Rose Blankenagel

Things are looking up for Edmonton! Do you think we're finally in the Recovery phase of the Real Estate Cycle or do you think it's a "false start" and we're still in the Recession Phase? Let me know what you think by commenting below!

Merry Christmas! Wishing you all the very best this holiday season and hoping you all have a wonderful New Year. Taking time to contact your family, get cozy and spread the joy and love is what this time of year is all about. I wish you all safety, happiness and comfort and I am hopeful for next year. Warm wishes! Sincerely, Rose. ... . . . #happy #holidays #christmas #merry #edmonton #yeg #kamloops #happy #joy #warmwishes #newyear #family #friends #hope #buildwealthwiththerightmortgage See more

I love @thelittlecocoaco for their amazing hot chocolate bombs! They are a local business, based out of Edmonton, and all of their goodies are hand made. Make sure to support local and small businesses when you can and let me know if you have tried their hot chocolate bombs before! Happy Holidays! Rose .... . . #holidays #treat #localbusiness #smallbusiness #chocolate #handmade #yeg #edmonton #shoplocal #christmas #celebrate #alberta #hotchocolate #buildwealthwiththerightmortgage See more

Congratulations to my clients on their first home! Wishing you all the best, and for this house to become the perfect place for you both! Merry Christmas and Happy Holidays! . .... . #edmonton #yeg #realestate #home #lending #mortgage #mortgagebroker #firsthome #househunting #Christmas #hollidays #yegrealestate #buildwealthwiththerightmortgage See more

Low rates here to stay for a while!

The (aka "stress test rate") has dropped for the second time in three months from 4.94% .%. This is good news for borrowers as it will allow them to qualify for slightly more. A buyer earning $70,000/year and purchasing with the minimum 5% down would be able to afford roughly $4,000 more home, or about 1.2%. ... Get in touch today to find out how much you qualify for. #mortgagerates #ratelowered #benchmarkrate #stresstest #insured #uninsured #mortgages #yegmortgage #yegre #localbrokers #mortgagebrokers #letsgetpreapproved #ratehold #rateupdate #goodforbuyers #themortgageminds See more

What is your vision of wealth? . Is it travelling around the world? Buying your dream home? Owning fancy cars?... . Everyone's definition of wealth is different. For me, it's getting time back so I can spend my most valuable and limited resource with the people that I love, doing the things that I love. . What I love about my profession is that I get to help others achieve their dreams and create wealth and financial freedom for themselves. . If wealth creation is of interest to you, DM me anytime! I'd love to chat about your vision for your future and design a plan for you to achieve it. See more

Wow, what an amazing night with @sushibyvinh . The from the food to the atmosphere, everything was an unforgettable experience! . We'll definitely be booking again.

Wow, what an amazing gift I just got from my beloved husband! . . . #crosspens #personalized #nowimcrying

On June 4th CMHC made some major changes to their underwriting guidelines. Here's why there is NO NEED to PANIC if you are a home buyer putting less than 20% down. . . . #creatingwealth #adulting #yegliving #winning #realadviceforreallife #mortgages #mortgagetips #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #homebuyers #homebuying #firsttimehomebuyer #realmortgageadvice #roseblankenagel #themortgageminds #atelierlending

#blackouttuesday

.% Effective Monday, May 25, 2020 A lower qualifying rate means borrowers can increase their purchasing power slightly. This rate is used in stress tests for both insured and uninsured mortgages. ... These stress tests require potential home buyers to show they would still be able to make mortgage payments if faced with higher interest rates or less income. It’s a great time to buy and take advantage of our low rates! Keeping you up to date! The Mortgage Minds #bankofcanada #ratedrop #qualifyingrate #stresstest #mortgagebrokers #yegmortgages #buyingpower #themortgageminds #yegre #keepingyouupdated #atelierlending See more

Happy Mother's Day! . To all of the hardworking, self- sacrificing, and loving Super-Moms! . Hope you are pampered on your special day! ... . . . . #mothersday #yegliving #yeg #supermom See more

Want to know about investing in the Spring 2020 market

Something you may not know about me... . I LOVE music. It has always been and always will be a huge part of my life. . I started Piano at age 5, Trumpet in middle school, French Horn in High School, #Cello in University, and have been singing before I could talk.... . With all of the social distancing measures I've been taking, it has given me the opportunity to spend time on things I've been putting off. . Cello being one of them. . My dream one day is to play in a Symphony Orchestra. . One day . After much #practicepracticepractice . . . #creatingwealth #creatingmusic #adulting #yegliving #winning #realadviceforreallife #mortgages #mortgagetips #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #homebuyers #homebuying #firsttimehomebuyer #atelierlending See more

