Custom Mortgages
4411 Hastings St # 220 V5C 2K1 Burnaby, BC, Canada

keep the WORK as your passion, always be learning FEAR = Face Everything And Rise #mympc #thenicknurse Kristina Morrison - First National Financial

November is financial literacy month! Take the quiz and see how you measure up compared to other Canadians.

Welcome to the ‘hood! Peaked Pies

This will forever be our favourite team picture! Photo credit goes to Shandess Griffin

YESSSSS!!!! some light in the tunnel . Genworth to keep 39% GDS for those with credit scores over 680

Attention pre-sale buyers! Did you know... ... that if an appraisal of your pre-sold purchase comes in below the pre-GST purchase price, that you can ask for a reduction in the amount of PTT payable at closing? An appraisal providing the market value of the property as of the closing date can provide the support needed.

Show your LOVE for Burnaby Heights businesses and WIN! this week only

UPDATE: The other two insurance companies, Genworth and CanadaGuaranty, will NOT be reducing their allowed debt servicing ratios. PHEW! For those of you wondering how this news from CMHC affects you: For every 25k qualifying income = $14,412.21 less total mortgage approval after July1 than today... on less than 20% downpayment purchase applications. Eg. For $95k/yr total qualifying income, max total mortgage approval today = $456,161.70 After July1 = $401,393.47 Thats $50k less buying power!

Successful entrepreneurs know what goes up also goes down and in order to survive the roller coaster ride, resilience is key.

Join us for this virtual celebration!

We are here to help however we can. #Staysafe

Did you know you can now complete your entire mortgage setup without leaving your home and entirely by video & e-signatures?

Business are getting ready to open their doors again. And were here to help with their social distancing signage and other materials.

Thanks Diana Klejne for todays video chat. We hope viewers like it, and feel motivated to learn more. Please comment below with what mortgage and real estate buying topics youd like to see next. Thanks for watching!

We know that recent events have raised the importance of Financial Literacy among all Canadians. As a participant in one of the Canadian Foundation for Economic Educations programs we wanted to share an opportunity with you to reach out through your networks to encourage young Canadians those entering Post Secondary Education in the Fall, or already in College and University, to complete an online survey around money management issues and challenges, and have a chance at winning one of 3 $1000.00 cash prizes. https://www.surveymonkey.com/r/2SF2GJV

North Burnaby are you craving gelato?.....youre in luck!

Small Business BC will be hosting a daily digital meetup series this week with insights from local business owners, HR personnel, answers to financing questions and more.

The Heights Merchants Association is sad to announce that Hats Off Day 2020 is cancelled, to protect the public and out of a duty to flatten the curve of COVI...D-19 infections. The Heights Merchants Association is refocussing its resources on helping merchants withstand the current immense pressures and help them find solutions for the financial damage stemming from COVID-19s effect on the economy. For details: http://www.burnabyheights.com/news/hatsoffday2020-cancelled/

Curbside pickup for all your fur-baby needs. Call or email to order. @bigdoglittledogbakery Burnaby Heights #BurnabyGoesViral

#stayhome Relief for small business and the parent not able to work: application opens in April #BurnabyGoesViral

A shout-out to all small businesses finding creative new ways to continue servicing their communities. Thank you for all you do! United Optical Dispensary Burnaby Heights #BurnabyGoesViral

For those needing help by putting their mortgage payments on pause, Customer Service Numbers below: ATB 1-800-332-8383 B2B 1 800 263 8349... BMO 1-877-895-3278 Bridgewater 1-866-243-4301 CIBC 1-800-465-2422 CMLS 1-888-995-2657 Optimum 1-866-441-3775 Equitable 1-888-334-3313 Connect First 403-736-4000 Chinook Financial 403-934-3358 First Calgary Financial 403-736-4000 First National 1-888-488-0794 Haventree 1-855-272-0051 Home Trust 1-855-270-3630 HSBC 1-888-310-4722 ICICI 1-888-424-2422 Manulife 1-877-765-2265 MCAP 1-800-265-2624 Merix 1-877-637-4911 Marathon 1-855-503-6060 RBC 1-866-809-5800 RFA 1-877-416-7873 RMG 1-866-809-5800 Scotia 1-800-472-6842 Servus 1-877-378-8728 Street Capital 1-866-683-8090 TD 1-866-222-3456

A breath of relief at last! Line of credits and variable rate mortgages now down by 0.50% across all banks....credit unions expected to follow this week as well.

Canada is getting ready to release a new $5 bank note, and the Bank of Canada is looking for help from the public in deciding who should appear on the new note.... This is super fun activity for kids, that allows them to delve into Canadian history, while at the same time having the huge opportunity for their choice to appear on the new $5 note! Theres a great lesson plan for this activity on the @bocmuseum website - the link is in our Bio. #financialliteracy #twokam #twokamday #talkwithourkidsaboutmoney #talkwithourkidsaboutmoneyday #money #kids #youth #students #teaching #teachers #classroom #school #learning #parents #moneylaughs #financialcapability #financialconfidence #moneylessons #learnaboutmoney #canadianteacher #financialliteracymonth #financialliteracymonth2019 #flm2019 #mlf2019 #moneytips #moneygoals #canada @scotiabank

Good news for those with less than 20% downpayment.... youll qualify for more now!

an unexpected driver for lower rates in 2020

Three sessions left in 2020, takes about 3hours to complete this free checkup on personal financial literacy

What are the various real estate industry organizations and brokerages predicting for B.C.s residential sales and prices in the coming year? In this summary weve compiled some of the key 2020 forecasts and taken our best stab at a general consensus.