D. Kwasnicky & Associates Inc., LIT
#211 - 3030 Lincoln Avenue V3B 6B4 Coquitlam, BC, Canada

If you like statistics, this is an article for you covering both expected and some unexpected changes in spending and debt during the pandemic.

Worth checking if there are discounts that may be available for the seniors. The age requirement varies from age 50 up.

A different perspective on why we may be struggling financially.

If you are feeling financial pressure, you are not alone. One of the most notable pieces of advice in this article is for low income individuals to file your income taxes to obtain your federal benefits like Guaranteed Income Supplement for seniors and the Canada Child Benefit for families.

A great summary of some of the costs to consider if you are in the process of obtaining a vehicle.

Some simple tips to help you pay down your credit card debt. If you find that you are extended beyond and need more help, please contact us for a free, confidential assessment of your financial options.

A great article for people approaching retirement or have aging family members.

COVID opens an opportunity for fraudsters. Check out the information available from FCAC so that you are aware of some of the risks.

A great article on your options if your financial situation is still rocky and you have equity in your home. If you have minimal equity, you may want to discuss your options with a licensed insolvency trustee. You can contact us for a free assessment of your options.

If you have collected CERB, you should budget for the taxes to be paid on or before April 30th.

If you are working from home, this article helps clarify what expenses you may be able to claim for your 2020 income tax return.

With the interest rate fluctuations during the pandemic, this article offers some advice on reviewing your options before just accepting a renewal of your mortgage.

One benefit of the pandemic is the reduction in credit spending.according to the TransUnion statistics..

Great comparison of old budget rules with suggestions for new rules based on current products.

A great start. Help for those with addictions without the high fees of private treatment that many cannot afford.

If you are considering purchasing a home, this article provides a summary of the new mortgage rules that went into effect on July 1st with a comparison to the prior rules.

Excellent news for BC employers.

Some interesting impacts of COVID on the Canadian debt levels.

We’re all doing our part to fight the spread of COVID-19. Find out what financial assistance is available for you, your family and your business. Visit canada.ca/coronavirus to learn more.

Some hope for those that are still unable to return to work.

MoneySense provides a concise summary of the recent changes to mortgage insurance applicable if you are applying for a mortgage and are unable to make the 20% down payment required for a traditional mortgage without insurance.

Information on the special payment that will be issued in July automatically to seniors receiving GIS and/or OAS.

A summary of the impact of the COVID-19 on cycling and what changes are being considered.

Interesting summary of actions employers across Canada are reviewing for the return to work.

BDC provides great information for an entrepreneur.

An article with a lot of useful information about mortgage rates, stats and fraud.

Some great health, safety and financial guidance for seniors.

Some great advice when you are dealing with COVID-19 concerns and the going concern of your business. Legal advice is critical prior to taking actions when your business is facing financial distress.

Some great advice on the emergency fund that is useful in times like this. It is a good review for budgeting and planning during this time. If you find that your debt is overwhelming, you can contact us for further information on your options.