Carmichael Mortgage Group
3206 - 397 Front St W M5V 3S1 Toronto, ON, Canada

Happy St Patrick’s Day! #carmichaelmortgagegroup #verico #lendinglogic

Spreading the word - Mortgage Market Update

Mortgage Rate update: Most lenders have started to increase their mortgage rates over the last few days - I would suggest getting locked in ASAP for anyone looking to buy, refinance, or switch/transfer your mortgage over the next 3-4 months. If you have any questions and/or want to discuss further, please call our office at 416.481.8829 or visit our website at carmichaelmortgages.com for more information, rates, and a list of some of the lenders we work with. Have a great we...ekend, everyone! #carmichaelmortgagegroup #mortgageprofessionalcanada #mortgagebroker #consolidatedebt

Very proud to be a part of this amazing association of mortgage professionals - we are always growing and always looking to increase our presence in this ever- changing industry. If you’re possibly looking for a career change, and want to find out more about becoming a mortgage agent or mortgage broker, please give our office a call at 416.481.8829, or email me at [email protected] Also, our website is carmichaelmortgages.com for other important info and a list of some of the lenders we work with. #carmichaelmortgagegroup #mortgagebroker #mortgageprofessionalcanada

Have a great time everyone and please be safe out there! #happyhalloween #carmichaelmortgagegroup

Some good news on where rates will be heading over the next little while. This would be a great time for a mortgage check up and to consider consolidating higher interest rate debt, or simply pulling out some equity for that long awaited home renovation. If you have any questions, please visit our website at carmichaelmortgages.com for a list of our unpublished rates and lenders we work with....alternatively, call our office at 416.481.8829 in Toronto or 905.706.1703 in the Durham region. #carmichaelmortgagegroup #lowrates #debtconsolidation #equitytakeout

Change is everywhere! #carmichaelmortgagegroup

Happy Thanksgiving from Carmichael Mortgage Group - Verico Lending Logic Inc.

Be safe out there this weekend and enjoy time spent with loved ones. Gobble Gobble! #carmichaelmortgagegroup

Some good news for borrowers, along with historically low interest rates, yet again. The BOC is reducing the qualification rate from 4.94% to 4.79%, thus allowing mortgage borrowers to qualify for more. Good timing, as the market continue to steady. If you’re not sure exactly how this works, or have any further questions, please contact our office at 416.481.8829 or visit our website at carmichaelmortgages.com for more info, including a list of our unpublished rates and a list of some of the lenders we work with. #carmichaelmortgagegroup #verico #mortgagerates #stresstest

carmichaelmortgages.com

Good read on where interest rates might be heading amidst all of the economic and financial uncertainty. This truly would be a good time for a mortgage check up to make sure you have the best product and rate to suit you and your family’s borrowing needs - Rates are again at historic lows! If you would like to discuss your current situation further, please reach out to our office at 416.481.8829 or visit our website at carmichaelmortgages.com for a list of all of our unpublished rates and a list of some of the lenders we work with. Stay healthy and be safe everyone - enjoy the long weekend! #carmichaelmortgagegroup #verico #lendinglogoc

Happy Canada Day, everyone!! #family #carmichaelmortgagegroup #canadaday #kawarthalakes #kawarthadairy #cantwaittogolf

#blackouttuesday

Good post on the housing market outlook from CMHC! Rates are sitting at historically low numbers, once again. If you have any questions, or want to look at consolidating any debt, please give our office a call at 416.481.8829 - you can also visit our website at carmichaelmortgages.com for a list of our unpublished rates/ product promotions, along with a list of a few of the lenders we work with. #carmichaelmortgagegroup #verico #cmhcforecast

Here’s the official list of businesses able to remain open. Stay safe everyone and please be diligent during this time. We’re here to help, should you need to re-structure your mortgage to consolidate debt or set up an equity take out mortgage or line of credit. Call our office today at 416.481.8829 or visit our website at carmichaelmortgages.com for a list of our discounted rates and lenders we work with. #carmichaelmortgagegroup #staysafe

Some very useful information in times of need. If you have any questions/concerns, please contact our office at 416.481.8829 or visit our website at carmichaelmortgages.com #covid19response #carmichaelmortgagegroup #verico #lendinglogicfinancial #wewillovercomethis

Experience matters - make sure you’re dealing with an AMP (accredited mortgage professional) when discussing the biggest investment and debt of your lifetime. Call our office today at 416.481.8829 or visit our website at carmichaelmotgages.com for a list of our promotional rates and lender affiliates. In trying times, make sure you’re looking out for your best interest and saving as much money as possible. #AMP #carmichaelmortgagegroup #verico #lendinglogicfinancial

A sign of more to come ...call our office today at 416.481.8829 to prepare for any possible financial hardships in the future and lock in at historically low interest rates, again! Your property is your biggest asset, and sense of security. Visit our website at carmichaelmortgages.com for a list of all of all of our discounted rates and lenders we work with. This would be the right time for a mortgage check up in my opinion, while reducing debt and monthly obligations at the same time. #actnow #carmichaelmortgagegroup #verico #lendinglogic

Now this is my kind of place! What do you think? #carmichaelmortgagegroup #verico #matteblack

The Bank of Canada lowered its key interest rate to 1.25%. If you’re not sure what this means exactly, please give our office a call at 905.706.1703 or visit our website at carmichaelmortgages.com #bankofcanada #carmichaelmortgagegroup #verico #lendinglogicfinancial #mortgage #fixed #variable

Mortgage Update : Breaking news! The Minister of Finance announced changes to the benchmark rate used for calculating the qualifying rate for all insured mortgages a.k.a the stress test’. The changes will start on April 6, 2020. The new benchmark rate used will be the weekly median rate for five year fixed insured mortgages, plus 2 %.. The Government is also considering applying the same changes to conventional mortgages, but that is still to be determined. If you’re not quite sure what this means, please give our office a call at 416. 481. 8829 or visit our website at carmichaelmortgages.com #carmichaelmortgagegroup #stresstest #changesarecoming

Here’s hoping - changes are definitely needed. #carmichaelmortgagegroup #lendinglogic #verico

Although I wasn’t able to attend the event on Saturday night, it’s always nice to be recognized by your colleagues and friends. Looking forward to an even more successful year in 2020. Thanking my clients, colleagues, family, and friends for their continued support throughout my career. I appreciate each and every one of you! #remaxwest40thanniversary #carmichaelmortgagegroup #lendinglogic #accreditedmortgageprofessional

Great news again! The Bank of Canada has decided to hold its key interest rate for the 9th straight time at 1.75%, keeping most lenders prime lending rate also untouched at 3.95%. What does this mean exactly? Well, if you’re in a variable rate mortgage or LOC, your rate will also remain the same, keeping your mortgage monthly obligation amount the same as well. If you have any other further questions, please visit out website at carmichaelmortgages.com or call our office today at 416.481.8829. #carmichaelmortgagegroup #verico #bankofcanada #variablerate #lineofcredit #lendinglogic

Happy New year and continued success in 2020...

Wishing all of my clients, friends, and colleagues the best year ahead in 2020. We can’t thank everyone enough for their continued support and loyalty over the last year! Looking forward to an even better 2020. Be safe out there tonight...time to celebrate everyone! #happynewyear #make2020thebestyearyet #carmichaelmortgagegroup #verico #newgoals

Happy Holidays!