It’s Earth day! Today, we celebrate our beautiful planet Here at The Mortgage Minds, we strive to reduce our waste, reuse & recycle. Be kind and caring to Mother Earth!... #earthday #reuse #recycle #reduce #yegbrokers #yegre #yeg #themortgageminds See more

Part 2 of my Cashflow Series . In addition to part 1, owing your home, this strategy can take your cashflow game to the next level but choosing a home that has a Secondary Suite or Suite Potential! . This secondary suite will not only help you with your mortgage payments, but will be a huge asset to you as you earn while you sleep !... . Stay tuned for my next video where I break down purchase plus improvements. . Have any questions or want to find out more? DM me anytime! I'm always ready and available to help. . . . #creatingwealth #cashflow #adulting #yegliving #winning #realadviceforreallife #mortgages #mortgagetips #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #homebuyers #homebuying #firsttimehomebuyer #realmortgageadvice #atelierlending #themortgageminds See more

2014 Negru de Pucari . One of my favourites! A wine from Maldova that has won best wine at #edmontonwinefest multiple times. .... This Bordeaux blend has such depth of flavours with a long finish. . Red wine lover's must have! . . . #wineenthusiast #yegwinetasting #creatingwealth #adulting #yegliving #winning #realadviceforreallife #mortgages #mortgagetips #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #firsttimehomebuyer #atelierlending #themortgageminds See more

Today, the Bank of Canada announced they will maintain the overnight rate at 0.25%. Over the past month, the Bank of Canada has lowered the target for the overnight rate by 150 basis points (1.50%) to ease the pressure on Canadian households and businesses. Programs and new measures were also announced to support the financial institutions:... $5 Billion weekly purchase of Government of Canada securities Temporarily increasing the amount of Treasury Bills by 40% Provincial Bond Program of up to $50 Billion Corporate Bond Purchase Program of $10 Billion in investment grade corporate bonds Enhancing Term Repo Facility to permit funding up to 24 months The next scheduled update is June 3rd, 2020. Please reach out to us if you should have any questions. Send me a DM here! #yeg #bankofcanada #yegmortgages #yegmortgagebrokers #rates #bankofcanada #nochangeinrate #moreprograms #keepingyouinformed #educated #themortgageminds #Repost See more

Wishing everyone a Happy Easter! . . . .... . #easter2020 #yegliving #winning #realadviceforreallife #mortgages #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #homebuyers #homebuying #firsttimehomebuyer #realmortgageadvice #roseblankenagel #themortgageminds #atelierlending See more

Hey everyone! I wanted to let you guys know that I am still open and operating business as usual, of course while taking all of the precautions and measures to ensure I am helping to keep people safe. . Even though there's lots of chaos all around us right now... Let's focus on positive things, rather than fear!... . Rates are at an all time low! We are seeing rates right now that we haven't seen for almost 4 years! . Housing Market has slowed down Which means that you will have more negotiating power and likely will be able to get a home for less than before. . Ultimately, it's a great time to save some money! . Have a mortgage with an interest rate above 3%? Wondering what you'd qualify for in terms of a mortgage? . DM me anytime to find out how you can turn this lemon into lemonade! . . . #creatingwealth #cashflow #adulting #yegliving #winning #realadviceforreallife #mortgages #mortgagetips #mortgagerates #yeg #yegre #yegrealestate #yegmortgages #leduc #stalbert #sherwoodpark #sprucegrove #stonyplain #vancouver #vancouverrealestate #kamloops #kamloopsrealestate #calgary #calgaryrealestate #homebuyers #homebuying #firsttimehomebuyer #realmortgageadvice #roseblankenagel #themortgageminds See more

BOC Overnight rate dropped again! https://www.bankofcanada.ca/2020//press-release-2020-03-27/

#Repost @themortgageminds ! ... The benchmark qualifying rate has just been reduced from 5.19% to 5.04% What is the benchmark qualifying rate? This is the rate used to qualify home buyers under the stress test. What does this mean for homebuyers? When the benchmark qualifying rate drops, the purchasing power for homebuyers increases. Please contact me @atelierlending with any questions you may have, we are always here to help. #ratedrop #qualifyingrate #yegre #yegmortgages #yeg #yegbroker #themortgageminds #buyingpower #themoreyouknow #keepingyouinformed See more

Here is the link to view all of the programs the Gov't has rolled out to support those affected by COVID-19: https://www.canada.ca//canadas-covid-19-economic-response-

Finally got my official #MBIBC Certificate in the mail! . . Now to get it up on the wall...