SYM Financial

Wow, I thought it was bad but this is eye-opening! https://www.theglobeandmail.com//article-average-canadia/

Something to think about and apparently plan for... https://www.nextavenue.org/living-with-newly-retired-spouse/

Good point, but hanging on to a loser forever is not a good thing either.

Don't rely on CPP to cover all retirement expenses. "Government of Canada numbers show the average CPP retirement pension is $8,077 per year. Meanwhile, the basic annual OAS payment is $7,040 and Stats Can’s Survey of Household Spending, conducted in 2016, says average yearly household expenditures including income tax total $62,183."

Excellent article. It explains well that there's not just one answer for everyone.

Great news about the TFSA limit! https://business.financialpost.com//the-tfsa-limit-is-risi

No longer contributing to an RSP and lots of deductible expenses this year? Check with your accountant how much additional funds you can deregister before year end without tax consequences. Don't let those deductions go to waste!!

Need holiday shopping and wrapping done? Just send me your list. Reasonable rates to save you time and money.

Even small change can add up over time.

Does that sound familiar? Don't get pressured into buying something you don't need.

Do you know the difference between a beneficiary and a successor? Choosing the wrong designation for a tax-sheltered account could cost you thousands! Let me help save you money.

Contact me for a free initial consultation to find out if I can help you save money.

Have credit card debt? Let me help you restructure and save on interest cost. Great article in the Globe and Mail here: http://www.theglobeandmail.com//many-cana/article34108191/