Desjardins Financial Security Investments Inc.
5A - 3 Reenders Drive R2C5K5 Winnipeg, MB, Canada

The Tax-Free Savings Account (TFSA) contribution limit for 2021 will be $6,000. The total contribution room available in 2021 for someone who has never contributed and has been eligible for the TFSA since its introduction in 2009 is $75,500.The Tax-Free Savings Account (TFSA) contribution limit for 2021 will be $6,000. The total contribution room available in 2021 for someone who has never contributed and has been eligible for the TFSA since its introduction in 2009 is $75,500.

Wishing You All the Best in 2021!!

Wishing you a safe and wonderful holiday season.

https://www.cpacanada.ca//2020-05-05-crisis-budget-covid-19

Here is some good news for estate administrators in Manitoba. As of November 6, 2020, there are no longer probate fees payable in Manitoba. This applies to any estate application filed from November 6, 2020 onward, regardless of the date of death of the deceased.

As a part of our service commitment to you, we provide all our clients an opportunity for a full financial plan and review. Ask your Financial Advisor about yours today!

https://youtu.be/EhT6pXgYzzw

No better time to create good budgeting habits, get the process started with this interactive Budget Planning tool. https://itools-ioutils.fcac-acfc.gc.ca/BP-PB/budget-planner

Happy Thanksgiving Everyone!

Reminder: CRA's deadline to pay your 2019 taxes is September 30th.

https://lifehappens.org/video/everything-will-be-okay/

https://blogues.desjardins.com//desjardins-supports-canadi

Do you have the coverage you need?

Our mortgage insurance offers many more benefits than those offered through the banks. Tip 3: US: You choose how much coverage you need and your coverage remains level throughout the term of your policy vs BANK/LENDER: You are covered for the exact amount of your mortgage balance and coverage reduces as you mortgage is paid down.

Province of Manitoba now in Phase 4 of Restoring Services. Being COVID Careful means seeking out reliable, accurate information and taking the necessary precautions to keep you and those you care about safe from COVID-19. With no targeted treatment or vaccine available at this time, critical public health measures are the new normal to control the rapid spread of the virus and protect our family, friends and neighbours.... We are here for you and encourage you to reach out to us. We are available to meet via phone, virtually, or in person when essential.

CRA extends the deadline to pay your taxes to September 30, 2020.

Desjardins joined the international #StopHateForProfit Facebook boycott and suspended all activities on both Facebook and Instagram for the month of July. Desjardins stands in solidarity with those opposing hate speech and advocating for change. We hope that everyone can count on us as a financial services cooperative to realize the full potential of their lives in an inclusive society that condemns and fights against hate speech.

Our mortgage insurance offers many more benefits than those offered through the banks. Tip 2: US: The policy belongs to you. You have the choice to change your mortgage provided or renegotiate a better deal with your current lender as market conditions change vs ... BANK/LENDER: You cant take the coverage with you if you change your mortgage provider. See more

Our mortgage insurance offers many more benefits than those offered through the banks. Tip 1: US: You choose who you want your beneficiaries to be and they decide how best to use the insurance proceeds vs ... BANK/LENDER: If you die, your mortgage provider automatically uses your policy to pay off your outstanding mortgage. Your beneficiaries have no choice. See more

So, is this a time to invest? Here is what the experts say.

https://www.financialplanningforcanadians.ca//5-ways-comba

A serious accident or a critical illness may prevent you from working. Protect your standard of living with critical illness insurance or disability insurance. You can then focus on recovering rather than worrying about maintaining your household. We can help you push the limits of your potential. Contact us today.

TAX ALERT - For individuals, the filing due date for 2019 personal tax returns is deferred from April 30, 2020 to June 1, 2020. As part of the steps taken to help deal with the COVID19 pandemic, Ottawa has pushed back the deadline for Canadians filing their income tax returns.

Go green by signing up for E-delivery a paperless solution that has many advantages: Faster delivery than mailed paper statements. Access to your statements at any time Reduction of paper waste.

Even though we are not seeing you faceto-face during these social distancing times, we are only a phone call or email away. We continue to handle all your insurance needs, including purchasing life, disability and critical illness insurance these can be done using e-applications. We continue to have investment reviews, make investment purchases, changes to instructions, redemptions, address changes, etc in short, everything you have come to rely on us for. We encourage ...you to reach out with any questions. If you have not previously given us your email address or cell phone number, now is the time! Please call our office at 2049257420 or email [email protected] to arrange to add this important information so that we can reach out to you when needed. It is our sincere hope from all of us at in the Kilcona Team, that you and your family are staying safe and well and using this time wisely with your family and those close to you.

