City Wide Mortgage Services
#103-1245 West Broadway V6H 1G7 Vancouver, BC, Canada

We love hearing great things from our clients! Thanks Reaia!

This week's featured listing is from Karen Carter 206 8915 Hudson Street, Vancouver Welcome home to Hudson Mews! Located in popular Vancouver West Marpole neighbourhood, this bright end unit has a sunny South Facing Patio for relaxing, BBQs and entertaining. There is lots of storage, insuite laundry, parking, is pet friendly (1 pet) and is ready to move in. Perfect for first-time home buyers or investors! Just steps away from Granville shopping district, restaurants, banks, l...ibrary, easy access to Downtown Vancouver, Richmond, Vancouver airport, Marine Gateway and Milltown Marina & Boatyard. Call today for your private appointment! Connect with us to learn how you could own this home for $806 bi-weekly with as little as 10% down

Are you a first time homeowner? Buying a home is a smart investment and offers a lot of benefits for you and your family, but owning a home also comes with a few disadvantages, like not being able to call your landlord when something goes wrong. Read about homeowner tips and tricks here: https://bit.ly/2GXQ3CY

FAQ: What is gross debt service ratio? The ratio of annual principal, interest, property taxes and estimated heating costs to the gross annual income of the mortgagor. For more FAQ’s, visit: https://bit.ly/37OxIm8

#motivationmonday from the team!

This week's featured listing is from Brad Pacaud 309-2175 Salal Drive Beautifully renovated one-bedroom home in Kitsilano’s most desirable neighbourhood. Bright and open with no wasted space: New hardwood floors and window shutters throughout. Hidden wire entertainment system. New bedroom closet storage system and closet doors. New paint throughout including, doors. New crown moulding throughout. Brand-New Appliances-Fridge, Oven, Hood Fan, Dishwasher, Washer/Dryer, with exte...nded Warranties. New Kitchen cupboards, countertops, backsplash, sink/tap, garburator. New lighting throughout. New bathroom millwork, counter, sink, faucet, mirror, toilet, and flooring. No expenses spared in this fantastic home in a proactive and well-maintained building. 2 parking spots/1 large locker. Flex room can be turned into office/nursery/dining room or whatever suits you! Connect with us to learn how you could own this home for $1,409 bi-weekly with as little as 10% down

Like borrowers, lenders have different needs and different risk thresholds. Some lenders, in order to stay competitive, are willing to take on more risk than other lenders. Some lenders consider certain criteria to be more important than other lenders (e.g. lenders looking for a fairly quick mortgage investment may be looking more for higher income levels than other mortgage lenders look for).... We can help you find the right lender to meet your needs.

This week's featured listing is from Brock Smeaton 301-1226 Hamilton Street, Vancouver Historic Yaletown Warehouse District. Gorgeous 2 bed 2 bath condo in sought after Greenwich Place. Renovated kitchen appliances|fixtures and counter top, as well as both bathrooms. The open plan kitchen features stainless steel appliances and flows nicely into the dining + living room areas where there is a brick gas fireplace. Polished concrete floors combine function and a contemporary lo...ok. Master bedroom with ensuite bath and a second bedroom that provides versatility as a great office|den. Secure underground parking, new Bosch washer|dryer, balcony and a large storage locker. Amenities include an exercise room, workshop and bike room. Amazing location, just steps to restaurants, boutique shops and the sea wall. Pets and rentals allowed. Connect with us to learn how you could own this home for $1,442 bi-weekly with as little as 10% down

Happy Thanksgiving! Hope everyone has a great day surrounded by loved ones.

