Cesar Alcantara
920 Commissioners Road East Suite 203 N5Z 3J1 London, ON, Canada

TFSA Contribution limit for 2019 has increased to $6,000. Contact me to learn more about how I can help you grow your net worth. Cesar Alcantara (519)-532-9292 [email protected]

There are actually some great tips in here. The smart play is to incorporate them into your financial plan as EARLY AS POSSIBLE, to make the decisions easy, and possible when you near, or enter your retirement years. For example, income splitting (done through multiple vehicles, such as a spousal RSP) depending on you and your spouse's position, should be started immediately (if your situation warrants it of course).

Another day another cautionary tale about group RESPs (Registered Education Savings Plans) Group RESPs come with steep fees, special rules and strict requirements about contributions that can result in penalties if you don't make those contributions as required. Groups RESPs are sold by salespeople not financial planners. As a licensed independent Wealth Advisor, I am able to offer RESPs. Please reach out and connect if you would like more info