BAY Credit Union Limited
142 S. Algoma Street P7B 3B8 Thunder Bay, ON, Canada

Just a reminder we are closed today for Family Day!

Our site is down! Use this link to access your Online Banking https://www6.memberdirect.net//on_baycredit/OnlineBanking/ while we work on getting it back online. Sorry for the inconvenience!

Thanks for the feature! Bay & Algoma Neighbourhood

The Thunder Bay Police Service is warning the public about a possible spike in the circulation of fraudulent emails and text messages. In at least one reported ...case, a local person received an email message claiming to be from the Canada Revenue Agency. The text message purported the recipient was owed money and a link promising an e-transfer of the owed funds was provided. This is a scam. Even though the email looked legitimate and professional, the would-be victim did the right thing by deleting the message and not clicking on any of its links. The Thunder Bay Police Service would like to remind residents to be skeptical of any unsolicited phone calls, emails, or home visits by any organization, financial or government institution. You have the right to hang up the phone, delete emails and text messages, or close your door. If you believe the claim may be legitimate, find the contact information of the company or institution they purport to be associated with independently. Then contact the organization to follow-up on the claims. Never use the contact information provided to you by the suspected fraudster. International Students who may be unfamiliar with Canadian laws and the elderly are particularly vulnerable to these kinds of scams. Please take time to speak to those you know who may be more at-risk of being victimized by scams. Never call 9-1-1 to report a suspected scam. If you receive a call from a suspected scammer, but avoided being victimized, please do not call the non-emergency line. Unfortunately, the Thunder Bay Police Service is unable to stop these calls from being made. For more information about protecting yourself from such scams please contact the Canadian Anti-Fraud Centre (http://www.antifraudcentre-centreantifraude.ca/) To view examples of fraudulent emails, visit this webpage: https://www.canada.ca//prot/samples-fraudulent-emails.html

In response to consistently high new case numbers of COVID-19 in the province, the Ontario Government has announced a Provincewide Shutdown starting at 12:01am on December 26, 2020. During this shutdown period, we will continue to be OPEN for our regular business hours. Mon, Tues, Wed, Fri 9:30am-5:00pm... Thursday 9:30am-6:30pm Saturday-Sunday Closed The Provincial Government is asking that everyone stay home and only leave your household for essential reasons.

Cumberland Branch ATM is down. Please use the ATM at our Algoma Branch, or avoid surcharges by using another Credit Union ATMs or ATMs at Circle K convenience stores.

2020 POST-SECONDARY BUSARY AWARD BAY Credit Union will be awarding up to 4 scholarships of $1000 to qualifying applicants! To apply, the following criteria must be met: Complete the BAY Credit Union Bursary Application form on our website; Attach a copy of your most recent transcript of marks;... Provide one reference; Proof of registration at a post-secondary educational institution in the current term, including undergraduate, graduate and technical education of three weeks or more in a program recognized in the Income Tax Act; and Have been a member of BAY Credit Union for at least one year. Not a member yet? Apply for membership online today, and you could qualify in 2022! https://bit.ly/BAYpsburs See more

Congratulations to the winner of our Bay & Algoma Neighbourhood 12 Days of Giveaways prize! Our gift included some of local neighbourhood businesses who are also members Calico Coffeehouse Fireweed The Growing Season

Order your credit report Take a close look at your free credit report at least once a year to see what it says about your financial history, and to catch any errors or signs of #fraud. More about credit reports: https://www.canada.ca///services/credit-reports-score.html #FLM2020 With the emergence of #COVID19-related scams and #fraud, ordering your credit report is important to find out if you’ve been a victim of fraud. See how to order your free copy: https://www.canada.ca//credit-rep/order-credit-report.html #FLM2020

Protect yourself from financial fraud Fraudsters are preying on peoples’ fears and misinformation about the #COVID19 pandemic. Protect yourself and your money with these tips: https://www.canada.ca/en/services/finance/fraud.html #FLM2020 Be very cautious when receiving emails or texts that appear to be from a financial institution asking for personal or financial information. Find out more about #COVID19-related fraud: https://www.canada.ca//warning-potential-financial-frau...d.h #FLM2020 In cases of #fraud, your financial institution may not cover your losses if you have not kept your PIN secret. Learn more about protecting yourself from fraud: https://www.canada.ca/en/services/finance/fraud.html #FLM2020

Please note, all ATM deposits made after 1 PM on Thursday, December 24th, will not be verified until Tuesday, December 29th.

We had to share - see below for some of the wonderful musings of our member, Michael Sobota! Thank you Michael!

Upcoming Holiday Hours

This year, BAY Credit Union is happy to announce TWO signature donations to organizations that have helped our community get through 2020! Congratulations to the RFDA Thunder Bay Regional Food Distribution Association and the United Way of Thunder Bay COVID Fund. Each organization received a donation of $2,500.

BAY Credit Union Nominating Committee is seeking members who are interested in the exciting opportunity to serve a term on the Board of Directors. BAY Credit Union strives to maintain a diverse Board, comprised of leaders from all walks of life who reflect the community BAY Credit Union serves. These leaders help us ensure diversity of thought, background and experience on our Board. Visit our site for more information:https://bit.ly/33i781f

Congratulations to Steve Mantis, winner of the 2nd Annual BAY Champ - Member Community Service Award! Greg Ribotto, a director on our Board of Directors spoke to Steve's work in our community at our 75th Annual General Meeting.

Congratulations to Gladys Berringer- Winner of the 15th Annual Ilkka T. Ovaska Award for Social Responsibility! She is donating her $500 to Our Kids Count!

This #ICUDay is all about community. That’s why this year we’re celebrating ours and showing our appreciation for our members, like Fireweed. Love your community, love your Credit Union

In its 72nd year, International Credit Union Day is a global opportunity to shine a light on the credit union movement through member and community outreach, vo...lunteering, and fundraising efforts. This year’s theme, Inspiring Hope for a Global Community, calls attention to the critical role credit unions play in improving member’s financial well-being and quality of life, which has been even more important during this time of uncertainty. How are you celebrating? #ICUDay #CreditUnionDifference See more

Keeping up with litter is on ongoing concern between a Tim Hortons and a Dairy Queen, but our Cumberland Branch is up to the challenge! Thanks for the share EcoSuperior

International Credit Union Day is Thursday October 15, 2020! This #ICUDay, we want to support the people that have supported our community.Join us in celebrating our members, like Donatos Pizza & Bakery. Thank you for all you do. Love your community, love your Credit Union

This upcoming #ICUDay, we’re focused on what matters most -community. Join us in showing appreciation for our members, like Root Cellar Gardens who nourish our community with fantastic local veggies! Love your community, love your Credit Union #CanadianCreditUnion Canadian Credit Union Association #CCUA

We all play a part in our community. This #ICUDay is all about giving back. Join us in celebrating all the people and places that make Thunder Bay what it is. Love your community, love your Credit Union! City of Thunder Bay - Municipal Government, Ontario, Canada Bay & Algoma Neighbourhood

Recognize someone doing great work in our community! Nominations for the Ilkka T. Ovaska Award are still OPEN until October 15! #tbay @ccua_accf @central1_ #socialresponsibility

#SpringIntoFallTB #TBAY our Cumberland branch is always hit heavy with litter between a Tim Hortons and a bus stop- great job girls keeping up with the clean!

Holiday hours in effect this week! #thanksgiving #tbay