D & A MacLeod

#Testimonial "It was a stressful time for me with much debt. D.& A. MacLeod was knowledgeable and they did not only help me financially, they were great emotional support as well. I highly recommend. If you are struggling with debt payments... make the call..." - Klat

We know that being in debt can cause a lot of uncertainty, especially if your only source of income is from a program like the Ontario Disability Support Program (ODSP). Declaring bankruptcy isn’t your only option. Here’s why: https://bit.ly/3sGTiSf

#Tip To improve your scores, start by checking your credit scores online. When you get your scores, you will also get information about which factors are affecting your scores the most. These risk factors will help you understand the changes you can make to start improving your scores.

We provide debt solutions to businesses and individuals. If you need our help, give us a call. 613-236-9111

Happy Valentine's Day! We hope you're surrounded with happiness and love today

Have you seen ads for debt help consultants on the rise? Some companies make unrealistic promises about how much they can help. Click the link below for five indications that you’re being scammed so you can kick them to the curb. https://bit.ly/2M5LLvr

"We met Allen MacLeod last year. He helped us immensely. Thank you Allen, for providing us with your services. I would recommend Mr. MacLeods firm." - Patty B.

What's on your New Years Resolution list?

If you're in debt and about to retire, there are some important factors you’ll likely need to consider and probably more than one question you’ll want to have answered. Click the link below for some answers to some basic questions about retiring with debt in Ontario: https://bit.ly/3qZzaJZ

We hope your 2021 is filled with peace and prosperity - happy new year!

It's New Year's Eve! What are you most excited for in 2021?

Our team provides advice on budgeting your money and other useful tips to recover from debt and rebuild your credit score. Give us a call today for credit counselling! 613-236-9111

Happy Labour Day! We hope you have a safe and relaxing long weekend

#FAQ : What documents do I need to bring to an appointment? : ... - Proof of Identity / Photo Identification - Proof of Legal Name in Canada - List of Who You Owe Money to and How Much is Owing - List of Your Assets - Proof of Your Monthly Income, Including: - Make a list of Your Regular Monthly Expenses. - Any other information which may be relevant to your financial situation. See more

#Testimonial "The office took what felt like a scary experience into a supportive means to get my finances and life back on track. A.P.

#DidYouKnow ? 14.9% of the average Canadian households income is going towards debt payments. Some experts estimate that 7.3% of Canadians income is actually going towards interest charges alone. Let us help you with that!... Give us a call: 613-236-9111

Have you ever worked with us? Wed love to hear about your experience. Leave us a review!

Financial troubles can have far-reaching implications when it comes to your well-being. Click the link below to read our blog post outlining some of the negative emotional impacts people typically face when dealing with debt or bankruptcy. https://bit.ly/30D2k6s

For many people, getting a student loan is necessary to make their dream of attending college or university a reality. With the rise in tuition fees and interest rates, students are struggling now more than ever to repay their ever-increasing student debt. We offers debt counselling that will help students manage their commitments and repay their loans. Give us a call: 613-236-9111 Or visit our website for more info:... https://bit.ly/3a6NVD2 See more

Did You Know? Canadians now spend more on their credit cards than they do on their debit cards, but still use their debit cards about 1 billion more times than their credit cards every year.

Well have you saying never say never!

#FAQ : Can I go bankrupt with only certain debts? : When you file bankruptcy, all debts must be listed, including those you owe to your family and friends. Your bankruptcy will be listed on your credit history and all creditors will have access to the information. You will continue to pay only for secured loans.

Ever thought about keeping a money diary? Click the link below to hear what we have to say about it and why we recommend it! https://bit.ly/2WLk39K

Happy BC Day weekend everyone! We hope you have fun celebrating our wonderful province!

#FAQFriday : How will a bankruptcy affect my credit rating? : If you have filed a bankruptcy for the first time, and have completed all of your duties, you can receive a discharge from your bankruptcy in 9 months and it will remain on your credit report for 6 years after receiving the discharge. If, you are filing as a second-time bankrupt, it will remain on your credit rating for 14 years after you receive your discharge.... We can help!

Lets get you there

Well help you with that!

Re-establishing your credit after bankruptcy, delinquent payments, high debt, or having no credit can feel like a high-stakes guessing game. Of course, the answer is which method will work best for your lifestyle, budget, financial goals, and current credit score. We can help those looking to build up their credit through credit counselling in Eastern Ontario! Call us today: 613-236-9111 Or, visit our website for more:... https://www.macleod.ca/ See more

As wedding season is upon us, many couples feel pressured to have big, elaborate weddings - read here for three reasons to avoid going into debt when you get married. https://bit.ly/3eqvnhu

Did you know? 30% of Canadians surveyed say they DONT pay their credit card balance off at the end of every month. Thats about $7 billion in interest payments per year! We can help you figure out a debt pay-off plan!

Happy National Day! (psst - we can help!)

Looking into investigating different financial scenarios like home budgets and paying off debt? Take a look at our interactive financial budget calculators! For more in-depth analysis, please contact us. Check it out here: https://bit.ly/2OrxQ0x

#TestimonialTuesday Thank you for giving me peace of mind and showing me how to get my life in order. You have no idea how much I appreciate what you and your associates have done for me! I.M.

Ever thought about keeping a money diary? Click the link below to read what we have to say about it! https://bit.ly/3j71Qgl

#Testimonial "My husband and I needed some help with our finances and D. & A. MacLeod was very quick to assist us with what we needed, they totally understood and treated us with respect." - Lisa D.

We would love to hear your feedback. Please leave us a review and let us know how we are doing.

Going into bankruptcy is possible when the student debt is overloaded. We offer debt counselling services to students to manage their commitments and repay the loans. Visit our website to learn more: https://bit.ly/2YFyazf

Happy Fathers Day!

Summer is finally here! Whats your favourite summer activity?

Financial troubles can have far-reaching implications when it comes to peoples well-being. Here are some of the negative emotional impacts people typically face when dealing with debt or bankruptcy.

Hmmm... Good point.

We are still here to serve all your financial needs. We are available for phone meetings, as well as in-person with physical distancing. Contact us at 613-236-9111 to book an appointment.

As families shelter in place, many parents are faced with the challenge of keeping their children stimulated at home. Here are six things you can do to keep kids busy during the lockdown.

For over 65 years, we have been providing individuals and businesses solutions for debt problems. Book a free consultation with us and find a new beginning. 613-236-9111

We help students and recent graduates manage their debts. Visit our website to learn more: https://www.macleod.ca/personal-services/student-debt

#Testimonial "Very professional, friendly, understanding and thorough with excellent customer service and followup. I highly recommend working with these people. Time was taken to listen to my thoughts and the best solution was found. One hundred percent completely satisfied." - John M.

When attending a discharge hearing in Ottawa, heres what people need to know.

#Tip Calculate purchases by hours worked instead of cost. This mental math tactic really helps us to evaluate whether something is worth buying.