Diane Gogar Mortgages
190 Harwood Ave S L1S 2H6 Ajax, ON, Canada

Interesting fact! --- #Helpingfamilieslivebetter #mortgagebroker #realestate #mortgage #mortgagelender #entrepreneur #home #mortgageloans #homeloans

RRSP contribution limits and more...

Let's chat! 1. Fresh start: If you have too much high-interest debt, you may be able to roll everything into one manageable monthly payment on a low-interest mortgage. 2. Dream home: If you’ve found the home of your dreams, refinancing may be the way to make that purchase happen now if you’re not quite ready to sell your primary residence.... 3. Renovate: Renovating your home is often a less expensive option than moving. And the right renovations can improve the quality of your life and increase the value of your home. 4. Wealth building: A rental property can give you a great wealth building opportunity and a source of retirement income. 5. Large expenditures: You may be able to get the funds you need for major expenses (tuition, wedding etc.): a much better strategy than loading it all onto high-interest credit cards. If you have any other questions, please do not hesitate to reach out. I will be glad to help.

My Motivation! Thank you Helen for your kind and supportive words. -------------- #Helpingfamilieslivebetter #mortgagebroker #realestate #mortgage #mortgagelender #entrepreneur #home

An annual mortgage checkup is an important stepping stone for long-term success. It will help make sure you’ve: determined if you can take advantage of today’s ultra-low pandemic rates; looked at maximizing your mortgage principal reduction; ... consolidated debt for one manageable payment, improved cash flow, and interest savings (if you have enough equity); and, accessed the lowest-cost funds for large looming expenses. I'll help make sure your mortgage incorporates what may be ahead: it could pay big dividends and is the best way to get you where you’re going in your financial future. Book a consultation today!

Will prices go up or down? How about rates? Here are some predictions... but nobody can say for certain what the future holds. Stay focused on your goals and get in touch for expert mortgage advice tailored to your situation.

Mortgage Term of the Week: Refinance. ---- #HelpingFamiliesLiveBetter #Refinance #definition #mortgage

"Wherever you go, go with all your heart" -Confucius #HelpingFamiliesLiveBetter #quoteoftheday #mortgageagent #motivation

This is good info for anyone planning to buy their first home.

To my friends, clients and referral partners.... a very Happy New Year!! Thank you for a great 2020. You are wonderful and I appreciate you.

Happy Monday! Mortgage Term of the Week: Appraisal. #HelpingFamiliesLiveBetter #mortgageagent #Appraisal

Cash Back Mortgage rates are lower than they have typically been, causing an upswing in use by first-time home buyers. Getting 3% cash back of the total mortgage amount can be a big financial boost and provide much-needed breathing room after closing on the most expensive purchase most people make. The funds can help pay for things like closing costs, renovations, and moving costs. Interested in learning more? Let's discuss whether a cash-back mortgage fits your needs.

What's the first thing you should do when you get your mortgage renewal? Get a second opinion! Regardless of how loyal you are to your bank, they still may quote you a non-discounted rate. And even if they offer you a better rate when you question it, is that how you want to be treated? ... It just makes good common sense to get a second opinion so that you can make sure you are getting the best deal possible. At renewal, you can renegotiate everything pertaining to your mortgage with no penalties which means this is an important moment of opportunity. If your renewal is coming up in the next 9 months, get in touch!

Fun Fact! Did you know, particularly in Scotland, homeowners paint their front door red to signify they have paid off their mortgage!

A lot has happened in 2020 in the housing market. Here is a look to the future ...

Winter is coming

The Financial Consumer Agency of Canada has a comprehensive website with tips and tools to help you better understand your finances with a focus on our challenging times. The site will help you think more about your financial well-being - https://bit.ly/3eRmGPe

With mortgage deferrals ending, there are options for those in need. I'm here to help!