BGI Financial
102 - 418 St. Paul Street V2C 3P1 Kamloops, BC, Canada

Want to refinance a home you own? Find out how much you can take out in 30 seconds.

Want to refinance a rental home you own? Find out how much you can take out in 30 seconds.

Whether you're just getting started or have a specific home in mind we can help you find out how much house you could afford in 30 seconds.

Attention Professionals or Business owners. Office Space For Lease. 418 St. Paul Street, Kamloops. Available November 1, 2020.... 429 sq ft. 3 Offices (a 4th is available on request). 4 Work Stations (Includes Desks & Phones). Washrooms shared with two businesses. Includes 4 phone lines. Includes Internet. Mini Fridge. Microwave. $1,150/month including GST. Contact [email protected]

A closer look at Canada's off-the charts home sales activity in September https://www.mortgagebrokernews.ca//a-closer-look-at-canada

Op-Ed: Why all the fear mongering by the CMHC over Canadian home prices? https://www.mortgagebrokernews.ca//oped-why-all-the-fear-m

Joanne's story: 93% of Canadian homeowners aged 65+ want to retire where they feel most comfortable - in the home they love. Talk to us about a CHIP Reverse Mortgage by HomeEquity Bank. https://application.mortgageweb.ca/dhonlineapplicationMobil

There's no retirement like home. Talk to us about a CHIP Reverse Mortgage by HomeEquity Bank. https://application.mortgageweb.ca/dhonlineapplicationMobil

Violet has been living in the quaint farm house she grew up in most of her life. She recently helped her children through some financial difficulty and eventually found herself facing a similar challenge. After focusing her financial resources on helping her family while maintaining her aging home and lifestyle, Violet’s bills began to pile up. Although her son returned the favour and paid her property taxes. She still had some outstanding debt that needed to be addressed. Vi...olet wanted to access some money to renovate her kitchen and bathroom, eliminate her debt, and have a little extra income. To help her obtain her financial goals Violet’s mortgage broker suggested a CHIP Reverse Mortgage through HomeEquity Bank. She was able to pay off her debt, have enough funds to renovate her home, and give her monthly income a boost. Today, Violet enjoys the home she’s spent most of her life in and lives a comfortable lifestyle without worrying about her finances. If you would like to learn how a CHIP Reverse Mortgage can be an effective tool in your retirement plan, please contact me at [email protected] / 250-682-8267

House rich, but no money for renos? Contact [email protected] / 250-682-8276 and we can help you find a solution like the Smiths https://youtu.be/l9gBk7G92xA

FAQs on CHIP Reverse Mortgages by HomeEquity Bank. https://application.mortgageweb.ca/dhonlineapplicationMobil

* 93% of Canadian seniors live at home and prefer to age in place. * 60% of retired Canadians say staying in their home is critical to their quality of life * 700,000 Canadian senior-led households face a housing affordability challenge. * 2X Canadian seniors who live alone experience poverty at nearly twice the rate of other seniors. * 1 in 4 Canadian senior-led households are spending more than 30% of their income on housing.... * 1/3 Only one-third of the Canadian workforce is covered by a registered pension plan, down from 37% in 1992. * $50,000 or less Almost 30% of Canadians who are nearing retirement have $50,000 or less in savings. * 35% of those nearing retirement plan to use the value of their home to generate retirement income. * 70% Nearly 70% of Canadians nearing retirement are still carrying debt. We can help: https://application.mortgageweb.ca/dhonlineapplicationMobil See more

The Kamloops and District Real Estate Association (KADREA) shows that the median home price in Kamloops and District for May 2020 was $474,000 (not including condos, townhouses or mobiles) and saw 175 units sold (May 2019 was $467,00 and 327, respectively). Sales prices are up and total sales are down, given the current conditions that Covid-19 has created. Unless supply increases, we will stay in a Seller's market for the time being.

In fact, many of our clients preserve a large portion of the equity in their home and our reverse mortgage solutions offer lower interest rates than many other options. Contact me to learn more about how a reverse mortgage can benefit you in more ways than one.

Want to help your loved ones with their goals and dreams?

How to qualify for a CHIP Reverse Mortgage by HomeEquity Bank. Exclusively for Canadian homeowners 55 and over. https://application.mortgageweb.ca/dhonlineapplicationMobil

Jan & Jack live in a custom home they built many years ago. Although when they reached retirement they still had a mortgage and inadequate cash-flow to help them make ends meet. After speaking with some friends, they discovered the CHIP Reverse Mortgage. With this financial tool they were able to access $287,000 of their home’s equity, which allowed them to pay off their existing mortgage and invest in solar panels that ended up providing them an extra $500/month. Today, Jan & Jack have paid off their mortgage, have increased their monthly cash flow, and enjoy every day in their dream home. If you would like to learn more about the CHIP Reverse Mortgage, please contact me at [email protected]

Retire in the home you love, on your own terms. Talk to us about if a CHIP Reverse Mortgage by HomeEquity Bank is right for you. https://application.mortgageweb.ca/dhonlineapplicationMobil