#fridayfunny from the team

Money-Saving Tips for Students During the Pandemic https://bit.ly/34fTLiW

Prices are going up again. What does this mean for the future of Vancouver's housing market? https://bit.ly/34wjCEn

Why real estate prices continue to rise despite the pandemic https://bit.ly/2G1uFME

Switching occurs when you move your mortgage from one lender to another. Why Do People Switch? One bank or brokerage may offer better mortgage terms than your current lender. You may be dissatisfied with the service of your current bank or brokerage, so you would like to have your mortgage with another bank or brokerage.... Learn more: https://bit.ly/2S8NboL See more

105-288 E 14th Avenue, Vancouver This week’s featured listing is from Matt Stone Welcome to the Villa Sophia! Perfectly Well laid out home in quiet neighbourhood just blocks from Main St/ Mt Pleasant Community. Relax in the spacious bright living room with laminate floors leading to a huge patio for great outdoor living. This is a great home or investment only steps to main street and all the amenities that Main st offers with coffee shops, ice cream and doughnuts only steps ...away. Close to transit and lots of other amenities close by. The location for living or investing is top notch! Open House Sat 1-3 Oct.24 Come and book your private tour before it's gone. Connect with us to learn how you could own this home for $829 bi-weekly with as little as 10% down

A pre-approved mortgage is an estimate of the amount and terms of the mortgage you can afford. This figure is determined by Vancouver mortgage brokers based on your income, savings information, and credit. Though not an assurance your application for your mortgage loan will be approved, a pre-approval can facilitate your house search and it offers benefits such as a rate guarantee. To apply for a pre-approved mortgage, you can fill out an application form on our website or get in touch with one of our Mortgage Planners. Your Vancouver mortgage brokers will then work out what rate you can afford as well as the mortgage options available to you before issuing you a written confirmation or certificate of pre-approval.

This week's featured listing is from Shawn Brown 808-565 Smithe Street, Vancouver A unique and spacious 633 sqft layout at the Vita building featuring a very open plan, large office/den, plus storage room. The sleek kitchen design offers plenty of storage, gas cooktop, and an integrated Liebherr refrigerator. The home has hardwood flooring throughout, roller shades, and flat-finished ceilings. The bathroom has a separate bath and shower, and pedestal sink. There are windows o...n the north and east sides, providing great natural light. The patio is shaded, and is a great place to BBQ or chat while enjoying city views. 'Symphony Place' amenities include concierge, gym, hot tub, sauna/steam, and bike room. Plus, it’s across the street from a brand new park designed by DIALOG completing this year! 1 parking stall #151 on P5 and 1 locker #118 are included. Pets and rentals welcome. Visit Realtor website for dynamic walk-through video, Info Sheet, high-res floor plan, etc. Open houses Sat and Sun Oct 10 and 11 2-4pm. Connect with us to learn how you could own this home for $1,166 bi-weekly with as little as 10% down

Vancouver remains a top destination for offshore luxury buyers, despite COVID-19 https://bit.ly/3kVR5xs

Good to know #fridayfunny

Five DIY Projects That Could Help Add Value to Your Home https://bit.ly/3aW1i9c

Property purchase taxes are paid upon purchase of a house or lot and usually amount to 1% of the first $200,000.00 of the purchase price plus 2% of the remaining price, up to $2M. You may be exempt from paying this tax if you are a first time buyer purchasing a property valued at less than $500,000.00. To learn more about mortgage brokers in Vancouver and for further inquiries, contact City Wide Mortgage Services by calling our toll-free number 1-800-774-8818 today.

Almost 1 million existing loans have been deferred and more people are taking out new loans, too https://bit.ly/3483BmS

This week's featured listing is from Tita Cool 205-7180 Barnet Road, Burnaby This stunning 1028 sqft 2 BED and 1.5 BATH TOWNHOUSE has the best of everything! The only unit that does not have a condo underneath & gives a corner/duplex feel. The open courtyard provides privacy to the porch & separate entry into a unique layout & GOURMET kitchen with SS APPLIANCES & QUARTZ countertops. the 9FT CEILINGS allow light from all angles & MOUNTAIN VIEWS off 2 PATIOS! 2 spacious BDRMS &... 4pc ensuite, with WALK IN CLOSET & VIEWS off the PRIVATE MASTER PATIO. The best location for families & investors, one of the most sought after neighbourhoods & best school catchment areas, including WESTRIDGE, N.B HIGH SCHOOL & SFU. Close to AMENITIES, TRAILS, Port Moody & quick transit to town. 3 YRS OLD, 2-5-10 Warranty. 2 PARKING& STORAGE, RENTALS & PETS ALLOWED. Open House Oct 10 2-4 Connect with us to learn how you could own this home for $1,288 bi-weekly with as little as 10% down.

