Colby Longmire
255 Lacewood Dr B3M 4G2 Halifax, NS, Canada

I think I may just keep the tub where it is. Soak and watch the game.

Assistant Evie is back off suspension. She has been warned that sleeping 80% of the work day isn’t acceptable. Wish her luck.

Well I thought I’d give everyone the day, and I am sorry to break the news to you all.... but all your dogs are still fighting for second place. This goof is clearly the best :) #nationaldogday

It’s time to fill the DVR with nothing but shark content. Goodbye Real Housewives recordings!

Assistant Evie is back off suspension. She has been warned that sleeping 80% of the work day isnt acceptable. Wish her luck.

Well I thought Id give everyone the day, and I am sorry to break the news to you all.... but all your dogs are still fighting for second place. This goof is clearly the best :) #nationaldogday

If you ever had an excuse not to sit down and review your investments, it is now gone. No tricks. No sales pressure. Just an open discussion regarding your current investment situation, and where I think we can improve it while also finding a way to reduce all those unnecessary fees for you. Oh, and then get $100 Gift Card! So if you havent already, and you have liked this page, please reach out to me. Or share this with a family member or friend who you think would benefit from a genuine, transparent, and non-salesy educational look at their current investment strategy.

Its time to fill the DVR with nothing but shark content. Goodbye Real Housewives recordings!

If anyone has been waiting for a reason to review your current investments and/or financial plan, here it is! It is very simple: 1) Provide me with your current investment statements and financial plan.... 2) Meet with me, ask any questions you have, and find out things like: - Will I have enough to finance my goals? - How much am I paying in fees (in real dollars)? - Where is my money invested? - Where should my money be invested? - How much risk am I taking? - How can I maximize the efficiency of my portfolio? 3) Leave and receive a $100 gift card via email. No expectation of opening an account. No sales gimmicks. Just a complimentary second opinion.

My Covid Assistant (Evie) is slacking on the job again.

Right now would be a good time to escape to a galaxy far far away! Stay safe everyone!

Post bike ride coffee with Mama L and our Disney mugs.

Stay safe everyone! #novascotia #hfxnoise #hammondsplains

A brutal day for all Nova Scotians

Theres a 40% chance that it is going to snow today, just a heads up to everyone.

It may be New Years Eve, but more importantly it is Evies 4th birthday! @ Bedford, Nova Scotia

Efficiency is key! Using the best type of accounts for your personal situation and goals is how you make your money work SMARTER and NOT harder for you! Remember, Fees Matter!

Financial Freedom + Physical Fitness > Gucci Slides Ill make this easy. Stop buying things you do not need, and start paying yourself first. Instead of spending that time shopping and searching for meaningless items, spend 30 minutes to an hour at the gym, getting your heart rate up. When you are 60, no one is going to remember your 5th Kate Spade bag. No one is going to remember your Gucci belt and slides. No one is going to remember your 10th pair of Jordans. N...o one is going to remember the German luxury car that cost you a fortune. So if it isnt going to matter in 20+ years, dont waste 20 minutes or $20 on it today. Put your financial and physical health and future FIRST! Pay yourself every paycheque before you go and buy a $150 t-shirt that looks like every other t-shirt! Because you will remember that money you wasted when you cant afford to retire, or cant afford to finance your goals you you want to! As always, if you want to sit down and learn the basics about why and how to invest, please call, text or DM me for a free 30-minute information session! No sales-pressure, no BS, just the facts and a promise to help you become more knowledgeable so you can make more informed decisions going forward. And remember, FEES MATTER! www.feesmatter.ca See more

Hockey Helps the Homeless tournament today. Thanks for everyone who donated.

Id say get a trainer that looks at you after Leg Day the way @matty_mac_ox is looking at me, but be warned you may never have hurt, burned or sweated more in your life. Making me finish the day off holding 4 wall squats as long as I can was as you can see.......rough. Thanks Matty....I think. @ 360fit

My annual tradition of watching one of the greatest pieces ever put to film. Puts things in perspective. #bandofbrothers

Mandatory Fall foliage post. Evie did have quite a bit of fun running through all those fallen leaves though! @ Bedford, Nova Scotia

Its that time of year! Decided to replicate Sams pumpkin from one of the greatest Halloween movies of all time, Trick r Treat @ Bedford, Nova Scotia

A little infographic I made to help people visualize how a Mutual Fund actually works. This is for visualization purposes only for the average mutual fund. A few things to remember: - 90% of mutual funds the past 5 years in Canada have underperformed the overall Canadian Stock market which they hold as their benchmark. ... - Mutual Funds charge other fees as well called a Trading Expense Ratio (TER) - Most Mutual Funds are less tax efficient as they trade their underlying investments more often. Also, the Fund Manager is not aware of your personal financial and tax situation. - Average Canadian Mutual Fund MER is around 2%* a year. This is WAY too much in my opinion. Fees Matter so much over the long-term. See more

