Ellen MacDougall, Financial Advisor
669 Wellington Street East P6A 2M6 Sault Sainte Marie, ON, Canada

In a conversation with a client this morning, I was chatting about what I call the "top up" strategy. In my 20's and 30's I did this most years. Great way to knock down RRSP room and build wealth without using your monthly cashflow. My idea was always to get contributions in throughout the year, then do this at end of February. You're welcome! :-)

It’s almost that time of year....again!! New deductions for at home work during the pandemic.

What’s the saying? If you want something done, do it yourself! :)

Good news for downtown.

First time home buyer? Might be interested in this information.

Working from home? What you should know.

Extended Tax DEADLINE for 2019 return is September 30. Don’t forget if you owe!

Would you take a cut in pay to work from home? Some people I talk to say they work harder at home. What do you think?

Registered Disability Savings Plans. If you know someone who qualifies, YOU need to know about them. Grant and Bond amounts available from Government will make you glad you took the time to learn about them.

CRA extends deadline for taxes until September 30th.

New hockey jerseys arrived for my sponsored team next year. Hopefully we have WHL Season!

Would you take a cut in pay to work from home? Some people I talk to say they work harder at home. What do you think?

Love to read about people returning to the Soo. :)

With all that’s going on, in case you forgot. Today, tax returns are due for most Canadians if you owe. Self employed have until June 15. Anything owing must be paid by Sept 1.

Starting Friday, Sault goes to Stage 2.

With all thats going on, in case you forgot. Today, tax returns are due for most Canadians if you owe. Self employed have until June 15. Anything owing must be paid by Sept 1.

I remember when I attended University in Southern Ontario, my friends would ask me why I lived where I did. I knew then why, and I know today why.

Another Covid-19 announcement. This one for seniors.

Information on support for students.

Some RRIF information for you, your parents or maybe grandparents. For those that are receiving income from a RRIF, they have lowered the withdrawal minimums by 25%. Some good information that maybe a lot of people don’t know about.

Some good information on wage and income programs. Stay well everyone.

Keep in mind CERB is Taxable!

In my business, Warren Buffett is a hero. His famous words: Be fearful when others are greedy, and be greedy only when others are fearful. This article is a reminder. Stay safe everyone.

Some RRIF information for you, your parents or maybe grandparents. For those that are receiving income from a RRIF, they have lowered the withdrawal minimums by 25%. Some good information that maybe a lot of people dont know about.

Some good information on wage and income programs. Stay well everyone.

In my business, Warren Buffett is a hero. His famous words: Be fearful when others are greedy, and be greedy only when others are fearful. This article is a reminder. Stay safe everyone.

Anyone want 2 Greyhound tickets for tonight?Anyone want 2 Greyhound tickets for tonight?

Deadline March 2!

I get a lot of questions about the Manulife One. This video explains how it works, and how you can benefit. Message me if you have any questions.

Rio is giving away SOO GREYHOUND tickets. Check out what he has to say!

Which one when? This short video provides some answers.

A few minor changes, but significant change around using RRSPs for home purchase if marital breakdown occurs. Happy 2020!

So true! https://twitter.com/cityssm/status/1205486263706509313?s=21

TFSAs are wonderful investment vehicles. A great read around contribution room.

Happy to help support Team Comeau! Competitive U21 Womens Curling Team playing out of the Navan Curling Club in Ottawa. Mackenzie Comeau Alyssa Blad Cloe Bourguignon... Taylor Longo-from Sault Ste. Marie Coach: Paul Berube See more

Its the most wonderful time of the year! Great article to brush up on the basics of an RESP. Super savings tool for kids...dont miss out. https://www.theglobeandmail.com//article-making-the-most-/

https://ejmfinancial.ca//protecting-your-mortgage-creditor

Thinking about retirement this summer? Want a check in to see where you are at with your plan? Check out the new retirement calculator on my website. Education and Major purchase one too! https://ejm-6799714.twentyoverten.com/resources

Most often a refund is looked at as a bonus, but basically the Government has your money when YOU could have it. Good food for thought this morning.

Good info!! https://www.cbc.ca/news/business/cpp-explainer-1.5133984

A good little summary of TFSA and RRSP differences. Update, current limit $6000 annually. LOVE the TFSA! https://www.getsmarteraboutmoney.ca//rrsp-and-tfsa-contri/

https://www.saultstar.com//running-boston-marathon-for-ys-

Over $6500!! Whoo Hoo! For the Kids!!!!

Gently used professional clothing donation is a great idea. Helps those get back into the workforce. If you cant attend breakfast, you can drop off at Chamber office this week. Super idea.

Often an avoided, but necessary topic. I always say its just peace of mind and better for those around you to have things in place, just in case.

We hit $5000 today for the YMCA Strong Kids Campaign !!!!!!Thanks everyone

https://dailyhive.com//canada-ranked-best-country-quality-

Whoo hoo!! Half way to $5000! Thanks Great Lakes Honda!