We can present you with a wide variety of features and rates from Canadas top lenders so its simple to find a mortgage that fits your requirements exactly. We have done this job so successfully that we were given the distinction of being the #1 franchise in the Pacific region!

Get creative with these fun at home date ideas #stayhome https://bit.ly/2YBpWHg

This week's featured listing is from Aly Sach 3409-1888 Gilmore Avenue, Burnaby BRENTWOOD'S FINEST! Welcome to Triomphe, the building in in Brentwood which STANDS OUT like no other. This rare 09 plan is perched 34 stories up and offers a great 1 bed + large den layout with open kitchen with INTEGRATED BOSCH APPLIANCES, generous sized living room with VIEWS of the North shore MOUNTAINS & WATER, the bedroom features a walk-through closet w/ ensuite bathroom access. DEN has slid...ing glass doors, can be used as a bedroom, home office, or nursery. RARE geothermal A/C & HEAT included in maintenance fees. Building AMENITIES feature concierge (7 days), incredible gym, pool, hot tub, steam room, library and guest suite. 1 parking & 1 storage included. Call for your private showing! OPEN HOUSE SATURDAY SEPTEMBER 5TH FROM 12PM-2PM. Connect with us to learn how you could own this home for $1,182 bi-weekly with as little as 10% down

#mondaymotivation from the team!

#fridayfunny! Have a great weekend everyone.

A Shaughnessy home, built in 1913 on The Crescent, has sold for over the asking price! https://bit.ly/3ji9p39

This week's featured listing is from Anne Hermany 51-1140 Falcon Drive, Coquitlam Located in Coquitlam's popular Eagleridge community, this 3 bedroom, 2 bath home is move-in ready and loaded with extras that your family will enjoy! You are greeted by a spacious foyer leading to an open concept kitchen, eating area, and family room. The kitchen has been recently updated with new cabinets, countertops and appliances. Step out onto your comfortable outdoor patio that backs onto ...private greenspace and overlooks a garden. The main level also offers a formal living and dining room area. Three spacious bedrooms upstairs. The Master bedroom has a large ensuite. Updated laminate floors throughout. Two car garage. Conveniently located close to all school levels, amenities, and the Evergreen Line. OPEN HOUSE BY APPOINTMENT: Sat/Sun, Sept 26/27, 2:00 - 4:00 PM. Connect with us to learn how you could own this home for $1,280 bi-weekly with as little as 10% down

As an independent Vancouver mortgage broker who does not work for a lender, were not motivated to lead you toward just one lender. We work for you, not the lenders. Our Mortgage Planners will evaluate your financial situation and needs, then use our exclusive electronic bid system to receive mortgage proposals with the most suitable options for you!

Before she became a part of Bachelor Nation", Fletcher worked in real estate development and flipping homes. https://bit.ly/3gyi4fL

This weeks featured listing is from Faith Wilson 3-148 W 11th Avenue, Vancouver Youll love this move in ready 2 bed, 2 bath penthouse suite in this character conversion home with an abundance of gorgeous light streaming in through the many windows & skylights. Bright & functional newly renod kitchen: updated countertops, hardwood flrs & new SS appliances. Open concept living & dining w/ cozy wood burning F/P that can be converted to gas if desired. Birdseye mountain view! ...Both bathrms have been renod & the beautiful master bdrm has W/I closet. Step outside & enjoy the neighbourhood views from your private terrace with retractable canopy for those sunny days. 1 exterior parking, 1 storage locker, 2 pets allowed per unit, rentals with restrictions. One of the most charming neighbourhoods in the heart of Mt Pleasant! Steps to popular restaurants, amenities & transit! Connect with us to learn how you could own this home for $1667 bi-weekly with as little as 10% down

We are mortgage brokers Vancouver citizens can count on to adhere to high standards of ethics and professionalism. All of our mortgage specialists operate under the provincial statutes of British Columbia and the Federal laws of Canada. We invite you to come in and take advantage of a free consultation with one of our fantastic mortgage brokers.

