Edward Jones
180 King St S Suite 150 N2J 1P8 Waterloo, ON, Canada

Did you know: RRSPs can also be used to achieve other financial goals, if the circumstances allow for it? The Home Buyers’ Plan allows you to withdraw up to $35,000 from your RRSP to buy or build a qualifying home for yourself or a related person with a disability. The HBP allows you to take up to 15 years to pay back the withdrawn funds. Want to learn more? Give me a call! [EDJ2021]

Did You Know that TFSAs can be as a short-term investment account, but they are also beneficial for long-term goals especially as a tool for retirement savings. I can help you get started with your savings strategy. [EDJ2021]

If you are planning to retire in the next few years, you may be wondering if your retirement plan should be reviewed or revised. Has nearing retirement in the face of a global pandemic changed your plans? I’m available to help you review your goals, budget and risk tolerance levels so you can feel more confident and secure as you approach your golden years. [EDJ2021]

Like the stock market, your personal financial portfolio will also evolve over time. It’s always a good idea to prepare for market fluctuations so you can make any necessary adjustments to help maximize your return potential. I can help ensure you are prepared for long-term. [EDJ2021]

Do you know if you’ll have enough money saved for retirement? Less than half of working investors can tell you. Use this financial calculator to make an estimate of how much you’ll need. I can help you stay on track.[EDJ2021]

Try not to let unexpected events or risks stop you from living your best life. I can work with you to stress test your strategy and build in ways to help you ensure your strategy stays on track. [EDJ2021]

Setup an Emergency Fund: It’s always a good idea to save some cash saved for a rainy day. Having 3-6 months worth of living expenses means if something unexpected happens it won't throw you too far off your goals. I can help you calculate how much cash you may need to fill your rainy day bucket. [EDJ2020\

Stay on track with your budget by cancelling subscriptions you're not using. These are generally small monthly charges but add up over time. [EDJ2020]

Before you make a budget it's important to identify your short-term (paying your credit card, reducing weekly expenses) and your long-term goals (saving to buy a house or a car). I can help you create an investment strategy to address your needs. [EDJ2020]

Consolidate Your Debt: This can mean fewer payments with balances being charged with lower interest rates. Be aware of any fees that get charged and the potential impact to your credit score. [EDJ2020]

Did you know that investing systematically lets you buy more shares when the price is low and fewer when the price is high? This program is called Dollar Cost Averaging. We’ve entered a unique period where our savings can greatly outweigh our personal spending habits, so take advantage! Let’s talk to see if this program might work for you! [EDJ2020]

Edward Jones Canada is proud to be the title sponsor of this year's Wealth Professional's Women in Wealth Management virtual conference on December 1st, connecting advisors from across the country and industry to inspire and innovate, exchange ideas, discuss experiences, and make progress towards real change. Hear from our President, David Gunn, as he kickstarts this conference and from our senior strategist, Nicole Ewing, who will be moderating a session about Women and The New Retirement. You can learn more and sign up here. [EDJ2020]