Bertrand Financial

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Bertrandfinancial.ca

True or False? My Group Life Insurance Plan is amazing! My family is well looked after! Answer: FALSE! Why?... 1) Three times your salary is not enough to take care of your family! Think about your current mortgage and other debts. Consider the challenges of your spouse raising your children with one income. Imagine the burden of child care costs and post secondary tuition among many other costs. 2) Some may be able to retire as early as 55, but at that time, you'll lose your group coverage and it'll cost an insane amount to get insured once you retire. The best time to get life insurance was 10 years ago. The second best time is now! 3) As your health deteriorates, getting covered for life insurance gets very tricky and expensive. Right now, a 40 year old mother can get $250,000 of life insurance until age 60 for a little more than $20 per month! This benefit will be paid TAX FREE and you could extend the term later on without a medical assessment required. The key is to buy a personal policy when you're young and relatively healthy. We deal with all of the major carriers in Canada (e.g. Sun Life, Foresters Life, Manulife, RBC Insurance, etc.). Contact me if you have any questions. We are happy to conduct a full financial needs analysis to make custom recommendations for your family. Always happy to help! Check out this article for additional information: https://www.cpacanada.ca//is-your-group-life-insurance-eno We are not invincible! Death is inevitable. GoFundMe will not save your family like a personally owned policy will...not by a long shot! Act now to protect your family! It's quick and easy. Visit us at Bertrandfinancial.ca