Simcoe County's Best Mortgages
241 Essa Rd L4N 6B7 Barrie, ON, Canada

It's time to look at your current mortgage payment - rates are at an all time low and housing prices are at an all time high. With unsure times ahead I recommend you re-evaluate the cost and benefit of your current mortgage payment vs an early renewal. Lock it down for 5 years and rest easy! My team and I can make this process painless and stress free.

Here at Simcoe County's Best Mortgages we pride ourselves on providing exceptional and confidential service for all of our clients. Whether you are buying a home, acquiring an investment property, consolidating debt or your mortgage is renewing soon, we are committed to ensuring you are provided with the right solutions for all of your financial needs. Contact us for a free consultation to see if there is any way we can help you.

The Real Estate market is red hot! Bidding wars are happening on many homes now. This presents a potential challenge for financing that home buyers may not be aware of. Just because you are pre-approved for a certain amount, if the home you are buying does not appraise at the price you paid, you will have to fund the difference. Be careful out there!

Rental income to increase your buying power! If you are purchasing a home with less than 20% down the in-law suite must be a legal apartment in order for a % of the rental income to be added to your personal income to qualify for a higher mortgage. If you are purchasing a property with a full in-law suite that is not legal (Not registered with the city as a duplex) and you have a 20% downpayment or more then the extra income may be added to your income. Confused? Call us or m...essage us to talk about the positives of rental income and investing in real estate! Here's some pictures of a listing coming soon in the east end that has great potential to offset your monthly carrying costs...

This short video perfectly exemplifies why you should always consider using a licensed mortgage professional when acquiring a mortgage. We get access to more products than the banks, our services are free for you and we provide unbiased advice for our clients. We hope we can be of service to you for your next mortgage!

https://dominionlending.ca//cmhc-makes-it-harder-to-quali/