GEM Debt Law
105 West Beaver Creek Road, Unit 3-2 L4B1C6 Richmond Hill, ON, Canada

WHY DO WE HAVE A CREDIT SCORE? Many might know that it exists, but what does it actually does? Financial institutions look at yourcreditreport andcredit scoreto decide if they will lendyoumoney. ... They also use them to determine how much interest they will chargeyouto borrow money. Ifyou havenocredithistory or a poorcredithistory, itcouldbe harder foryoutoget a creditcard, loan or mortgage. Your credit is bad? We help Canadians get their credit back with a well though plan for their needs! Call us today 1-866-570-9988 ext. 109 or visit debtlaw.ca #creditscore #debt #newyearsresolution #goals #personalgoal #improvecreditscore #excellent #poor #good #loan #mortgage #getapproved #turnedaway #tip #payoffdebt #lender #finances #canada #ontario #richmondhill #to #toronto #vaughan #mississauga #guelph #help #smallbusinesses #individuals #family #families

WISHING EVERYONE A GOOD WEEKEND! * * *... #quoteoftheday #budget #plan #achieveyourgoals #money #planning #writedownyourgoals #financialadvice #debt #debtrelief #debtfree See more

START TODAY! If you're overwhelmed by how much you owe creditors, you need help from a professional. Carrying a big amount of debt can impact many things in your life. Credit score, ability to get a loan, ability to achieve your financial goals, taking the trip you've always wanted, building a savings account, and living stress free are all affected by debt. ... START YOUR DEBT FREE JOURNEY TODAY! We help implement a pay down plan for your debt, provide support and professional advice, as well as improve your credit. We negotiate your debt with your creditors up to 70% giving you the opportunity to pay less. Give us a call today! 1866-570 9988 ext. 109 #debtrelief #debtsettlement #creditscore #debtfreejourney #start #save #improve #savingsaccount #tips #advice #canada #law #lawyers #avoidbankruptcy #gem #debt #free #freedom #stressfree #goals #achievegoals #richmondhill #toronto #smallbusiness #smallbusinesssupport #smallbusinessowner #help #smallbusinesses #pandemic #financialhelp

DEALING WITH HOLIDAY #DEBT? Don't be shy to ask for help. If you're struggling with a big amount of debt that goes beyond the power of your pay ability, it might be time for some professional help. At GEM Debt Law, we explain our services and help you explore your options, including our debt relief program. ... We can help secure a financial plan in place for a better financial future. Find out if you qualify! Fill out our contact form on debtlaw.ca or email us at [email protected]. * * * #debt #debtfree #financialtips #debtrelief #relief #free #freedom #stressfree #interest #interestrate #lawyersofinstagram #instagood #holiday #vacation #payoffdebt #tips #advice #financialadvice #credit #creditrepair #debtconsolidation #consolidatedebt #family #business #individuals #businessowner #paydayloans #payments

Debt starts when there are no more cash funds to fulfill purchases or pay statements, but continue to use the credit card. Debt can build up real quick. Here are 10 reasons debt is bad for you: 1. Debt encourages you to spend more than you can afford - There's something tempting about using the extra amount of money that's sitting on the credit card and not have to deal with the costs until later. Bad idea. The spending will catch up with you and interest will be added on... that amount unless paid. Exhausting credit cards limits also affects the credit score. 2. Debt Costs Money - Debt comes with a price and that pice it's called interested that is added to the debt created. 3. Debt Borrows From Your Future Income- Every time a loan is taken out that is money hoped to be made in the future. 4. High-Interest Debts Causes You to Pay More Than the Item Cost 5. Debt Keeps You From Reaching Your Financial Goals.- Debt payments stay in the way of saving for retirement or to go in that trip you've always wanted. Because of debt, majority of money go on bill and less on everything else. 6. Debt Can Keep You From Owning a Home- Credit cards, school loan, auto loan and credit score are all considered when getting a mortgage. 7. Debt Can Lead to Stress and Serious Medical Problems- Debt come with stress, migraines, depression and even heart attacks. The deeper the debt, the more likely to get health issues. 8. Debt Can Hurt Couples/Meetings - Debt is additional pressure where partners feel overwhelmed. If not managed well, debt can lead to a breakdown in the marriage. 9. Debt Hurts Your Credit Score 10. Debt is bad. For more information, check out our website: debtlaw.ca Source: life balance #debt #debtfree #debtisbad #ontario #canada #richmondhill #vaughan #toronto #tips #financialtips #lawyers #collections #bills #statements #payments #ipreview via @preview.app

Wishing everyone a Merry Christmas and may the upcoming year bring you peace, happiness, joy, and success. - GEM Debt Law Team