EdwardJones- Financial Advisor: Kristy Landry
1400 Cowichan Bay Rd. Unit 15B. V0R 1L3 Cobble Hill, BC, Canada

Consider starting out your retirement with a modest withdrawal rate of about 3% - 4%. This can provide you with the flexibility you need to better handle market declines and any unexpected expenses. [EDJ2021]

Find out what's happening in the markets with our latest financial market update.[EDJ2021]

Remember, I work for you! This means that it’s my job to help you identify any potential risks that may occur during or shortly before your retirement date. Knowing the risks before they occur can help you plan and prepare for them accordingly. [EDJ2021]

Life is full of changes, and that doesn’t stop once you pass your retirement date. I can work with you to stress test your financial strategy to help ensure that you’re prepared for any future changes. [EDJ2021]

Want to know what happened in the market this past week and what's ahead check out our latest market update.[EDJ2021]

Find out what's happening in the markets with our latest financial market update. [EDJ2021]

We’re mobile! Download our Edward Jones Mobile App today to stay connected, wherever you are! [EDJ2020]

Check out this week's market update for activities on last week's market moves and a preview of the week ahead. [EDJ2020]

Caregivers and Financial Power of Attorney: Depending on the condition of the person who is in your care, it may be a good idea to work with legal professionals to discuss financial power of attorney just in case the time comes when the person receiving care is no longer able to make difficult decisions. [EDJ2020]

I’ve met a lot of new clients through Zoom appointments and over the phone. I was originally concerned about this new process, but I have been pleasantly surprised. Let’s keep each other safe.

I’m here in your community. I don’t just work here; I live here too. [EDJ2020]

Consolidate Your Debt: This can mean fewer payments with balances being charged with lower interest rates. Be aware of any fees that get charged and the potential impact to your credit score. [EDJ2020]

Check out our weekly market update for new on last week's market and guidance for the week ahead. [EDJ2021]

Most of us tend to think to think that acquiring new debt is bad, but it’s often a necessity to help us get to where we need to go. I am available to work with you to help you come up with a plan that fits in either new or pre-existing debt into your financial strategy, so you can still feel secure in your future saving plan. [EDJ2020]

Planning for an estate is truly a team effort. Let’s work together to understand what’s important to you, then create a personalized strategy to help you reach your goals. [EDJ2020]

Sending your child off to college or university is one of life’s milestones, but at what cost? Get in touch with me today so we can get started on creating a strategy that works for you.

Wow! Woke up this morning for soccer (kids) and it SMELLS like fall! Cool and wet and the driveway officially looks like it needs a raking. I hope everyone has a cozy, and wonderful Thanks Giving! Keep it simple and stay safe.

There’s plenty of reasons to have an extra supply of cash on hand beyond just saving for that rainy day. I can work with you to ensure you have enough cash to meet your immediate needs while also considering your long-term saving plan. Get in touch today.

You are invited: Tuesday Sept 15th at 10AM - all attendees are in privacy mode with no cameras and no listed names. 250-743-1259 Or email: [email protected] to register... Lets clear the fog and find out what steps you can take to navigate the uncertainty in todays market. If you, or someone you know, could use some guidance, please dont hesitate to call and register!

Remember each dollar that isn’t spent toward bill or debt payments can be put to work for you. Let me help show you how.

There are a number of different tax strategy options that business owners can consider. I can work with you and your legal and tax team to determine which plan works best for you and your business. Please dont hesitate to reach out if you have any questions.

While many people are talking about the staggering numbers reported in Canada's Fiscal Snapshot, there's a statistic in there you may have missed 1 in 5 Canadians are reporting symptoms consistent with moderate or severe anxiety and if you have your own business you may be feeling the pinch. Having a financial strategy can help you regain control. Check out the actions we recommend to help safeguard your business. I'd be happy to help you and provide a second opinion.

Just a friendly reminder that I am available to create or review your financial strategy at any time. You can schedule an appointment with me at any time to start discussing how your money can be put to better use, for you.

Retirees consider family their greatest source of satisfaction, support, joy and purpose. 63% of retirees are willing to offer financial support to family even if it affects their own financial well-being. Learn more about The Four Pillars of the New Retirement.

As a business owner, you will most likely be making significant financial decisions over the next few weeks and months. Regardless of your business structure, it may be a good idea to review your business and personal obligations in order to prioritize accordingly as you assess your options moving forward

Hear from our Country Leader David Gunn about how the pandemic has changed the client-advisor experience.

This is a great resource for anyone who’s interested in financial wellness and how it relates your mental and physical health. Check it out!

Living on a budget doesn’t have to mean clipping coupons and eating instant noodles it’s an effective way to keep track of your cash flow so you can see what you’re spending your money on each month. Here are some ideas on how to get started.

Where are you on your financial journey? The first step to building a financial strategy is to understand where you are today. Take this short quiz to get started.

