Cindy Peterhans Certified Financial Planner
1718 3 Ave. S. T1J 0Y9 Lethbridge, AB, Canada

We have the answers your looking for ! www.cindypeterhans.com

Stocks making the biggest moves midday! From cnbc.com

Charitable donations are not only an important way to support the causes you believe in, they can also help improve your personal tax situation for 2020. However, it’s important to carefully consider how you will make your donation, because the tax savings you receive depends on the type of gift you make. ... Whether you ultimately choose to make a cash donation or a tax-effective gift of property (known as a gift in kind), you’ll still have to make your charitable gifts by December 31, 2020 if you want to claim the donation tax credit on your 2020 tax return. Generally, your after-tax cost for a $1,000 cash donation in 2020 can range from a low of $460 to a high of $525 if you are a high income earner with income of more than $214,368, and from a low of $500 to a high of $565 if your income is below that amount (depending on your province of residence). Donating property such as securities, artwork, or real estate instead of an outright gift of cash may increase the tax benefits of the donation to you. Always speak to a tax professional before making any donations. This is not intended as advice but as information only. "Life is complicated and figuring out how to reach your goals can be overwhelming. There’s an endless amount of information out there and it can be hard to even know where to start. I simplify complex financial matters for my clients and look at their whole picture to help them build a plan that lets them Live Life Confidently." Call me today for a review of how my team of professionals can help you on your path towards financial success! Contact our office today ! With my team of coordinated professionals we can help you get the advice you need. Call or email our office today if you have questions about your own financial situation. (403) 380-0599 [email protected] Go to my website to book a meeting. www.cindypeterhans.com I'm looking forward to connecting, and answering all your questions. Enthusiastically yours, Cindy Peterhans, CFP Helping You Live Life Confidently

Have you ever had your cholesterol levels checked? If you’ve ever wondered what all the hype is about, this is a really good read.

HOW DOES FINANCIAL PLANNING WORK? Financial planning is a process that sets you on a course toward achievement of your life goals through the proper management of your financial affairs. Financial planning is more than budgeting and cutting back. The right financial plan balances what you need and want today with the personal goals you have for the future. WHAT IS COMPREHENSIVE FINANCIAL PLANNING? A comprehensive (or integrated) financial plan looks at the big picture to cons...Continue reading

When Volatility Arrives, Optimism is Key! The focus here is on you as an investor! What do you bring to the table in terms of investment experience and personal temperament (emotions) that impacts your investment returns and satisfaction while building your nest egg? October is a seasonal time of the year when investment markets often decline as part of a normal process of progress over time. This is not to say that markets will correct, just that many people associate this m...Continue reading

Today is National Philanthropy. National Philanthropy Day is an initiative of the Association of Fundraising Professionals (AFP) Global and is a celebration of philanthropy giving, volunteering and charitable engagement that highlights the accomplishments, large and small, that philanthropy and all those involved in the philanthropic process -makes to our society and our world. Let's all celebrate #nationalphilanthropyday and those who give of their time and money to he...lp make this world a better place. #volunteering #giving #charitableengagement #philanthropy

Much of what we do today is to improve our future financial position. As with anything, we can get better results by following a plan. This is why both an Estate Plan and a Financial Strategy are important for those who want to ensure better tomorrows for ourselves and our families. A Financial Strategy focuses on what we want to happen while we're still alive. Estate Planning is concerned with what we want to happen here on earth after our death. It's best to start with the ...Continue reading