A very timely article in todays Chronicle Herald. The investment industry is starting to address (slowly) the conflicts of interest I referenced in my last post. A Financial Advisors only interest should be their clients beat interest, but sadly that is RARELY the case. You should know what you pay. You should know what you hold. You should know how your investments are selected. ... You should know how much you need to finance your goals. You should know how your advisor is paid! "Canadian regulators are rolling out new national standards governing the relationship between clients and financial advisors including how conflicts of interest are handled but the changes, which stop short of imposing a fiduciary or universal best interest standard, come as a disappointment to some investor advocates." https://www.thechronicleherald.ca//new-rules-governing-ho/ See more

I have spent a long time trying to find the wording that accurately describes what I strive to do with all my clients. I feel like I may have found it. It is my responsibility to my clients to help them create a strategy around their money that will allow them to finance their goals. A strategy/road map that is going to evolve and grow as their life and circumstances change. I am not the first financial advisor to say this, and I wont be the last. Every firm in this industr...y is trying to push planning and custom strategies out there. However, the VAST majority of advisors who are doing these strategies for their clients generate their income via commissions, receiving back-end trailers from mutual and segregated funds, or are salaried with a company whose product they get bonuses for selling. No matter how good the strategy or plan they create for you is, in my opinion, they have a conflict of interest. They can recommend particular products or solutions that increase their income but could potentially decrease your long-term performance and ability to finance your goals. This is why I strive to be a fee-based advisor because I only want to be paid by my clients. I want to sit on the same side of the table as my clients, and have no conflicts of interest. My clients know they are the only ones who pay me, and they know how much it costs like they do with their cell phones. I believe that being independent and transparent is fundamental to building the trust necessary to be your Financial Advisor and advocate. This what I do for my clients and how they achieve peace of mind: 1) Creating a tailored strategy/roadmap just for you 2) Using that tailored strategy to guide your investment allocations. This ensures that you are never taking more risk than necessary to achieve your goals, and nothing the market does puts you at risk 3) Knowing that I am only paid by you. 4) Actually knowing how much you are paying 5) Knowing your investment portfolio is built around reducing risk by utilizing actual academic peer-reviewed research and empirical evidence versus opinion, guesswork, or popularity 6) Staying the course, ignoring the noise, and relaxing! See more

There are so many places and types of accounts to put your money into, and it can be overwhelming not knowing the best place to put it. Putting your money into the right account type is how you make your money work smarter and not harder than it has to. The type of accounts you utilize and the order in which you use them is how you make your money and portfolios efficient. And efficiency is key to making every single one of your dollars work to its full potential for you. ... So if you have any questions about the different types of accounts there are (RRSP, RESP, TFSA, Non-Registered, LIRA, etc.); dont know where to start; arent sure if you are putting money in the right place or order; or arent sure if your current portfolio is efficient; please dont hesitate to reach out to me for a no-pressure discussion or review. www.colbylongmire.com See more

Whats worse than the line at Costco before a storm? The line at Tim Hortons after. Yikes!

Tried to take Evie out for a quick pee..... she still hasnt forgiven me.

A busy last day of the long weekend. A quick trip to the wonderful Bear River Winery (highly recommend!), followed up with a late lunch at The Pines (where for my entire life they still have the creepiest stroller on display), and finally finished with what was probably the last camp fire of the year :( @ Bear River Vineyards And Winery

$5 went a looong way here, and took me way back! @jaredcreelman didnt stand a chance! #flawlessvictory #thewizard @ Sunnyside Mall

Its almost impossible to tell if someone has a giant bank account along with a significant investment portfolio, or is living paycheck to paycheck by merely looking at the clothes they wear, the car they drive, the watch on their wrist or where they live. Some, not all, of the people wearing these luxury brands head to toe, and posting it on their social media cant afford them, and put it all on credit. Then they pay 22% interest as they slowly pay it off if they pay it off... at all. You wont find a photo of Warren Buffett, Mark Zuckerberg, Jeff Bezos or Bill Gates wearing Gucci belts and slides. Some of them wear the same things every day. Jeff Bezos (Founder and CEO of Amazon) drove a Honda Accord for years after he was worth tens of millions! Now I am not saying you shouldnt have things you enjoy, or have experiences, buy living within your means is NECESSARY if you want to afford the ability to retire, meet your goals, and achieve financial freedom. - Now not all wealthy people dress the same or wear Prada, Gucci, and Louis Vuitton, but I can almost guarantee you that one thing they have in common is that fact that they invest their money. They have a strategy in place for their retirement, have various income streams, maybe run businesses, and have a goal they want to accomplish. Wealthy people make their money work for THEM! And the more you put away, the more it works for you! - Have you ever skipped buying something you wanted to invest in yourself or for yourself? Personally, I desperately wanted a truck, but all I carry around is hockey gear, and I didnt want to help people move every weekend . So I got a Civic and I put the difference it would have cost me into my savings. What about you? See more

Better view from the "office" today. Evie insists on helping out.