Claudine Real Estate

The reason I do what I do. Thank you for entrusting me with such a big part of your life! It means the world to me. CM

2020 Toronto Real Estate Market Numbers were released last week by @TRREB. The numbers were up again overall. Total residential transactions in December 2020 were up 64.5% from December 2019 and 8.4% year over year. In December 2020, we saw 66.1% more new listings than in December 2019. Up 2.6% year over year. ... The average selling price was also up. 11.2% up from December 2019. 13.5% higher year over year, bringing the average price from $819,279 to $929,699. John DiMichele, TRREB's CEO states that "The next 12 months will be critical as we chart our path through recovery. In particular, the impact of resumption in immigration and the re-opening of the economy will be key" Questions, contact me. I am here to help. CM #realestate #Realestatestats #trreb #torontocondomarket #torontohousingmarket #realestateinvesting

Good news, The Bank of Canada today held its target for the overnight rate at the effective lower bound of percent, with the Bank Rate at percent and the deposit rate at percent. The Bank maintains its extraordinary forward guidance, reinforced and supplemented by its quantitative easing (QE) program, which continues at its current pace of at least $4 billion per week. Are you thinking about buying, selling or refinancing? Call me, message me, let's talk. CM

So grateful for my client’s kind words. This is what makes all the hard work worth it! I’ll translate since it’s in Spanish :) Thank you for all your help in this big challenge of selling our house. Without your help I could not have done this myself. Thank you once again, more blessings to you and your family. It was a pleasure to have gotten to know you.

Tetris anyone? This is the Tetris House by @studiomk27 in Sao Paolo, Brazil.

Moving can be stressful. There is so much coordinating, but good planning will ease the stress and make sure nothing gets missed. A Realtor will communicate with you what to expect in the process leading up to your move day. Here is a useful checklist. Arrange movers and lawyer appointments for day of closing... Request time off work if needed Call all utility companies to take final readings & provide your new address Contact insurance companies, arrange new home insurance & update your address Submit a change of address with the post office & advise any other mailers Book a locksmith to change the locks in your new home Book your internet and cable provider(s) Place appliance manuals and warranties in one place for new occupants Set a To-Do list and include changing the batteries in your smoke and carbon monoxide detectors or buying new ones Questions, I'm always available to help! CM

Anyone else as inspired as I am by this gorgeous and unique kitchen? Design by @rudakova_design, Moscow, Russia. #archictecture #designgoals #kitchengoals #homedreams #todaysinspiration #realestateinspiration #taleneddesigners

MERRY CHRISTMAS! If we learned anything in 2020 it is to be thankful for what we have and to be resilient in tough times. Real Estate persevered despite the pandemic this year, but so did all of us. We are stronger than we think. Thank you for your trust in me. I am always here to help. ... Wishing you and yours the best of the season. CM

Great news for first-time homebuyers in Toronto, The Government recently announced that it would be extending the Incentive to Toronto. The recent changes allow eligible buyers in Toronto, Vancouver, and Victoria, to purchase a home up to 4.5 times their household income, up from 4 times annual income. It also raises the maximum household income threshold from $120,000 to $150,000, making first-time buyers eligible to buy a home for as much as $722,000 from the current $505,...000. By obtaining the Incentive, the borrower may not have to save as much of a down payment to afford the payments associated with the mortgage. The larger down payment effect is a smaller mortgage and, ultimately, lower monthly costs. The homebuyer will have to repay the Incentive based on the property’s fair market value at the time of repayment. If a homebuyer received a 5% Incentive, they would repay 5% of the home’s value at repayment. If a homebuyer received a 10% Incentive, they would repay 10% of the home’s value at repayment. The homebuyer must repay the Incentive after 25 years or when the property is sold, whichever comes first. The homebuyer can also repay the Incentive in full any time before, without a pre-payment penalty. Questions? I am here to help. CM