Chantel Monteith_Ceo

PERMANENT INSURANCE . What better way to start a the day, than to learn about the only other area in Canada you can save tax free!? . This is a great tool for so many people!... . In the few years of my experience in the financial industry.. one of the most COMMON things we hear is.. . WOW. I wish I got insurance earlier. WOW. You mean my current insurance ends in 5 years/ 10 years?! You mean.. once I retire I won’t have any insurance to leave a legacy for my grand babies? What if I still have a mortgage? What about taking care of my estate? . All. Good. Questions. . Term insurance is a GREAT option for lots of families.. but permanent insurance provides permanent peace of mind. . Swipe for the basics of permanent insurance! See more

HAPPY THURSDAY . Do you use an RRSP? Is it the right tool for you? . RRSPs sometimes get a bad rap.. but the truth is they are a great option for some people! Not necessarily ALL people.. but definitely for some!... . Here are some helpful points regarding an RRSP to better understand how they work and to help you determine if it’s the right investment vehicle for you! See more

DIVERSIFY YOUR WEALTH & ACCUMULATE TAX FREE . Understanding how a TFSA can work for you is extremely valuable! . One of the most common misconceptions I have come across is that a TFSA is not a valuable asset to you. I’ve sat down with so many Canadians where they have thought that their TFSA could not perform greater than something like a high interest savings account!... . It’s quite the opposite! This is a great tool to use to accumulate large amounts of tax free growth! . Let me know if you have any questions! . See more

Attention all small business owners and contract workers!! Are you looking for or in need of disability coverage for injury and illness, health and dental coverage for single/ couple/family, AD&D/critical illness coverage! Contact me for your free quote today, and protect your lively hood tomorrow!

In Canada, mortgage brokers are becoming more popular than ever, and are often a better choice if you’re looking for the lowest possible mortgage rate. Even a 0.1% decrease in your mortgage rate can save you thousands of dollars in interest charges over the life of your mortgage, which gives you more buying power today. So if mortgage brokers can get you a better rate, you should seriously consider them.... When you make an appointment with a mortgage broker, it’s like you’re making an appointment with the major banks, credit unions, and trust companies, except you only need to meet with one person. A mortgage broker has access to products from multiple lenders of different shapes and sizes, which means you have access to these products as well. A mortgage broker’s job is to match you with the best lender for your financial situation.

Would you rather receive $10,000 a day every day for a month or one penny that doubles each day for a month? : ’ Thanks to compounding, at the end of one month the doubling penny would have earned $,, compared to $310,000 if you had collected $10,000 per day.... Do you think a financial education would make a difference for you and your family? #financialplanning #personalfinance #business #money #smallbusiness #investing #womenandwealth #womeninfinance #womenandmoney #womeninbusiness #womenentrepreneur #womenempoweringwomen #womenbusinessowners

a mortgage is one of the more significant ways you can change your ongoing mortgage, and it can be costly. That said, mortgage refinancing gives you significant flexibility to adjust the features of your mortgage to better suit you. As a result, the cost may well be worth it for you. ? Refinancing a mortgage is when you break your current mortgage and start a new one. In doing so, you’ll be able to change the form and features of the ...mortgage to suit your current needs. You can borrow more from your mortgage, increase your amortization period, as well as add additional features like a home equity line of credit. ? Refinancing your mortgage can be an excellent source of funds to consolidate debt, complete a home renovation, or to send your children to post-secondary education. In Canada, you can refinance your mortgage up to a loan-to-value ratio of 80%. Loan-to-value ratio is the total mortgage amount divided by the home value. https://www.ratehub.ca//the-hidden-costs-of-refinancing-/

Do you have a professional working with you to achieve your financial goals and dreams?? Are you properly protected for life’s uncertainty? Are you properly set up for the future? Debt elimination, Children’s education, retirement?... My team and I take a huge huge pride in teaching families about money and finance, so they know they are protected and can weather any storm, at the same time being set up for their future goals. As brokers our services are free!! & No obligation consultations

Once its gone, you cant get it back. !! Will you be completely happy if the next few years of your life looked exactly like the last few months of this year?... If your answer is no, then what do you need to do? Time is FINITE. There is no time like now to change something, so tomorrow does not look like yesterday. If your answer is yes, then what did you do? Keep doing what makes you happy. !! !! See more

. ? Depending on your insurer, you could see your rates increase between $20 to $60 per month and the conviction will stay on your record for three years, meaning you could pay up to $2,160 in extra insurance costs over that period.

6 Ways To Bring Up In A Relationship... ' 46% of divorces are caused by issues relating to money. Starting an open, honest conversation about money, in the beginning, can go a long way towards building a strong foundation for your relationship. ... But money isn't an easy topic... Here are 6 ways you can broach the subject with your significant other: 1. Talk about financials early on. Don't wait until you're married to have that conversation. Money is something you should discuss before marriage. 2. Take baby steps. You don't need to sit down and get it out all at once. Start small like, "I have x school debt. Do you have any?" 3. Use the 'What if...' statement. For example: "What if you inherited $10,000, what would you do?" Doing this is a great way to get insights into how someone handles money. 4. Start the conversation by sharing a money goal. 5. Ask about their upbringing - focus on how money was handled in their home. 6. Start the conversation with something you read or saw concerning personal finances. See more

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- ' . Eliminating debt, or just getting it under control, can transform your finances. Take steps now to clean up your credit. Is your debt in control or out of control? ... Could you and your family benefit from a personalized wealth and budget plan? Message me for details on a complimentary financial check up. #financialplanning #personalfinance #business #money #smallbusiness #investing #womenandwealth #womeninfinance #womenandmoney #womeninbusiness #womenentrepreneur #womenempoweringwomen #womenbusinessowners