It’s my priority, as an Edward Jones financial advisor, to help you adapt to change and refocus your goals in a way that benefits you. Here are some tips on what you can do to protect yourself while also planning to meet your short and long-term financial goals.

How can you save for the future, when you’re still paying off the past? It doesn’t have to be complicated; having a financial strategy is a great way to keep track of your cash flow to help you reach your goals. Give me a call today to get started.

Its not too late to get back on track with your investments if you feel like youve lost your way. It may be a good idea to consider investing in both stocks and bonds because it can help stabilize your returns even during times of extreme market volatility. Contact me to discuss.

Preparing for retirement or planning for your childs education are significant milestones that require long-term planning. By considering your long-term goals, I can work with you to understand whats important to you.

Preparing for a childs future education can be a whole-family affair, but how are parents supposed to manage contributions from multiple sources? Let's talk about the best way for family members to contribute to your child's education.

Nearing retirement in the face of a global pandemic and unprecedented market volatility may change how you should be thinking about your plans. We look at some of the steps you can take to remain in or regain control and stay on track to meet your goals.

It can be tempting during times of economic uncertainty to want to pull out of the markets and re-invest later. We get it. But its important to not lose sight of your long-term financial goals. History shows the best times to be opportunistic are when it feels toughest to do so.

Did you know that investing systematically lets you buy more shares when the price is low and fewer when the price is high? This program is called Dollar Cost Averaging. Weve entered a unique period where our savings can greatly outweigh our personal spending habits, so take advantage! Lets talk to see if this program can work for you!

It's been devastating to see the acts of racism and violence against Black communities. We are not immune to racism here in Canada and the devastation in the US is a strong reminder that we all need to take responsibility to end racism and discrimination. We all must do our part in standing up against racism by educating ourselves, listening and being an ally to our Black communities, clients and associates.

Heres our final tip in our help to manage your investments series! Tip 5: I am ready and available to help you create a financial strategy that works for you, and to answer any questions you may have about your portfolio. Let's talk.

Tip 4! Keeping your portfolio balanced can be a good way to take advantage of market volatility. Interested in learning what a balanced portfolio looks like? Feel free to schedule a meeting with me and I can work with you to put together a financial strategy that takes into account your personal long- and short-term goals.

Still with me? Heres Tip #3 on managing your investments: Try not to make impulsive decisions about when to sell your assets. How will you know when to start buying again? You risk missing out on the markets best days, which can account for a percentage of your losses that youd have otherwise received. Not sure what to do or where to go? Happy to talk you through your options!

Tip 2: Diversify your portfolio. Whats in your investment portfolio? Consider scheduling an online meeting with me: I would be happy to give you a complimentary review of your portfolio.

Tip #1: Its important to consider long-term growth. Remember, volatility is a normal part of investing.

I get it. Volatile markets can be a source of stress and worry for investors such as yourself, but it doesnt have to be. Stay tuned for more information and tips to be shared here that may help you better understand the current market situation.

Well- Im trying :) Priorities 2020- Family, health and finances! So much is going on and its important to clear your mind, get outside and get some sunshine. Reach out to your family and make sure your talking to the right people, who understand your personal situation about your finances. If you need some guidance- dont hesitate to contact me.

If youve ever planted a garden, or have even tried tending to house plants, you understand that their best chance for survival depends on their physical environment and a strategy that helps them mature and blossom. The same can be said for your financial portfolio. Im always ready to take time to help you create a financial strategy that works for you, to help you blossom into the best version of you.

Managing through this time of uncertainty adds a certain layer of stress to our daily lives. We've gathered resources to help you adapt and manage through this time.

Seniors: The government has reduced the minimum required withdrawals from your RRIF by 25%.

Did You Know: That the deadline for individuals to file has been extended to June 1, 2020, and the deadline to pay any amounts owed has been extended to September 1, 2020.

Now is a great time to ensure your portfolio is balanced and diversified equities vs. fixed income but also looking at the various sectors you are invested in. Lean in to the volatility it's a great time to be strategic and consider new companies, sectors and asset classes to achieve your long-term goals.

Do you need a second opinion on your investment portfolio? I'm ready to listen and share my thoughts with you. We have lots of ways to meet virtually. If you'd like to talk, please send me an email or call me.

Your tolerance for risk may have been called into question during all this market volatility. And, if you are having uneasy feelings, it might be time to make sure your portfolio is balanced and aligns with your long-term goals.

Our communities need us now more than ever. Edward Jones has committed $2.7 million to support nonprofit organizations throughout North America including Food Banks Canada, The United Way and Trillium Health Partners to help those most in need. And a very special thank you to all those who are on the frontlines. You are making an incredible difference.

If your financial goals haven't changed, then hold on tight. Market volatility can create some angst but keep focused on the long-term horizon.

Well, I thought Now would be a great time to start gardening again! Well have to get some fencing up to keep the chickens out. Still needs a lot of work but its a great break from the world.