#fridayfunny from the team! Gluten Free? We have the home for you!

Mortgage insurers cool to extending six-month pandemic payment deferrals https://bit.ly/3gui800

We are a Vancouver mortgage brokerage that provides complete financing and mortgage services for residential and small commercial properties. Our mission is to find you the best financing package for a mortgage any Vancouver broker could offer!

#fridayfunny from the team!

Our very own Zaheed Valli-Hasham just won this prestigious award. He worked really hard this past year and this is an award well deserved. Congratulations from the entire City Wide family Zaheed.

14 Unique Apartment Kitchen Ideas https://bit.ly/3jKjyqj

This weeks featured listing is from Nicola Campbell 907-3451 Sawmill Crescent SUB-PENTHOUSE 2 Bed & Den in Opus at Quartet in Town Center. 9 ceilings in the entertainers Kitchen-full size, high-end s/s appliances, quartz counters, contemporary cabinets, recessed lighting & on demand hot water. Home is state-of-the-art with NEST home control for heating & a/c. Spacious rooms & outlook to the courtyard & River surrounded by 300 SqFt patio that spans the full length of the un...it (w/gas BBQ hookup, hose & electrical). Master has a huge walk-in closet & stunning hotel inspired bathroom w/frameless glass shower & Kohler fixtures. BUILDINGfull access to Gym, Pool/Hot tub, Sauna/Steam, Squash/Basketball, Meeting room, Lounge, Dance Studio & 2 Guest Suites. Groceries, Coffee shops, Health services & banks just outside your door. 1 pkg. 1 lkr. 2-5-10 warranty. Connect with us to learn how you could own this home for $1450 bi-weekly with as little as 10% down

Minimum down payment requirements vary depending on where you live in Canada. They range from 5% to 20% of your home or propertys appraised value.

#fridayfunny Have a great weekend!

With your backyard being the new summer hangout, its about time to spruce it up. But what if your budget is already stretched tight? https://bit.ly/3jOEVGM

To calculate interest on your variable-rate mortgage, you need your outstanding principal balance, current mortgage rate and payment frequency. Multiply the outstanding principal amount by the mortgage rate in effect at the time. Divide that result by 365. Multiply by the number of days in the payment period in which that mortgage rate was in effect. Interest is also calculated this way in leap years. You pay interest on your regular payment dates.... If you have a fixed-rate mortgage, interest is compounded semi-annually, not in advance.

This weeks featured listing is from Iryna Slobodyanyuk 112-8700 Jones Road, Richmond, BC Beautiful home in prestigious WINDGATE ROYALE featuring approx 1,270 sq ft of living area, lots of huge windows allowing plenty of natural light overlooking lush landscape, 9ceilings throughout. It is not a ground floor! Generous master bedroom includes a sitting area which is ideal for your home office/computer desk. Only one common wall! This unit would be excellent for house-size fu...rniture. Some upgrades include: brand new carpet, fresh neutral paint, beautiful ceramic tiled backsplash in large house-size kitchen with its own eating area, upgraded light fixtures Well managed complex. Rentals not allowed. Comes with gas fireplace, 1 parking and 1 storage locker. Central location, minutes to shops, schools and transit. Call for your private showing! Connect with us to learn how you could own this home for $1,376 bi-weekly with as little as 10% down

Immigration To Canadas Largest Real Estate Markets Is Down Over 60% https://bit.ly/3f7vFu2

You can prepay an open mortgage, in part or in full, without a prepayment charge. Open mortgages usually have higher interest rates than closed mortgages. But open mortgages are also flexible. If rates start to increase, you can easily switch to a closed mortgage. If you prepay a closed mortgage before the mortgage term ends, youll pay a prepayment charge. For example, for a fixed-rate closed mortgage, the charge is usually the greater of 3 months interest or the interest rate differential (IRD). For a variable-rate closed mortgage, the charge is usually 3 months interest. Closed mortgages usually have better interest rates than open mortgages.

