Canadalend.com
675 Cochrane Dr Suite 104, West Tower L3R 0B8 Markham, ON, Canada

Are your mortgage’s repayment terms no longer suitable for you? Then you should think about refinancing. Learn why this is the perfect time to refinance: https://bit.ly/3tLWStN... #Mortgage #MortgageRefinancing #MortgageProfessionals #HomeRefinancing #HomeEquity

Did you know second mortgages can be taken against a home that has already been mortgaged? If you are in need of financial assistance and want to learn more about taking second mortgages, click here: https://bit.ly/3f1npPQ #Mortgage #MortgageRefinancing #MortgageProfessionals #HomeRefinancing #HomeEquity #SecondMortgage

If you’re unsure how you’ll secure a loan, you may not have to look any farther than your home equity. Read on if you are curious to know why: https://canadalend.com//the-best-reasons-to-secure-a-loan- #Mortgage #MortgageRefinancing #MortgageProfessionals #HomeRefinancing #HomeEquity

Are you planning to buy a home and want to secure mortgages for your home? We can help you get the best rates available in the market. Contact us: https://canadalend.com/services/home-purchases... #Mortgage #MortgageRefinancing #MortgageProfessionals #HomeRefinancing #HomeEquity

Home prices are higher in Canada than ever before and rising quickly, making home equity more plentiful. Tapping into your equity can help you reduce debt if you approach it safely. Learn more: https://canadalend.com//safety-tips-for-tapping-into-your-... #Mortgage #MortgageRefinancing #MortgageProfessionals #HomeRefinancing #HomeEquity

Testimonial Tuesday is here! See what Top Law Firm TLF had to say about working with Canadalend.com! Canadalend is not a bank or a traditional lender but we have the experience and knowledge to manage just about any financial situation that falls under our expansive service offering. We offer a personalized service in the areas of: 1Home equity loans ... 2First, second and third mortgages 3Debt reduction and consolidation 4Renewals and refinancing 5Working with self-employed individuals Contact us today to learn more about our common-sense approach and the services we offer. canadalend.com 1-866-i-can-lend See more

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What happens if you lose your job or your salary is cut? What happens to your home and mortgage if you declare bankruptcy? Not all debts are wiped clean when you declare bankruptcy. Secured debts, like a mortgage, cannot be included in a bankruptcy. The laws surrounding a bankruptcy vary slightly from province to province, but, for the most part, that means you cannot keep a house in bankruptcy. Especially if you have substantial equity built up in the property. When y...ou renew a mortgage, you are making a new agreement with your current lender to extend the mortgage. If you declared bankruptcy and were able to keep your home, your existing lender may be willing to renew your mortgage. Then again, there are some lenders who will not renew a mortgage when it comes to someone who has declared bankruptcy. The bank will allow you to keep the mortgage until it matures, but once it does, you have to locate a new lender. If that does happen, it will be difficult for you to find a new mortgage with a traditional lender. Buying a new home on the other hand usually means getting a mortgage. To do this, you need to have a good credit score. But after declaring bankruptcy, depending on how much time has passed, chances are your credit score will be low. Fortunately, there is another option for those who have declared bankruptcy and want to secure a new mortgage. To find out what kind of mortgage or financial options are available to you, contact Canadalend.com today or apply online and a Canadalend.com mortgage specialist will contact you at your earliest convenience. canadalend.com 1-866-i-can-lend See more

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Warmest thoughts and best wishes for a Happy New Year from the entire Canadalend.com Team! Happy 2021 canadalend.com... 1-866-i-can-lend See more

Here is why consolidating debt is a move in the right direction: 1You can pay down debt faster by paying off high interest debt with lower interest rate loan, line of credit or home equity loan. 2You will simplify your finances and save time by having a one monthly payment within one institution. 3Your monthly payments may be lower and more manageable and you will increase your monthly cash flow.... 4Your debt will be paid off in a timely manner and you can be debt free sooner. Canadalend.com offers a wide range of financing solutions. For more information visit our website. canadalend.com 1-866-i-can-lend See more

