Bhupinder Chadha Mortgage Agent

As a mortgage agent, I have the ability to lower your monthly payments and provide you with the best possible mortgage solutions that would suit your lifestyle needs.

Retail Banks:- biggest institutions, such as Bank of America, down to smaller local banks. Credit Union:- They are not-for-profit, and customer or member-owned cooperatives that have been boosting their presence in the mortgage lending market Mortgage Banks:-They can be an individual, a company, or an institution that originates mortgages.

Did you know? Mortgage Brokers have access to MORE rates and lenders than the bank. The bank brokers only have access to their rates, no one else’s.

The Bank of Canada recently lowered the mortgage stress test qualifying rate from 5.04% to 4.94% which means that you can now qualify for a mortgage using the lower rate allowing you to borrow a larger mortgage. While this gives borrowers slightly more buying power, it’s definitely helpful for those looking to buy especially for first-time buyers. #mortgage#Realestate

Lenders are continuing to slash mortgage rates by the day following a massive bond rally on Monday that drove Canadian yields to record lows.

Wishing everyone colourful and joyful Holi........