This weeks featured listing is from Iman Moghadam Page 503-1199 Seymour Street, Vancouver Bright and beautiful corner 1 bedroom, den and flex room unit in Brava towers. Floor to ceiling windows throughout with views of the pool, city and Emery Barnes Park. This unit features upgraded engineered hardwood floors, stone countertops and excellent storage space including a large locker! Enjoy the hotel style amenities with outdoor rooftop pool and hot tub, fully equipped gym o...verlooking Emery Barnes park, concierge and guest suite for your visitors. Includes 1 parking stall in the first row of residential spaces and large storage locker. The downtown lifestyle is at your steps with restaurants, shopping and cafes at your doorstep. Walking distance to Skytrain, Busses, bike routes, and the seawall. Open house Sat/Sun Aug 15th and 16th 2-4 pm Connect with us to learn how you could own this home for $1,132 bi-weekly with as little as 10% down

This would be nice! https://bit.ly/3hU9kSD

Mortgages are loans you take out to buy real estate or turn your home equity into cash. Once approved, you repay the loan according to specific terms that include interest rate, payment amount and timeline. These details are set out in the mortgage document. Your lender registers a charge on your property. If you cant repay the mortgage, your lender can take possession of your property and sell it to collect any money you owe them.

This weeks featured listing is from Terrence Clark 718-188 Keefer Street, Vancouver THE MOST COMPETITIVE PRICE (Assessed Value: $821K) you can find from all listings in this central, well built & well managed WESTBANK building! 2BdRm + Den + 2 BathRm. Quiet side of the building with VIEW to BC Place. (See the Matterport Tour!) RENTALS ALLOWED (min 30-day term). Pet friendly. Owner occupied since new. Well kept. Move-In Ready! Maintenance fee includes: geothermal heat + hot w...ater. Amenities on 10/F: Private Fitness Ctr, BBQ Roof-Top Deck for convenient summer staycation. Large sized lounge + kitchen & powder room for ideal gatherings and celebrations! Price includes 1 storage + 2 additional secure bike lockers. Situated on the trendiest & most convenient block in the neighbourhood: Steps to DALINA, Matchstick, Virtuous Pie, Bao Bei. Only 1 block fr dedicated bike lanes that connect to False Creek Seawall, Downtown and beyond. 3 blocks to future site of St Pauls Hospital by 2026! 9 min walk to Skytrain & 7 min to Crosstown Elementary. Connect with us to learn how you could own this home for $1,246 bi-weekly with as little as 10% down

Survey finds DIY projects enhance at-home emotional fulfillment https://bit.ly/2VJIO5q

A high ratio mortgage is one which exceeds 80% of the lending value of the property. Currently, you can borrow up to 95% of the lending value. However, as a requirement, Mortgage Insurance must be obtained either through CMHC, Genworth or AIG. The Mortgage Insurance premium can be added to the mortgage balance.

This weeks featured listing is from Sara Gillooly 508-14 Begbie Street, New Westminster Surrounded by greenery, this large 2 bedroom, 2 bathroom condo is in the heart of New Westminster. With floor to ceiling windows, one enjoys views of the large garden space and Fraser river. Recently installed luxury vinyl plank flooring and fresh paint give this pristine clean condo,a luxury feeling. Large den with washer and dryer can be transformed into an office space. Steps from gro...cery stores, courthouse, skytrain, shopping and entertainment on the Quay.Its large outdoor courtyard would be perfect for gatherings of friends. Outdoor space also adds elements of privacy with no one looking directly into the unit. Includes one parking and ample in suite storage.Pets and rentals welcome with restrictions. Connect with us to learn how you could own this home for $1,162 bi-weekly with as little as 10% down

This is some fantastic advice from our own Jordan Thomson.

Buyers!! You do not pay to work with a buyers agent. Get the professional advice and service you deserve while not paying a penny for it! All commissions get paid by the sellers.

The Best Portable Air Conditioners For Staying Cool This Summer https://bit.ly/2ZJ0Oy7

A conventional mortgage does not exceed 80% of the lending value (purchase price or appraisal value) of the property. Mortgages that exceed this limit must be insured by CMHC, Genworth or Canada Guaranty. You must contribute at least 20% of the lending value as a downpayment on the property.