Caitlin Chapman, CFA
469 King Street West M5V1K4 Toronto, ON, Canada

Have you accumulated wealth & property? Join myself and two lawyers for a discussion on the theme protecting and enhancing wealth over your lifetime. Educating yourself, planning well and learning from others will help you make better decisions, avoid costly mistakes and give you greater financial security now and in the future. Space is limited. Please contact me asap if you are interested in attending.

For many people, spending is an emotionally charged issue. It may represent power, or control, especially in relationships. Spending is not necessarily a bad thing. It isn’t all about budgeting and how to save 20% on a pair of shoes. What is important is that you feel good about how you spend money and that it is in line with your goals. If you can answer yes to these questions, you're spending wisely. - I know how much I spend on a monthly basis. ... - I spend less than I earn. - I save additional money each month to reach my goals. - I am spending within my means with no risk I will outlive my capital (assuming you’re living on your capital) - I feel good about the way I spend money. - I spend intentionally in a way that accurately reflects my goals. - My impulse spending is in check. - When unexpected expenses arise, I don’t worry because I have emergency funds on hand. - I feel gratitude for the money I receive and spend. - The amount I give to others is in balance with what I have. See more

1 in 3 high net worth women feel financially insecure about their future. They are concerned that they will run out of money and become a financial burden on their children or loved ones. How much money is enough? The chart provides a simplified and generalized illustration of how much money a woman will need to fund her lifestyle until age 95. For example, a 55-year-old, spending $15,000 monthly, will require $4.9 million of investment capital to fund their lifestyle. ... In practice, the assumptions are customized to your situation and test a variety of scenarios. You may ask: What if I have significant healthcare costs? What if I have employment or other income? What if I help the kids out financially? What if I sell the cottage in twenty years? If you don’t know your number, let me help you to determine what’s possible, what’s realistic, and give you a plan for achieving your vision.