Calvert Home Mortgage Investment Corporation

Every month our office gathers a number of key indicators to share the state of the economy in Alberta. Take a look at our August 2020 Economic Report: https://chmic.ca/economicreports-2/

In this Recently Funded Stand Out Deal, youll see how the broker helped a client who had fallen behind in their Business GST and Source Deduction Payments, as well as other consumer debts. The Mortgage Broker designed and executed a plan with their client and Calvert Home Mortgage was able to fund the debt consolidation deal to get the client into a conventional lower rate, long term plan. Highlights: - The credit pay downs increased the Borrowers Credit Score, gave them t...he ability to pay out their CRA obligations, removing CRA bank account garnishments, and allowing their business to start back up. - Five months later the Mortgage Broker successfully completed their plan and got their Borrower client refinanced into lower-rate debt. - In-House Valuation of the hole was completed at no cost to the borrower client - saving time and money. Give Rob a call if you have any questions about the Recently Funded Deal and would like to discuss 403-268-0249! Check out the full case study on our website - link to our website in the comments below.

Excited to be partnering with Bode.Canada again for another free webinar! Check out our previously recorded webinar with Bode on Flipping Homes in the Current Market - How to Maximize Profit. Sign up for the next free webinar on flipping homes!

Excited to team up with Bode.Canada and provide insight during the upcoming Webinar on Flipping Homes in the Current Market. #yyc #yycRealEstate #realestateinvesting

Calvert Home Mortgage Flip of the Month - Episode 8 Highlights: - Net profit of $46,463.18 in 5 months! - Upgrades included opening up the floor plan to make it more marketable - Extensive renovation and attention to detail... Call Garrett to discuss what makes a profitable flip and how you or your clients can get started 403-278-0249 ! Check out the link to our website for the full case study in the comments below.

Exciting News! We are expanding our services into Ontario! We will be starting our endeavour in the Kitchener, Waterloo, Cambridge, Guelph, Hamilton and London markets. We look forward to this new adventure and providing an effortless experience in Ontario.

As mortgage professionals, there is an opportunity to utilize private mortgages for clients in order to consolidate debt and improve credit. In this Recently Funded Case Study, we discuss how a second mortgage improved the Borrower's cash flow, their total cost of borrowing, credit score, and allowed them to renovate their property and list competitively for sale. Highlights: - In-House Valuation of the home and valued the property as though renovations were complete. ... - Loan to Value was calculated against the 'After Repaired Value' which allowed the borrower to access more funds. - Made a second draw available once the home was firmly sold so deposit funds could be available on the down-size purchase. Check out the full case study on our website (www.chmic.ca/casestudies/) and give Rob a call if you have any questions or would like to learn more 403-278-0249.

June 16th marks the 45th birthday of Calvert Home Mortgage! As a family-owned, local Calgary business it is a monumental milestone to accomplish, and we look forward to continuing to provide an effortless experience to our clients for years to come. While this years celebration looks different, we are excited to share this birthday video with you. Cheers to many more years!

In 2019, we shared several Flip of the Month videos and case studies with you! Each video and case study showcases the amazing work of real estate investors and how they were able to use our Flip Financing Product to complete their projects. Highlights that are shared in each Flip of the Month include: Net profits from projects, upgrade and renovation tips, how clients leveraged more cash out of their property when the renovations were completed, refinancing with the bank, an...d many other factors attributing to their success stories. Check out all of our 2019 Flip of the Month videos: Flip of the Month Episode 1 https://bit.ly/2saUzqg Flip of the Month Episode 2 - https://bit.ly/2QXiZf9 Flip of the Month Episode 3- https://bit.ly/36yoac8 Flip of the Month Episode 4- https://bit.ly/2tKGGPJ Flip of the Month Episode 5- https://bit.ly/303pmSi Flip of the Month Episode 6- https://bit.ly/2sY1fby Check out the corresponding 2019 Flip of the Month case studies that include further details, before and after pictures of the projects: https://lnkd.in/g9zwhUu Many more Flip of the Months to come in 2020! Feel free to call any underwriter in our office to discuss what makes a profitable flip and how you or your clients can get started! 403-278-0249

Flip of the Month- Episode 5 Highlights: Net Profit of $40,500 in just over 3.5 months! - All costs are accounted for when we calculate the net profit of a flip. This includes realtor fees, carrying costs, operating costs, renovation budget, etc. - These clients utilized the 10K down payment, Calvert flip financing at 15.5% rate and made over 40K!... - Calvert uses a Flip Analyzer Tool and completes In House As If Renovated Valuations in order to confirm whether we believe a flip project is likely to be profitable. - Calvert is committed to the success of our clients and wish to support them in being profitable on each and every deal. Feel free to call me to discuss what makes a profitable flip and how you or your clients can get started! 403-278-0249 Check out the link to our website in the comments below.

