Stewart De Barros

Our thoughts and prayers are with the entire Humboldt community. #prayersforhumboldt

Will the bank of Canada continue to raise rates? This may be a good time to lock in or get a rate hold if you are considering purchasing anytime soon. Contact me if you have any questions or concerns.

Come check me at the Taste of the Kingsway for mortgage related info, prizes, face painting, popcorn and balloons! Also raising money for the Canadian Breast Cancer Foundation. It's a beautiful day

Buying a home is one of the most important financial decisions you will make. I find that some of my clients are initially confused with the process and terminology. I usually educate my clients before going through the process to ensure they have the confidence they need to make an offer. I found that this glossary from CMHC is a extremely helpful tool to fimiliarize yourself of common terms you may encounter during the mortgage application. - your trusted mortgage advisor

For expert advice on how to finance the cost of your home improvements, give me a call today.

Know exactly how much home you can afford and have the confidence to make an offer. For a mortgage pre-approval, call me today.

While the market is hot it's important to know what you qualify for before making an offer. Come to me if you need reliable advice! Your trusted Mortgage Advisor. #bankingthatfitsyourlife #firsttimehomebuyer #preapprovals #mortgageadvisor #CIBC

Proud to be a part of the No. 1 ranked bank for mobile services. #CIBC #bankingthatfitsyourlife

Successful day at the National Home Show. Thank you to everyone that stopped by to see me at the CIBC booth. Making an offer on a property is extremely difficult in today's market. We give people a piece of mind with how much they can afford before making a offer and we do it at your convenience. #mortgageadvisor #bankingthatfitsyourlife #CIBC

Being in the mortgage industry for 5 years has taught me a lot of things. Most importantly when engaging in business we need to understand the best interest of the client. A lot of people confuse this by thinking is this going to make me money? Success can be determined in many ways including profits however true success in my opinion consists of building long lasting relationships. Being able to listen, trust and provide solutions is the only way to truly succeed. It really isn't about the money but the partnerships you have with your clients. Let's face it there are many people that can do the same things as you but who can you trust to give you the right advice. #success #mortgageadvisor #refinance #firsttimehomebuyer #mortgage #bankingthatfitsyourlife

Homeowner mortgage loan insurance premiums are changing as of March 17. For the average CMHC-insured homebuyer, this means an increase of around $5 to your monthly mortgage payment. Details: http://ow.ly/hpcc3083Mim

This Saturday Ceu and I had the pleasure of meeting the honourable Cristina Martins , MPP Davenport at her Christmas open house event. We discussed her success ...in delivering the Bloor-Dufferin redevelopment project. Ontario is supporting the construction of a new state-of-the-art secondary school accommodating 900 students. Not only that but the city of Toronto is securing 30,000 square feet on the southwest corner of Bloor-Dufferin for a community hub which includes a licensed child care centre and space for community programming. We also discussed the possibility of building affordable housing which is an important factor in building a balanced community. This project is a true example of success. Thank you Cristina Martins for your contributions! See more

If you are looking to lock in to a fixed rate while the rates are still low this may be the time to consider. Please feel free to contact me for our current rates! 416-827-2116

Interesting read. Doesn't look like the market is slowing down anytime soon but the provincial government is looking at ways to accomodate first time home buyers.

TD has raised their prime interest rate from 2.7% to 2.85%. TD bank is the first to make a move however most banks will probably follow suit. To simpify people that have a variable rate product will be affected by this change. Payments will increase making it more difficult to afford other expenses. Fixed rate products remain the same but through my experience it usually increases shortly after. For some people this comes as a surprise that's why its important to read fine print or have a trusted Mortgage Advisor to educate you. If you are in a variable product and want to lock into a fixed rate this might be the perfect time to do so! Please contact me if you have any questions. Your trusted Mortgage Advisor 416-827-2116

Mortgage Advisors, we come to you! Contact me for a free consultation! 416-827-2116

The market in Toronto is changing. New guidelines for mortgage approval came into to place this week. To simplify, it is becoming more difficult to get approved. As home prices continue to grow affordability becomes more difficult. If you are looking to purchase a home or if you plan on refinancing your mortgage, these are rules that must be considered. If you have any questions please feel free to contact me.