Bradyn Anderson
506 Queen St. S7K0M5 Saskatoon, SK, Canada

Are you a Métis citizen looking to buy your first home? Let me help you obtain a $15,000 down payment grant!

Here we go again!

If you purchased a $350,000 home with a 5% down payment two years ago today, using the median interest rate at that time, your monthly mortgage payment would be $1761. With todays historically low interest rates, if you purchased that same home with a 5% down payment, your monthly mortgage payment would be $1396. A difference of $365 per month and $21,900 over the 5-year term. 2021 is a great year to purchase a home and take advantage of the extremely low cost of borrowing, o...r to potentially transfer your mortgage to another institution and drop your mortgage payment by hundreds of dollars per month. Call me today for a free consultation to see how much we could save you by transferring your loan, refinancing to consolidate consumer debt into your mortgage at under 2% interest, or completing a pre-approval to assess your range of affordability for a new purchase.

If you were to get pre-approved , you would have an interest rate held until 14th. Why get pre-approved? Know how much you can qualify for Plan your monthly payments... Simplified property search More credibility as a buyer Interest rate protection Obtaining a mortgage pre-approval is free and does not commit you to anything. Ready to get started? Visit www.andersonmortgages.ca See more

Wishing you all a happy and healthy 2021!

Hello, from Saskatoon! Known as the Paris of the Prairies, City of Bridges, Toon Town and many more. Saskatoon is Saskatchewan’s most populous city and boasts a... spot in New York Times’ 52 Places to Go in 2018. Although the holidays will be different this year, one thing that hasn’t changed is the importance of supporting our local communities. Here are a few ideas to get you started. 1. Beautiful shot of Saskatoon’s riverbank by IG | ewani.photography. 2. Gear up for some outdoor fun at Escape Sports. 3. At Leyda's Restaurant every ingredient matters. Whole food, gluten and nut free. 4. Living Sky Café has the coffee and food fix you’ve been looking for. 5. Discover 6,000 years of Indigenous history at Wanuskewin Heritage Park. 6. Stop by Black Fox Farm & Distillery for local gifts and award-winning gin. 7. See modern and contemporary art in real life at Remai Modern and don’t forget to grab a bite to eat at Shift Restaurant before you leave. 8. Celebrate local craft beer at one of Saskatoon’s many breweries. Shown here is 9 Mile Legacy Brewing. 9. Give your home those special pieces from Garden Architecture & Design - GA Interiors. 10. Saskatoon’s newest micro-distillery, Stumbletown, has curbside pickup. What are your favourite local shops or businesses in Saskatoon? Give them a shoutout in the comments below. Tourism Saskatoon #ExploreSask

Seller’s market, buyer’s market, and balanced market are terms that are typically used to describe the real estate marketplace. Understanding each will help you to better appreciate what is happening in the real estate market and how you might approach the market if you are looking to buy, sell, or rent. Each market is determined based on the ratio of potential buyers to properties for sale and may differ from the region, city, or even neighbourhood. A seller’s market hap...pens when the property inventory (number of homes for sale) represents a shortage of homes available for purchase relative to the number of buyers looking to make a purchase. This can be beneficial for sellers by creating more competition amongst buyers and has the potential to drive prices up due to increased demand and in some instances attract multiple offers for their consideration. It is important to note that listing in a sellers market does not guarantee a quick sale. On the flip side, a buyer’s market is created when there are more homes available for purchase than there is demand from buyers interested in buying them. Buyers in a buyer’s market may benefit from more choice, price reductions, and a greater opportunity to leverage negotiations in their favour. See more

Cracked top 5 in Canada for the second consecutive month! Thank you to everyone for their continued support, there’s nothing quite like waking up every day doing what you love.

Lest we forget https://youtu.be/QrkgV5bl7kQ

Visit www.andersonmortgages.ca to get the mortgage process started today!

Mortgages can be either insured or uninsured, and the difference matters. Insured mortgages are also called high-ratio, and refers to the ratio between the mortgage amount (the loan) and the total purchase price (the value), also known as the loan-to-value ratio (LTV). An insured mortgage is one with a down payment of less than 20% of the purchase price. The opposite of an insured mortgage is an uninsured mortgage (also called a conventional mortgage), whi...ch has a down payment of more than 20% of the purchase price. By increasing your down payment, the ‘loan’ portion of the ratio will decrease, thus decreasing your loan-to-value ratio. The most important part to understand of having an insured mortgage is that you’ll need to pay for mortgage default insurance. This is a federal requirement to ensure that higher-risk mortgages are properly insured. While the mortgage default insurance is taken out by your lender, you’re required to pay the premiums by having them added to your overall mortgage amount. The rate of the insurance premium depends on your loan-to-value ratio, with higher ratios having a higher premium. So if you put 5% down compared to 10% or 15%, your insurance premium will be different. Mortgage default insurance premiums typically range from 2.8% - 4% of the mortgage amount. See more

Hey #yxe, wondering about what the different levels of government are responsible for when it comes to services and programs? This makes it all clear https://bit.ly/31gXgox. #yxevotes #civicelection2020 #shareyourvoice

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