontario-expands-big-box-blitz-to-

An annual mortgage checkup is an important stepping stone for long-term success. It will help make sure you’ve: determined if you can take advantage of today’s ultra-low pandemic rates; looked at maximizing your mortgage principal reduction; ... consolidated debt for one manageable payment, improved cash flow, and interest savings (if you have enough equity); and, accessed the lowest-cost funds for large looming expenses. I'll help make sure your mortgage incorporates what may be ahead: it could pay big dividends and is the best way to get you where you’re going in your financial future. Book a consultation today!

You may not think of your mortgage as something that needs to be reviewed on an annual basis, but it's essential if you want to make sure you're on track to achieve your financial goals. Read more here - https://bit.ly/3niJtpx

We have finally put 2020 behind us. The pandemic was without question the largest event of 2020. In traditional years, the real estate market has a predictable trajectory, but 2020 was not traditional. It started off similar to any other year. Our first lockdown filled us with much uncertainty in the market. Spring time hit, employment was unsteady and mortgage payments could be deferred. Many of us thought Covid would crash the real estate market but strangely enough the price of homes may have increased in price more than they would have if there was no pandemic. So what did all of this mean for mortgage rates? Let's now take a look at the top mortgage stories of 2020 and they fared over the course of this tumultuous year.