Our favourite day of the week is here- Testimonial Tuesday! We couldn’t be more proud to feature another great review! Since we pride ourselves on excellent customer service, please take a look at what our clients had to say about their experience with us!... Do you need help with your mortgage? Let Canadalend.com help you today! canadalend.com 1-866-i-can-lend See more

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The challenges of having a mortgage extend far beyond just obtaining one in the first place. Monthly mortgage payments are non-negotiable and missing them can quickly put you in arrears. With a mortgage, your Ontario lender can take legal action to reclaim their money, pursuing what is called ‘power of sale’. This means you would be evicted from your home and they would sell it in order to get their money. From start to finish, that process could take an approximate perio...d of three months. Although you would receive any additional profits from the sale, you would incur the applicable power of sale fees and still be left without a home. You may stop the power of sale before it is carried out, but this requires help from a financial expert. Tax or mortgage arrears are serious and can lead to additional hardship. Give us a call- we’d love to help! canadalend.com 1-866-i-can-lend See more

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Put simply, second mortgages are loans against the equity in your home. Canadalend.com offers clients advice for solutions on second mortgages, in addition to debt consolidation, investing in a small business, saving for post-secondary education for your children and unexpected costs that come up from time to time. If you’re looking to buy a home in Toronto, Brampton, or Mississauga, think of a mortgage as a document you give to a mortgage lender in order to get m...oney. Give us a call! We’d love to learn more about your financial needs! canadalend.com 1-866-i-can-lend See more

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Credit scores are essential across the financial industry. Yet, different lenders emphasize it differently. The big six Canadian banks rate credit score as a significant factor in the approval for loans - this is partly business preference, and partly national legislation. The main problem with this approach is that it doesn’t focus on the main criteria for a loan. Can a borrower afford it with their current financial setup? The problem can be even more acute for some b...orrowers - borrowers who are seeking a second mortgage, for example. The most common reasons for a second mortgage are to pay off outstanding bills and pre-sale home improvement. In both these instances, the borrower is going to be better off in the short term than they are today. Lending to them should focus on that and their ability to pay. A citizen may have a period in their life where they have been financially irresponsible. So, they need to get a loan to merge and manage their debts. They will likely be turned away by the banks and left to face bankruptcy - this is where alternative lenders have made their mark. Ranking borrowers on their potential to pay means they can work with people no longer supported by the mainstream. Alternative lending has seen consistent growth over the last ten years. Strict regulations and emphasis on credit scores are forcing lenders from the mainstream. What they find with alternative lenders is an emphasis on the role the loan will play in the borrower’s life. If you contact Canadalend.com today, we can be your guide to the many alternative lenders out there. We can help you find the product you need to meet your financial aims. canadalend.com 1-866-i-can-lend See more

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There are two types of home equity loans, a fixed-term loan and a line of credit often referred to as a HELOC. A home equity loan is a one-time lump sum of money that slowly gets paid back monthly with a fixed interest rate, while a HELOC provides you with access to funds as you need them and you would pay it back as you would a credit card. When getting approved for a home equity loan, financial institutions will approve your request up to a specific amount based on ...the remaining equity of your home as your equity in your home will act as collateral. Although interest rates on a home equity loan are higher than on a first mortgage they are typically much lower than on a credit card and at Canadalend.com we are committed to finding you the best rate! CALL US TODAY! canadalend.com 1-866-i-can-lend See more

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Wondering what our customers say about us? Testimonial Tuesday is here. Check out one of our newest reviews from Bobby. Dealing with a difficult financial situation on your own can be tough. Let us help you get back on track! ... If you or anyone else needs help, call us canadalend.com 1-866-i-can-lend See more

