Bay & Associates
Landmark 6, 1631 Dickson Ave Floor 6 V1Y 05B Kelowna, BC, Canada

Democrat Joe Biden was elected president Saturday morning, beating President Donald Trump in Pennsylvania to secure a projected victory in the electoral college. What does that mean for the markets?

Can you deduct home office expenses on your tax return? With the physical distancing measures in place due to the spread of the COVID-19 virus, many Canadians are now working from home. If working from home is new for you, you may be wondering whether there are any tax deductions you can claim.

Are you getting SOLID VALUE from your Financial Planner? You're dealing with your hard-earned wealth - don't settle for anything less. www.bayandassociates.ca #personalfinance #planbydesign #kelowna

Relationship breakdown is one of the most significant, and often unexpected, financial planning risks a person can experience. At this live webinar on October 15th, our expert panel will discuss key considerations and strategies to help you navigate the financial implications of separation or divorce, and how planning can help better preserve family harmony. Learn more about our speakers and register here. http://ow.ly/MPMO50BDiLD

Want to make a difference on Orange Shirt Day but not sure how? Join our live event with award-winning speaker Mike Downie and hear how he is honouring his brother’s legacy with the Gord Downie & Chanie Wenjack fund. If you join live, IG will donate $20 on your behalf to the cause! Register for the event here: http://ow.ly/bB9p50Bfc8T #dosomething #orangeshirtday

Thank you to Sandhill Wines for hosting a virtual sommelier event for us last night! We look forward to the potential of hosting these types of events for clients and their guests. https://bayandassociates.ca/

On the surface, it seems like a ripe situation for stock market disaster, given the tumultuous year the world has been thrown into. However, if we take a closer look, we see some valid reasons for Wall Street’s optimism.

On September 21st, Chef Susur Lee will be virtually demonstrating tantalizing dishes that you can recreate at home. He will also be discussing how he continues to create a legacy, constantly reinvents himself, and what drives him most. Join us for memorable evening! Register you and guests for this free cooking event: http://ow.ly/2qKL50BsPsg

The 'Great Wealth Transfer' will create opportunities and challenges for family-owned businesses. If you're a business owner, here's how to navigate the most important ones. If you have any questions, DM me or visit our website bayandassociates.ca #planbydesign

Please join us at this free live event on September 16th where experts discuss women empowerment through financial stability and emotional resilience. Register here https://www.bayandassociates.ca/events-and-webinars

To contribute to #LiteracyDay, message me for a free PDF copy of Money and Youth (moneyandyouth.com/) and learn more about our free financial literacy resources: http://ow.ly/WGqH50B96JF #financialliteracy #planbydesign

Estate planning isn't sexy but individuals at every stage of life can benefit from having an estate plan. The key is to understand what elements are included in an estate plan, and what you need based on your current age and your unique financial needs and goals. Do you have a plan?

Robert has worked with us for many years and is confident in his finances and is not worried about not seeing his next paycheque. How are you funding your retirement? Contact us for an initial consultation. Its no cost to you!... bayandassociates.ca

In response to the #COVID19 pandemic the Federal government has extended the tax return filing and payment deadlines. Our infographic includes the latest 2020 tax dates and other important #tax information you need to know. https://www.investorsgroup.com//ig-pwm-canada-covid-stimul #covid #kelowna #vancouver #stimuluspackage #infographic

Our financial planning expertise has brought this client great confidence in reaching their financial goals. Are you confident about yours? https://bayandassociates.ca

We are all reflecting on our goals, values, and plans based on what we are experiencing today. Please ask yourself the important questions in this article about your long-term future. Here is a couple: - Is my industry falling apart and should I try to find a better option? Do I want to retire earlier and enjoy life? ... - Do I need more or different space to accommodate working from home? For more questions on #work, #realestate, #eldercare, #travel, etc., read here: https://financialpost.com//covid-19-is-forcing-people-to-t #financialplanning #planbydesign #financialliteracy #retirement #kelowna #vancouver

Canadians work long hours and are terrible at taking vacations, compared to other countries. Here are a couple, of the 8, tips to help your work-life balance: 1. Say "no" Part of saying 'no' is about setting boundaries. Meaning, when you're off work hours or on vacation, try not to do work, unless it inspires you. ... 2. Exercise always When faced with a busy schedule, exercise is one of the first things to get cut, but it should really be the mainstay. Living a healthy life is the keystone to a productive, invigorated life. http://ow.ly/SH5S50ApaZ8 #kelowna #vancouver #worklifebalance

Are DIY investors their own worst enemy? Behavioural mistakes are often what reduces their rate of return. I have included an article that outlines some of the mistakes DIY investors usually make: http://ow.ly/AOS850Apau4... #kelowna #finance #behavioralfinance

So far the stock market has remained surprisingly sanguine in the face of the economic and human toll of COVID-19. Now as new virus hotspots emerge in the U.S., investors are having to reassess. https://www.bayandassociates.ca/