Cathy Penfold

Lots of bad stuff about this year and happy to see the back side of it going out the door however this year did bring the birth of another granddaughter and I received the pleasure of helping a few first time buyers purchase their first homes .. they were super happy..how wonderful is that! Now bring on 2021!

Merry Christmask from my bubble to yours!!

Saving for a down payment for your first home usually gets all the attention however sometimes first time buyers forget to budget in closing costs particularly the dreaded property purchase tax that can add on quite a few bucks to your costs. Luckily first time buyers in beautiful BC get an exemption up to 500K and partial redemption to 525K, but beyond that.. ching, ching! Read about what costs you might expect when locking down a real estate purchase. https://bwbbrokerinfo.ca//beyond-your-down-payment-prepa/

POSSIBLE GOOD NEWS FOR STRATA OWNERS! Article describes a change coming in the New Year that might see major savings on insurance! Let’s hope! ... https://www.google.ca//01/bc-insurers-strata-insurance/amp/

Happy December! Not going to snow out there today!! Way too sunny and beautiful! Enjoy!!