CERB The Canada Emergency Response Benefit for Individuals Impacted by COVID-19. The CERB provides a taxable benefit payable to eligible individuals, to be paid once per four-week period, up to a maximum of 16 weeks in the period between March 15, 2020, and October 3, 2020. The CERB is taxable in the hands of recipients. However, taxes will not be deducted from the CERB at source; recipients will be expected to report the CERB as income when filing their income tax return...s for the 2020 tax year. Our suggestion to avoid being overwhelmed next tax year is to save away a portion of the funds now, each time you receive a payment. Please ask for more details.

https://www.youtube.com/watch?v=eC1PuzO57Ic&feature=youtu.be

Our carriers are doing all they can to support clients during the COVID-19 pandemic. They are offering the possibility of pushing the premium payments for your insurance policies for a period of 60 to 90 days from when the premium is due should the following situations to apply: Cannot work due to a COVID-19 positive diagnostic In quarantine Impossibility to get to work due to restrictions... Out of work temporarily or loss of work Other reasons related to COVID-19 Contact us for more details, we are here for you. NB : Clients will remain insured during the period of 90 days, therefore, the 30 day grace period is extended to the 60 to 90 days. After the grace period has ended the client will no longer be insured and dependent on the policy clauses, it will be terminated, an automatic premium loan will be taken or it will be reduced paid-up.

With the ongoing market volatility after steep declines in the stock markets, We understand that youre worried. If you have questions, We have answers. During this unprecedented time, count on us to listen to your concerns and offer sound pragmatic advice. Although, our branch is closed for face-to-face meetings, We are a phone call or email away.

Managing our services to you during COVID-19 March 19, 2020 The health of all remains our main priority during the COVID-19 (coronavirus) pandemic. Following the guidelines of government authorities, and acting as a responsible organization, we are doing our part to limit the spread of the virus. We know that this critical period is accompanied by many concerns, which is why we are doing everything in our power to ensure the continuity of our business and the quality of our services to you. Our offices remain open, however we have implemented preventive measures to limit face-to-face meetings. Your DFSI financial security advisor is available to discuss your concerns, and will favour electronic means of communication, such as telephone, Skype, email etc. Today more than ever, your DFSI advisor is your ally.

Concordia Month on CJNU 93.7FM - Nostalgia Radio 93.7 FM Broadcasting live from Kildonan Place CJNU will be broadcasting live from Kildonan Place for the month of March in support of Concordia month on their station. Our very own MaryAnn Kokan-Nyhof from Kilcona Branch was on air yesterday to talk about Concordia and Desjardins Financial Security Investments Incs proud relationship with the The Concordia Foundation Inc. and Hospital. MaryAnn will be on air once again next week, March 17th at 4:37pm. Listen to hear her live, or listen all month to support Concordia Foundation, such an important part of our community and CJNU for their ongoing support of the Foundation.

Attempting to move in and out of the market can be costly. Research studies from independent research firm Morningstar show that the decisions investors make about when to buy and sell funds cause those investors to perform worse than they would have had the investors simply bought and held the same funds. Morningstar, Mind the Gap 2018

Tax Saving Tips - Thursday, March 5, 2:00 - 4:00 pm Come out and join us at Good Neighbors Active Living Centre, 720 Henderson Hwy, Winnipeg and hear about the different income tax credits, how they work and how you might be able to save money! Presented by MaryAnn Kokan-Nyhof of Desjardins Financial Security Investments Inc. No fee. Please register in advance by calling Colleen at 204-925-7420 or Good Neighbors Active Living Centre.

We are excited to launch our new website. Check us out at https://www.dfsi-kilcona.ca/

Life is full of opportunities. Not sure where to start? We can help you grow and protect your assets so you can enjoy life to the fullest. Contact our office today!

Don't forget to come in to make your RRSP contribution before March 2nd!

When it comes to mental health, every action counts. We are proud to do our part to help end the stigma around mental illness and help create a positive change. #bellletstalk

Life is full of opportunities. Not sure where to start? As advisors, we can help you grow and protect your assets so you can enjoy life to the fullest. We can help you reach your full potential. Contact us today!

For 2020, Canadians like you are able to contribute an additional $6,000 to your TFSA, Tax Free Savings Account, for a total contribution room of $69,500 for an eligible person who has never contributed to the TFSA. A TFSA allows you to invest money tax free meaning that you do not need to pay taxes on the money you make inside your TFSA. This is a great savings tool.

Hey Business Owners, did you make a new years resolution to review your shareholder's agreement.come in and see one of our Financial Planners for a review.