BridgeHouse Mortgage Oshawa

Merry Christmas from me to you! Have a safe and Happy Holiday!Merry Christmas from me to you! Have a safe and Happy Holiday!

Have you ever wondered how your credit score is calculated? Here are the determining factors. Tip: if you want to improve your credit score, get your debt down... to under 50% of your available credit on all credit cards and lines of credit. #workwithamortgagebroker #TMGisheretohelp #mortgageadvice See more

Good Afternoon peeps! If anyone is looking to make a purchase, now is a great time! Interest rates are down and the qualifying rate has dropped to 4.79% . Contact me at 905 809-7089 or [email protected] This is also good news for those that are ready to renew their mortgage

Have you ever wondered how your credit score is calculated? Here are the determining factors. Tip: if you want to improve your credit score, get your debt down... to under 50% of your available credit on all credit cards and lines of credit. #workwithamortgagebroker #TMGisheretohelp #mortgageadvice See more

Buy Low Sell High MLS data shows that as prices increase so does the number of MLS listings which is an indicator that we buy high and sell high. To get ahead ...of the curve you need to identify when the market is low and purchase before prices increase. Advanced economies (such as ours), exhibit sustained growth over time, but that doesn’t mean that there aren’t periods of decline. David Jones of Homelife Glenayre Realty in Abbotsford BC reports that sales for Fraser Valley are down 50.3% for April last year. Sales nationwide (for the month April) have dropped 56% to the lowest level since 1984. The average 5 year fixed mortgage rate in Apr 1984 was 13.51%. Today we see typical 5 year rates in the area of 2.54%. Given the current conditions, one might think that it’s a good time to squeeze the trigger on making an investment in the real estate market. We’ve seen in the past, that lulls in the real estate market lead can lead to pent up demand, sometimes resulting in a buying frenzy, multiple competing bids and higher prices. It would however, be remiss not to consider the uncertainty of how our economy will bounce back and how long it will take. Are we even at the low end of downward trend of the real estate market yet? No one can tell us that with any certainty, but to quote General McArthur There is no security on this earth; there is only opportunity. Buy low, Sell High. For more market insights or free advice you can contact me at [email protected] or 778 891-8165. Dave Jones can be reached at [email protected] or 604 218-6580

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