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It’s not easy to get a self-employed mortgage in Ontario. There are two ways for those who are self-employed to qualify for a mortgage: with income validation and without income validation. Validated income means you’ve been in business for two full years, the business is registered as a self-employed proprietorship, you have good credit, and you’ve declared income on your tax returns.... What if you have no reportable income? The only real option for those who are self-employed and have no reportable income is to use a private lender. A private lender will still want to know that you have an income, but they won’t ask to see the kind of paperwork the banks would. To find out what kind of self-employed mortgage you qualify for, contact Canadalend.com today. Or apply online and a Canadalend.com lending specialist will help you set up an appointment for a free personal consultation at your earliest convenience. canadalend.com 1-866-i-can-lend See more

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Are you in need of financial help? We can help! Arrange the mortgage your way! Refinance within the comfort of your own home! ... Use your home equity to consolidate your debt! Visit canadalend.com for all your financing needs! Don’t hesitate! CALL US! canadalend.com 1-866-i-can-lend See more

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None of us like getting into debt, but sometimes it’s unavoidable. The key, of course, is making sure your debt is manageable and doesn’t get out of control. One of the best ways to affordably borrow money is with a home equity line of credit also known as HELOC. A HELOC allows you to borrow money at a low mortgage interest rate using the equity you’ve built up in your home.... Canadalend.com has been helping clients from coast-to-coast tap into a home equity loan in Ontario for home improvements and repairs, to consolidate debt, to help pay for their kids’ tuitionvirtually anything! Call us! canadalend.com 1-866-i-can-lend See more

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Whether you’re being weighed down by debt, want it to be more manageable, or need a little breathing room, the experts at Canadalend.com can help you through debt consolidation. Debt consolidation is about taking out an equity home mortgage loan; doing this allows you to consolidate your debts into one manageable payment. Alternately, you can also refinance a first or second home mortgage into a single monthly payment. Let’s say you have $50,000 in debt spread out over ...three credit cards with an interest rate of 18%. Assuming you pay three percent of the outstanding balanceand don’t get yourself any further into debtyour minimum monthly payment would be $1,500. It would also take you 352 months, or more than 29 years, to get rid of your debt. During that time, you’ll have paid the credit card companies $49,697.08 in interest. If you own a home and want to see if you qualify for a debt consolidation home mortgage, equity loan, or refinancing, contact Canadalend.com or apply online . An independent, licensed Canadalend.com debt consolidation specialist will help set up an appointment for a personal consultation at your earliest convenience. canadalend.com 1-866-i-can-lend See more

Happy Testimonial Tuesday! Take a look at what Angela and Robin had to say about their experience with Canadalend.com. Dealing with a difficult financial situation on your own can be tough. Let us help you get back on track! ... If you or anyone else needs help, call us! We’d love to help! canadalend.com 1-866-i-can-lend See more

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Should you lock into a fixed rate? Should you take a chance on a variable rate? Knowing what can cause the interest rate to change can help you make the right decision. It’s normal for interest rates to increase when a market cools down. This gives buyers less money to purchase a home with and can lead to housing prices dropping as sellers look to unload their properties. The Bank of Canada influences interest rates as part of their overall economic and monetary strat...egies. This institution can dictate rates, including the overnight rate for banks, and can impact the Canadian exchange rate. Economic conditions fluctuate interest rates making the Provincial and Federal Government the biggest factor in determining the interest rate. The Government will act in accordance with the state of the economy and pursue stimulating it or cooling it through raising or lowering the interest rate, which will trickle down to borrowers. The more borrowers understand the nature of interest rates, the more likely they are to make the right decision with respect to choosing the mortgage terms that work for them. For more information visit our blog on our website or call us! canadalend.com 1-866-i-can-lend See more

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The easiest way to reduce the interest costs on a mortgage is to pay it off sooner. Here are three ways this can be done: 1. Increase Payment Frequency paying weekly or bi-weekly, rather than monthly, can save a significant amount of interest. 2. Prepay Lump Sums on Your Mortgage. 3. Increase Payments mortgage payments can be increased annually.... Learn more about various options we offer at canadalend.com. Call us today! canadalend.com 1-866-i-can-lend See more

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