Highlights: Refinanced with Bank Financing in Just Over 5 Months - Change of plans- moved into the property - Refinanced with bank - Leveraged more cash out of the property when renos were completed - Flip financing isn't always to sell the property... Feel free to call me to discuss what makes a profitable flip and how you or your clients can get started! 403-278-0249 Check out the link to our website in the comments below.

FLIP OF THE MONTH- Episode 3 Highlights: Net profit of $44,776.25 - Purchased the property below market - Quick renovation ... - Didnt over list in order to get a quick sale Please feel free to call any one of our underwriters to discuss what makes a profitable flip and how you or your clients can get started! 403-278-0249

We are humbled to be honoured by the ABFI. We are thankful for our team and partnerships have been integral to the success of Calvert Home Mortgage. University of Alberta School of Business

FLIP OF THE MONTH - Episode 2 Highlights: Net profit of $30,372.55 in less than 2 months! - Quick renovation ... - Stuck to budget - Listed competitively for the neighbourhood See more

FLIP OF THE MONTH Highlights: Net profit of $49,934.97... Upgrades were in line with the neighbourhood Made a good purchase and stuck to the budget Please feel free to call an underwriter and discuss what makes a profitable flip and how you and your clients can get started! https://www.youtube.com/watch?v=FV5sJS42Mg0

Every month our office gathers a number of key indicators to assist our clients and share with them the state of the economy in Alberta. Take a look at our April 2019 Economic Report: https://chmic.ca/economicreports-2/

Garrett LaBarre and Sherwin Dziwenka will be speaking at an upcoming How to Flip Houses Seminar next Thursday, March 21st at 6pm in Edmonton, put on by Michele McGarvey. If you are a real estate investor, looking to flip a house, or further interested in our flip product I encourage you to register for this free evening seminar. Sherwin and Garrett, along with several other industry experts will be providing insight and tips on what you need to know to successfully flip houses. Register below.

Debt Consolidation: it can be a tedious job to compare new and old debts to ensure you are truly improving your client's debt situation. With our Debt Consolidation Tool, we have made it easy for you to figure out how to save your client money. Debt Consolidation Tool: https://chmic.ca/toolsstrategies/ 'How To' Debt Consolidation Tool: https://bit.ly/2NN6S2f

Understanding the numbers and costs of a flip can sometimes be convoluted and overwhelming. We have made it simple with our Flip Analyzer Spreadsheet and can help determine whether or not your flip project is likely to be profitable. Please watch the video and contact me with any questions or comments you might have. Email: [email protected] Phone: 403-278-0249.

Our financing for flips is built to keep as much investment capital in our clients pockets, enabling them to complete their renovations quickly and for maximum profit. This Case Study reviews how a Real Estate Investor made $32,000 in just over 5 months! https://www.youtube.com/watch?v=ybpPX-PdN-c

Take a look at our December 2018 Economic Report: https://chmic.ca/economicreports-2/ Key areas to consider in this months report: - Year over year sales in Calgary are down 14.94%... - Year over year listings are up 16.54% - The benchmark and median price is declining in the Calgary area - Calgarys average days on market is continuing to climb - Edmontons year over year sales are down 5.06% - Year over year new listings are down 11.48% in Edmonton - The days on the market in Edmonton is not climbing as fast as in Calgary - Mortgage arrears in Alberta is relatively stable for the last several months - Employment continues to challenge the economic health of the province. See more

We sent out our monthly Economic Report earlier this week. Every month our office gathers a number of key indicators to assist our clients and share with them the state of the economy in Alberta. Take a look at our October 2018 Economic Report: https://chmic.ca/economicreports-2/

Collateral mortgages are often pushed heavily by the banks because they benefit the banks. Many people do not know all aspects of a collateral mortgage and what they are getting themselves into. It is important to understand all aspects of a collateral mortgage and how they can trap the borrower... Read More: https://mailchi.mp//alberta-real-estate-economic-report-ap

As Mortgage Professionals, there is an opportunity to embrace private lending in order to service more clients and in turn grow your business. In this Case Study, we discuss how private lending helped our borrower get out of a tough financial situation and avoid foreclosure. http://ow.ly/1SuE50i9CSL